The Hilton Honors American Specific Enterprise Card is a superb decide for small-business homeowners loyal to Hilton. It affords complimentary Hilton Gold elite standing and several other enterprise administration instruments for a average $195 annual payment (see charges and charges). Enrollment is required for choose advantages; phrases apply.
This card’s advantages and the welcome supply can present respectable worth to cardmembers trying to guide Hilton stays for his or her enterprise. Nonetheless, this card is not for everybody.
Let’s take a more in-depth take a look at the Hilton Enterprise card to see if it is a match for you.
Welcome supply
TPG’s April 2025 valuations worth this welcome supply at $1,050.
Needless to say Hilton makes use of dynamic pricing for resort redemption bookings. These bonus factors might sound like quite a bit, however in actuality, they may cowl simply two nights at a top-tier property.
That stated, that is nonetheless an effective way to get some actual worth out of your corporation’s routine spending.
Associated: 7 methods to redeem factors with the Hilton Honors program
Incomes factors
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That is a strong charge for Hilton purchases however common for different spending. The Hilton Enterprise Amex isn’t the very best card for incomes rewards on non-Hilton spending.
This card’s charges equate to a 7.2% return at Hilton properties and a 3% return on different spending as much as $100,000 (then 1.8% on all non-Hilton purchases afterward), per TPG’s April 2025 valuations.
Needless to say you will obtain further factors per greenback in your Hilton bookings by way of this card’s complimentary Gold elite standing. Since this standing stage supplies an 80% bonus on factors earned, you will obtain one other 18 factors per greenback on prime of the 12 factors per greenback this card earns. That quantities to a formidable 30 factors per greenback.
Different Hilton playing cards, such because the Hilton Honors American Specific Surpass® Card and Hilton Honors American Specific Aspire Card, supply higher worth in bonus-earning classes.
The data for the Hilton Honors Amex Aspire has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: One of the best Hilton bank cards
Redeeming factors
Your Hilton Honors factors will be redeemed for resort nights, Hilton occasion credit, Hilton Honors Experiences, Amazon purchases and with airways. We advocate utilizing your factors for resort nights for the very best worth (by far).
Hilton Honors makes use of a dynamic pricing system, so that you would possibly wish to use its Factors Explorer instrument to point out you the award evening value vary for a selected property over the subsequent month.
Because of the Hilton Enterprise Amex’s complimentary Gold standing, you will obtain your fifth evening free. Meaning you solely must pay for 4 nights, which is an effective way to avoid wasting on lengthier award stays.
Card advantages
The Amex Hilton Honors Enterprise features a few helpful advantages for a mid-tier card:
- Complimentary Hilton Honors Gold elite standing: With Gold standing, you will take pleasure in an 80% factors bonus on Hilton stays, the fifth evening free on award redemptions, elite tier rollover nights, complimentary breakfast or meals and beverage credit in any respect motels and room upgrades.
- Improve to Diamond standing: You possibly can improve to Diamond Elite standing by way of the top of the subsequent calendar 12 months whenever you spend $40,000 together with your card in a calendar 12 months. With Diamond standing, you will get entry to superior upgrades, government lounges and extra.
- As much as $60 quarterly Hilton assertion credit score: You will earn as much as $240 per calendar 12 months in assertion credit, cut up into as much as $60 every quarter on eligible Hilton purchases. Purchases can embody room reservations at any Hilton property and incidental fees.
- Rental automotive elite standing: Complimentary Nationwide Automotive Rental Emerald Membership Govt standing that gives assured upgrades, no second drive charges and the flexibility to earn sooner free rental days. Phrases apply.
- Journey protections: Baggage insurance coverage*, secondary automotive rental loss and injury insurance coverage**, entry to the International Help Hotline***, prolonged guarantee* and buy safety* can be found to cardmembers.
- Expense administration instruments: Lastly, you will have entry to the American Specific Enterprise app, QuickBooks integration, Vendor Pay and extra.
Enrollment is required for choose advantages; phrases apply.
*Eligibility and profit stage varies by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
**Eligibility and profit stage varies by card. Not all car varieties or leases are coated, and geographic restrictions apply. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by way of American Specific Journey Associated Providers Firm, Inc.
***Eligibility and Profit stage varies by Card. Phrases, Situations and Limitations Apply. Please go to americanexpress.com/benefitsguide for extra particulars. Card Members are accountable for the prices charged by third-party service suppliers.
Associated: Your full information to procuring protections on American Specific playing cards
Backside line
The Hilton Amex Enterprise affords some worth when used throughout Hilton stays, due to Gold elite standing and quarterly as much as $60 Hilton assertion credit for a average annual payment.
The place the cardboard falls brief is the shortage of bonus-earning classes tailor-made to companies, no free evening certificates and a cap on incomes 5 factors per greenback on on a regular basis purchases (on the primary $100,000 spent every calendar 12 months, then 3 factors per greenback).
Whereas there’s worth available, potential cardmembers will most likely be higher off with the better-value Hilton Surpass or Hilton Aspire playing cards or one other enterprise card.
To study extra, take a look at our full overview of the Hilton Amex Enterprise.
Apply right here: Hilton Honors Amex Enterprise
For charges and charges of the Amex Hilton Enterprise card, click on right here.
