Wyndham Rewards Earner Plus Card overview
Even in the event you aren’t a Wyndham loyalist, the Wyndham Rewards Earner® Plus Card is value contemplating. It comes with perks like computerized elite standing, an anniversary factors bonus and a beneficiant earnings price whereas having a modest annual payment. Card Ranking*: ⭐⭐⭐½
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Within the aggressive lodge panorama, Wyndham is probably not the primary title you consider, however they’ve some wonderful lodge choices and a household of cobranded bank cards to match.
With an annual payment of $75, the Earner Plus card lands simply above the entry-level Wyndham Rewards Earner card. Even in the event you do not regularly keep at Wyndham properties, you possibly can nonetheless profit from the cardboard’s computerized elite standing and award redemption reductions.
The advisable credit score rating for this card is no less than 670. Nevertheless, it’s doable to get accepted with a decrease rating.
Let’s look at whether or not the Wyndham Rewards Earner Plus card deserves a spot in your pockets.
The knowledge for the Wyndham Rewards Earner Plus card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Wyndham Rewards Earner Plus Card execs and cons
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Wyndham Rewards Earner Plus Card welcome supply
New Wyndham Rewards Earner Plus candidates can earn 45,000 bonus factors after spending $1,000 on purchases within the first 90 days from account opening. That is sufficient factors for as much as 6 nights.
Primarily based on TPG’s January 2025 valuations, this bonus supply is value $495. Given how low the spending requirement is, it is a implausible worth for the variety of factors you may earn.
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We have beforehand seen a suggestion on this card for 75,000 factors, so it might be value ready for a better supply if you do not have a deliberate Wyndham keep any time quickly.
It is necessary to notice that Barclays could be inquiry-sensitive, so I like to recommend being below 6/24 earlier than making use of for this card. In different phrases, it’s best to have 5 or fewer exhausting inquiries in your credit score report up to now 24 months earlier than making use of for the Wyndham Rewards Earner Plus.
Associated: Ebook low-end or luxurious lodges to get one of the best worth out of your factors
Wyndham Rewards Earner Plus Card advantages
The Wyndham Rewards Earner Plus comes with computerized Wyndham Platinum standing. This standing stage grants perks like free Wi-Fi, early check-in and late checkout, most popular room choice, bonus factors on stays and automotive rental upgrades at Avis and Price range.
Wyndham Rewards Platinum standing alone might simply be definitely worth the $75 annual payment the cardboard holds. Along with the automated Platinum standing, the cardboard provides:
- Anniversary bonus factors: Earn 7,500 bonus factors every anniversary after you pay the annual payment, value $83 in accordance with TPG’s January 2025 valuations
- Low cost on paid and award stays: Earner Plus cardmembers obtain entry to a particular cardmember price on stays paid with money and a ten% low cost on Go Free award stays
- No international transaction charges
Associated: The final word information to incomes and redeeming Wyndham Rewards
Incomes factors on the Wyndham Rewards Earner Plus Card
The Wyndham Rewards Earner Plus earns:
- 6 factors per greenback on Wyndham lodges and fuel
- 4 factors per greenback on eating and at grocery shops (excludes Walmart and Goal)
- 1 level on all different purchases (excluding Wyndham Trip Membership down funds)
Primarily based on TPG’s January 2025 valuations, these charges equate to a 6.6% return on Wyndham and fuel purchases, 4.4% on eating and grocery purchases and 1.1% on all different purchases.
These are nice earnings for Wyndham stays and fuel; nevertheless, some playing cards earn higher in on a regular basis classes, similar to eating at eating places and U.S. supermarkets, just like the American Specific® Gold Card (topic to spending caps).
Redeeming factors on the Wyndham Rewards Earner Plus Card
With the Wyndham Earner Plus card, you possibly can redeem your factors for stays, fuel, airline tickets, tickets and experiences, present playing cards, merchandise, charitable donations, excursions and actions and AARP membership.
Essentially the most worthwhile technique to redeem factors is for Wyndham lodge stays.
Wyndham is likely one of the few lodge manufacturers that also makes use of a hard and fast award chart and never dynamic pricing, which means you possibly can nonetheless get outsize worth. There aren’t any blackout dates for Wyndham properties.
Wyndham provides two kinds of redemptions: Go Quick and Go Free. Go Free makes use of factors to guide the entire price of the room, and Go Quick makes use of a mixture of factors and money. Cardholders will obtain a ten% low cost on all Wyndham Go Free lodge redemptions.
Go Free award nights are priced in three tiers: 7,500, 15,000, and 30,000 factors per evening. Larger-end properties and properties booked throughout peak-season journey will sometimes price 30,000 factors per evening.
Go Quick award nights are priced in three tiers, beginning at 1,500, 3,000 and 6,000 factors per evening plus money.
TPG senior factors and miles author Katie Genter says, “[I’ve] used Wyndham factors for 15,000-point nights in Hawaii and seven,500-point nights in South Korea, together with on the gorgeous island of Jeju. I’ve additionally gotten wonderful worth redeeming for Vacasa stays, though that is harder to do now with the decrease cap on the typical price per bed room for 15,000-point nights.”
You can even use your factors to guide a Wyndham Trip Membership keep beginning at 7,500 factors per bed room per evening. As a cardholder, your factors can be used to guide Caesars Rewards properties, Vacasa trip leases, Landal GreenParks and reservations on Cottages.com.
Wyndham timeshare homeowners can use factors to cowl upkeep charges by changing them to Upkeep {Dollars}. Caesars properties price 15,000 to 30,000 Wyndham factors per bed room per evening. Sure blackout dates apply.
Vacasa trip leases can solely be booked with Wyndham factors if the typical nightly price, inclusive of all charges, is below $500. You will pay 15,000 factors per bed room per evening for leases with a mean nightly price below $250 and 30,000 factors per bed room per evening for leases with a mean nightly price between $250.01 and $500.
Transferring factors on the Wyndham Rewards Earner Plus Card
Wyndham has a stable listing of airline switch companions. Nevertheless, you typically obtain higher worth whenever you redeem your factors for Wyndham stays than whenever you switch them to companions.
Wyndham has 9 complete airline switch companions, together with Air Canada Aeroplan miles, Avianca LifeMiles, Frontier Airways Frontier Miles, Turkish Airways Miles&Smiles and United MileagePlus miles.
All factors are transferred at a 5:1 ratio; you will need to switch no less than 6,000 factors. This implies 6,000 Wyndham factors are equal to 1,200 companion factors. Given this switch ratio, I strongly advocate avoiding this as a redemption technique.
Associated: Must you switch lodge factors to airline companions?
Which playing cards compete with the Wyndham Rewards Earner Plus Card?
In order for you extra Wyndham Rewards perks or choose a distinct kind of reward, you could wish to select one among these playing cards as an alternative:
- In the event you choose no annual payment: The Wyndham Rewards Earner® Card is the little brother of the Earner Plus and has no annual payment. It provides perks like computerized Wyndham Gold standing and earns 5 factors per greenback on Wyndham stays and fuel. You will nonetheless obtain reductions on award and money stays. To be taught extra, try our full overview of the Wyndham Rewards Earner card.
- In the event you choose to earn versatile foreign money: The Capital One Enterprise Rewards Credit score Card earns no less than 2 miles per greenback on all purchases, comes with a International Entry/TSA PreCheck payment credit score and has a $95 annual payment (see charges and charges). Capital One miles could be transferred to Wyndham. To be taught extra, try our full overview of the Capital One Enterprise Rewards.
- In the event you choose a enterprise card and better standing: The Wyndham Rewards Enterprise Earner® Card comes with complimentary Wyndham Diamond standing. The cardboard additionally earns 15,000 bonus factors after every cardmember anniversary and comes with reductions for award and money stays. To be taught extra, try our full overview of the Wyndham Enterprise Earner.
For added choices, try our full listing of one of the best lodge bank cards.
The knowledge for the Wyndham Rewards Earner card and Wyndham Rewards Enterprise Earner card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: How to decide on a lodge bank card
Is the Wyndham Rewards Earner Plus Card value it?
This card is definitely justifiable and value getting in the event you regularly keep at Wyndham properties. It provides computerized Wyndham Platinum standing, an amazing earnings price on Wyndham stays and fuel and a ten% low cost on all award redemptions. In the event you keep much less regularly, you could be higher fitted to the no-annual-fee Wyndham Rewards Earner card.
Backside line
The Wyndham Rewards Earner Plus is a stable providing that is sensible for many Wyndham vacationers. With an amazing earnings price and computerized elite standing, this card is certainly value contemplating including to your pockets.
Plus, a stable welcome bonus may also help enhance your Wyndham Rewards account steadiness.
Associated: Finest lodge rewards packages on the earth: Which one is best for you?
