Bank card switch companions: Information to transferring factors and miles to airways and accommodations

We love transferable bank card factors right here at TPG.

The flexibility to switch your rewards to a variety of airline and lodge loyalty packages at a second’s discover supplies precious flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats accessible in a single program, you may select one other program earlier than transferring any bank card factors. If a program devalues its forex with out discover, you may change to a unique program in your subsequent factors switch.

With dozens of various switch potentialities, it may be troublesome to recollect simply what number of choices you might have.

Here is a useful information that breaks down which bank card factors might be transferred to which airline and lodge packages — together with their respective switch ratios. We additionally checklist our valuation for every switch companion so you may get the perfect worth to maximise your hard-earned factors.

Associated: What are factors and miles value? TPG’s present month-to-month valuations

Airline switch companions

Citi ThankYou Rewards factors additionally switch to Virgin Crimson (airways and accommodations) at a 1:1 ratio.

There are a number of vital notes to spotlight concerning these switch companions:

• Many transfers are instantaneous, although you need to take a look at our guides to switch occasions for American Specific, Bilt, Capital One, Chase, Citi and Wells Fargo for extra particulars.
• Avios might be transferred between British Airways Government Membership, Iberia Plus, Aer Lingus AerClub, Finnair Plus and Qatar Airways Privilege Membership accounts in any route at a 1:1 ratio.
• Transfers from Bilt or Capital One to Virgin Atlantic occur by way of Virgin Crimson. Wells Fargo transfers might be made to Flying Membership or Crimson.
• Packages sometimes provide switch bonuses — which we spotlight in our often up to date information to switch bonuses.

Lastly, aside from EVA Air Infinity MileageLands and Finnair Plus, you may switch Marriott Bonvoy factors to all airline companions listed above at a price of three Bonvoy factors to 1 airline level or mile. You’ll obtain a further 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred, besides with the next airline packages: American AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.

Associated: Must you switch lodge factors to airline companions?

Lodge switch companions

As with transfers to airline companions, most transfers to lodge companions are instantaneous, although you may learn extra in our beforehand talked about guides to switch occasions for Amex, Bilt, Capital One, Chase, Wells Fargo and Citi.

Methods to earn transferable factors

One of the simplest ways to earn transferable bank card factors is with the fitting bank card. Here is a have a look at your greatest choices.

American Specific Membership Rewards

These are the most well-liked playing cards that earn American Specific Membership Rewards factors:

You can even earn Amex factors by signing up for Rakuten and setting your incomes choice to Membership Rewards factors as a substitute of money again.

The knowledge for the American Specific Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Bilt Rewards

Bilt provides one bank card, the Bilt Mastercard®. Cardmembers earn rewards on lease funds (as much as 100,000 Bilt Factors in a calendar 12 months), 2 factors per greenback spent on journey (airfare, accommodations, cruises and rental vehicles) and three factors per greenback spent on eating. It’s worthwhile to make not less than 5 transactions every assertion interval to earn factors (see rewards and advantages). Better of all, the Bilt Mastercard has no annual price (see charges and costs).

TPG founder Brian Kelly is a Bilt adviser and investor.

Associated: Bilt Rewards program: Information to incomes factors on lease, eating and extra

Capital One miles

Listed below are the playing cards that presently earn transferable Capital One miles:

The knowledge for the Capital One Spark Miles Choose for Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Chase Final Rewards

Listed below are the playing cards that earn totally transferable Chase Final Rewards factors:

Nevertheless, when you have considered one of these playing cards, you may as well mix your rewards from cash-back playing cards just like the Chase Freedom Flex® and the Chase Freedom Limitless® right into a single account, successfully changing these cash-back earnings into totally transferable Final Rewards factors.

Citi ThankYou Rewards

Citi ThankYou Rewards has 18 airline and lodge switch companions. At present, solely a single card is obtainable that provides transfers to all of those packages: the Citi Strata Premier℠ Card (see charges and costs). Notice that in the event you’re nonetheless holding on to the Citi Status® Card, which is not open to new candidates, you even have the complete switch advantages.

Nevertheless, as with Chase Final Rewards factors, you may mix your Citi ThankYou Rewards factors in a single account for choose merchandise. This lets you successfully convert your fixed-value earnings from playing cards just like the Citi Rewards+® Card (see charges and costs) or the Citi Double Money® Card (see charges and costs) into totally transferable ThankYou factors.

The knowledge for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Wells Fargo Rewards

Although Wells Fargo provides a number of bank cards, together with a number of that earn cash-back rewards, you may presently solely earn transferable Wells Fargo Rewards factors with the next playing cards:

Backside line

Many switch choices can be found among the many 5 main bank card loyalty packages. Transferable factors are typically extra precious than any single airline or lodge level or mile due to the added flexibility of selecting the place to ship your rewards — and when to do it.

Bookmark this cheat sheet so you realize your choices when making use of in your subsequent transferable points-earning bank card or deciding in your subsequent redemption.

For charges and costs of the Bilt Mastercard, click on right here.
For rewards and advantages of the Bilt Mastercard, right here.