United Quest Card overview
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The United Quest Card is the proper “in-between” card for frequent United vacationers. It affords extra perks than the United℠ Explorer Card and a decrease annual price than the premium United Membership℠ Card.
The cardboard not too long ago underwent an overhaul, including a number of new perks, altering a number of others and growing the annual price to $350. Whereas this might sound like a adverse change, the brand new credit can simply offset this price for those who discover worth in them. The important thing right here is remembering to make the most of them on a month-by-month or annual foundation.
The really useful credit score rating for the United Quest Card is at the very least 670. Nevertheless, it might be attainable to get authorised with a decrease rating.
This is what it’s essential to know concerning the United Quest Card to resolve if it is the proper match for you.
United Quest Card execs and cons
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United Quest Card welcome supply
For a restricted time, new United Quest Card holders can earn 90,000 United MileagePlus miles and 500 Premier qualifying factors after spending $4,000 on qualifying purchases within the first three months from account opening.
In accordance with TPG’s March 2025 valuations, United miles are price 1.35 cents every, making this supply price $1,215.
This supply is the very best supply we have seen on the cardboard in over three years.
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Observe that this supply isn’t obtainable to present or earlier cardmembers who obtained a brand new bonus throughout the previous 24 months, and Chase’s 5/24 rule applies.
Associated: The final word information to incomes elite standing with United playing cards
United Quest Card advantages
Listed below are among the prime perks.
TravelBank money
With this card, you may earn $200 in TravelBank money every account anniversary yr. TravelBank is a web-based account the place United flyers can sustain with flight credit and extra to fund purchases with the provider.
This credit score wipes out greater than half of the cardboard’s $350 annual price.
Low cost on award redemptions
You will obtain one 10,000-mile low cost after your first cardmember anniversary.
As of March 2025, TPG values the ten,000-mile credit score at $135.
You can even earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar yr.
On prime of these perks, United Quest cardholders take pleasure in:
- Free checked luggage: First and second luggage for the cardholder and a companion on the identical reservation*
- Inflight low cost: 25% again on United inflight purchases
- Lodge credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by means of Famend Inns and Resorts every account anniversary yr
- JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary yr
- PQP increase: A 1,000-PQP increase is utilized annually (this can seem in your MileagePlus account between February and April, starting in 2026)
- PQP earnings: Earn as much as 18,000 PQPs per calendar yr (1 PQP for each $20 you spend on purchases may be utilized towards your Premier standing qualification, as much as the Premier 1K stage; the brink on this perk was doubled within the card’s current overhaul)
- Precedence boarding
- Rental automotive credit score: As much as $40 every for the primary two Avis or Funds automotive leases booked by means of United Vehicles every account anniversary yr
- Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
- Journey-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing companies, plus a bonus of $4 (for a complete of $12) in December
- TSA PreCheck/International Entry credit score: As much as $120 each 4 years
- Journey and buy protections
*You should use your Quest Card to pay on your ticket to test your luggage free of charge — together with the taxes and costs you pay whenever you e-book award tickets with miles.
Additionally, for those who spend $40,000 on the cardboard in a calendar yr, you may obtain two world Financial system Plus seat upgrades.
This has grow to be a laundry listing of credit protecting all the pieces from grocery supply to rental vehicles and resort reservations, but it surely additionally helps outweigh the United Quest Card’s increased annual price.
A few of these perks can be simpler to make use of than others. For example, for those who do not frequent Avis or Funds for automotive leases or see your self reserving with JSX, these advantages may very well be more durable to maximise. Others, just like the Instacart credit and the resort profit, may very well be extra worthwhile for cardholders.
Typically, for those who fly United repeatedly, you may recognize the credit and free checked luggage this card affords. And for those who’re chasing United standing, the additional PQPs this card earns will fast-track your progress.
Associated: Airline baggage charges: How a lot it prices to test a bag on main US airways
Incomes miles on the United Quest Card
On prime of United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you may earn:
- 8 miles per greenback spent on United flights
- 5 miles per greenback spent on resort stays booked by means of Famend Inns and Resorts
- 3 miles per greenback spent on all different United purchases
- 2 miles per greenback spent on different journey purchases
- 2 miles per greenback spent on eating and choose streaming purchases
- 1 mile per greenback spent on all different purchases
The United Quest Card earns bonus miles on common journey and eating purchases, in addition to on United spending. Nonetheless, you may discover related or higher earnings for these classes on different journey playing cards.
Associated: The perfect bank cards to make use of for United flights
Redeeming miles on the United Quest Card
If you happen to can make the most of United’s distinctive Excursionist Perk, you may get much more worth out of your MileagePlus miles.
You can even redeem your miles for nonflight gadgets, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automotive leases and resort stays.
Moreover, you’ll be able to switch your miles to Marriott Bonvoy, however you may get a decrease worth out of your miles with any of those choices than you’d for those who used them to e-book flights.
Andrea Rotondo, TPG’s director of content material operations, not too long ago redeemed 6,000 United miles for a one-way financial system flight between Frankfurt and Vienna.
Low-cost mile redemptions aren’t simply restricted to home flights; you can too safe implausible offers on worldwide journeys. Rachel Craft, a factors and miles author at TPG, redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have ordinarily price her round $9,000 if she paid with money.
Associated: The way to redeem miles with the United MileagePlus program
Which playing cards compete with the United Quest Card?
If you need extra United perks or cannot justify the annual price on the United Quest Card, one in all these playing cards could also be a greater match:
- If you need United Membership entry: The United Membership Card affords much more United advantages. It has the next annual price of $695, however the United Membership membership is price as much as $750, so this one perk justifies the cardboard’s annual price. The cardboard additionally comes with increased incomes charges on United purchases. To be taught extra, try our full evaluate of the United Membership Card.
- If you need extra versatile rewards: The Chase Sapphire Most popular® Card has related bonus classes and lets you switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual price of $95. To be taught extra, try our full evaluate of the Chase Sapphire Most popular.
- If you need United advantages for a decrease annual price: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is inexpensive to carry, coming with a $0 introductory annual price for the primary yr, then $150 afterward. To be taught extra, try our full evaluate of the United Explorer Card.
For added choices, browse our full lists of finest airline bank cards and finest journey bank cards.
Associated: United Quest vs. United Membership: Larger is healthier
Is the United Quest Card price it?
The $350 annual price may appear steep, however for those who maximize the $200 TravelBank money and test a normal bag on 4 one-way United flights per yr, you may come out forward.
Backside line
That being mentioned, anybody wanting complimentary airport lounge entry or extra versatile rewards would possibly select a unique route.
Apply right here: United Quest Card
