One of many questions folks typically ask us is, “How a lot is some extent or mile value?”
The true reply varies from level to level and individual to individual. It additionally will depend on your journey objectives and the way a lot you maximize a selected loyalty foreign money. Nonetheless, some bank card rewards are value greater than others, and our purpose is to offer you a way of how they stack up.
Traditionally, TPG has valued factors and miles based mostly on a mixture of things: the value at which we’d buy the factors or miles, award prices in this system (factoring in availability and costs) and our experience in this system’s inside workings. Nonetheless, we now use intensive knowledge for the highest seven U.S. airline loyalty packages to higher estimate the worth it is best to intention to get out of your rewards. Learn our explainer submit on our data-driven valuations for a full methodology breakdown.
What are bank card factors and miles value?
What are airline factors and miles value?
*Calculated utilizing TPG’s data-backed valuations methodology launched in September 2023.
What are lodge factors value?
High factors and miles information for June
June is the final month you’ll be able to convert American Categorical Membership Rewards factors to Alaska Airways Mileage Plan miles.
Whereas Mileage Plan isn’t a direct switch accomplice of Membership Rewards, you’ll be able to switch Amex factors to Hawaiian Airways HawaiianMiles at a 1:1 ratio after which switch miles from HawaiianMiles to Mileage Plan at a 1:1 ratio. Nonetheless, HawaiianMiles will now not be an Amex switch accomplice after June 30, so this oblique approach to convert Amex factors to Alaska miles will finish.
If you happen to’re questioning why it is best to care, know that Alaska miles are a few of the most useful and hardest-to-earn miles of any program. With unbelievable companions inside and outdoors the Oneworld alliance and redemption choices like 4,500-mile home flights in financial system, 45,000-mile lie-flat flights to Europe, and American Airways’ new Boeing 787-9 suites to London for simply 55,000 miles, you could need to switch Amex factors to HawaiianMiles earlier than the choice to take action ends on the finish of June.
We do not often suggest transferring bank card factors to a accomplice airline or lodge loyalty program with out a particular objective. However it is a particular case, and now’s the time for anybody with Amex factors to think about simply how priceless Alaska miles are.
Associated: Flying Starlux and Japan Airways in enterprise class: How I used Alaska Airways Mileage Plan miles to make it occur
Every day E-newsletter
Reward your inbox with the TPG Every day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
High presents for incomes factors and miles in June
Listed below are a few of the greatest choices this month when you’re on the lookout for a brand new journey rewards card that earns transferable factors or miles.
Capital One Enterprise X Rewards Credit score Card
The Capital One Enterprise X Rewards Credit score Card is a compelling possibility on account of its nice incomes charges and included perks. The cardboard at the moment has a welcome supply of 75,000 bonus miles after you spend $4,000 on purchases throughout the first three months from account opening.
You may earn at the least 2 miles per greenback spent on purchases and get entry to a wide range of helpful advantages, together with a $300 annual credit score for bookings by way of Capital One Journey, 10,000 bonus miles every account anniversary, and complimentary entry to Capital One airport lounges for you and as much as two friends per go to. Try our Capital One Enterprise X Rewards card overview for extra particulars.
Study extra: Capital One Enterprise X Rewards Credit score Card
Capital One Enterprise Rewards Credit score Card
The Capital One Enterprise Rewards Credit score Card presents 75,000 bonus miles after you spend $4,000 on purchases throughout the first three months from account opening.
The annual price for the Capital One Enterprise card is $95 — an affordable quantity for a card with such a beneficiant welcome supply. See our Capital One Enterprise Rewards card overview for extra particulars.
Study extra: Capital One Enterprise Rewards Credit score Card
The Platinum Card from American Categorical
With the present welcome supply on The Platinum Card® from American Categorical, you will earn 80,000 Membership Rewards factors after spending $8,000 on purchases within the first six months of card membership. Nonetheless, you could be focused for the next supply by way of the CardMatch device. (This supply is topic to vary at any time.)
Our valuations peg 80,000 Membership Rewards factors at $1,600 based mostly on the worth you will get when leveraging the Membership Rewards switch companions. The Amex Platinum is full of advantages, so learn our Amex Platinum overview for all the small print. The Amex Platinum has a $695 annual price (see charges and costs).
Official software hyperlink: The Platinum Card from American Categorical
American Categorical Gold Card
One of the vital standard playing cards with TPG staffers, the American Categorical® Gold Card presents new cardholders the flexibility to earn 60,000 bonus factors after spending $6,000 on purchases within the first six months of card membership. Primarily based on our valuations, this welcome supply is value $1,200. Verify the CardMatch device to see when you’re focused for a fair increased supply. (This supply is topic to vary at any time.)
The Amex Gold is nice for a lot of on a regular basis purchases. You may earn 4 factors per greenback spent on groceries at U.S. supermarkets (on as much as $25,000 in purchases per calendar 12 months, then 1 level per greenback) and 4 factors per greenback spent at eating places worldwide (on as much as $50,000 in purchases per calendar 12 months, then 1 level per greenback). The cardboard has a $325 annual price (see charges and costs), so take a look at our Amex Gold overview to see whether or not it is smart.
Official software hyperlink: American Categorical Gold Card
The Enterprise Platinum Card from American Categorical
The Enterprise Platinum Card® from American Categorical presents new cardholders the chance to earn 150,000 bonus factors after spending $20,000 on eligible purchases within the first three months of card membership. Plus, new cardholders can earn a $500 assertion credit score after spending $2,500 on qualifying flights booked immediately with airways or by way of American Categorical Journey within the first three months of card membership. You’ll be able to earn one or each of those presents, which finish June 30. Per our valuations, this welcome supply, together with the assertion credit score, is value as much as $3,500.
You may discover many lesser-known Amex Enterprise Platinum perks are just like (however barely totally different from) these of the private model. For extra particulars, take a look at our Amex Enterprise Platinum overview. Then, learn our comparability of the Amex Platinum and the Enterprise Platinum to see which card higher suits your pockets.
Official software hyperlink: The Enterprise Platinum Card from American Categorical
Ink Enterprise Most popular Credit score Card
The Ink Enterprise Most popular® Credit score Card (see charges and costs) presents a welcome bonus of 90,000 bonus factors after you spend $8,000 on purchases within the first three months after card opening. Primarily based on our present valuation of Chase Final Rewards factors, this welcome bonus is value $1,845.
The Ink Enterprise Most popular is usually a nice possibility for enterprise homeowners who need to profit from a beneficiant welcome bonus however won’t meet the upper spending necessities of different playing cards. Enterprise homeowners may respect that the Ink Enterprise Most popular presents 3 factors per greenback spent on the primary $150,000 in mixed journey; transport and promoting (i.e., with social media websites and engines like google) purchases; and web, cable and cellphone companies every account anniversary 12 months. For extra particulars, take a look at our Ink Enterprise Most popular Credit score Card overview.
Official software hyperlink: Ink Enterprise Most popular Credit score Card
For charges and costs of the Amex Platinum, click on right here.
For charges and costs of the Amex Gold, click on right here.
