The Chase Sapphire Most well-liked® Card (see charges and charges) was one of many first rewards playing cards I ever obtained, and it stays a staple in my pockets. For years, I’ve used it to earn invaluable transferable factors on journey, eating and groceries.
If you have not utilized for the Sapphire Most well-liked but, now is a good time to take action. This card is providing one of the crucial profitable welcome bonuses we have seen in years: 100,000 Final Rewards factors after spending $5,000 on purchases within the first three months from account opening. That is value a whopping $2,050 based mostly on our April 2025 valuations.
If you happen to simply obtained your Chase Sapphire Most well-liked, be sure to take these steps to get probably the most out of this improbable card from day one.
Add a certified consumer
Having a certified consumer in your Sapphire Most well-liked account helps you to earn factors quicker — and thus attain the welcome bonus sooner. Your licensed consumer’s purchases will rely towards your welcome bonus, however being a certified consumer will not preclude them from incomes a welcome bonus on their very own Sapphire Most well-liked sooner or later.
This additionally allows you to switch your Final Rewards factors to one in every of Chase’s airline or lodge companion applications within the title of 1 family member who can be a certified consumer in your card. Plus, licensed customers can profit from the Sapphire Most well-liked’s journey safety advantages once they e-book journey with their card.
The method so as to add a certified consumer on-line is straightforward and free and takes lower than a minute. Signal into your Chase account, click on on “Extra” subsequent to your card, then click on “Account companies” and “Approved customers.”
Spouses and companions are apparent candidates for licensed customers, however they don’t seem to be the one ones to think about. TPG staffers have added mother and father and trusted associates as licensed customers to achieve welcome bonuses quicker, and including your baby as a certified consumer is an effective way to assist them construct credit score.
Simply keep in mind that once you add a certified consumer, you are answerable for paying off any purchases they make on their card.
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Set it as your default card for journey
Chase defines journey very broadly, so it covers all the things from airways, lodges and timeshares to automotive leases, cruises, journey businesses and campgrounds. It additionally contains extra day-to-day transportation like buses, tolls and parking.
If in case you have any subscriptions that fall into this class, like a toll cross or month-to-month parking charges, set your new Sapphire Most well-liked as your default cost methodology.
The identical goes to your rental automotive accounts, permitting you to reap the benefits of the cardboard’s main rental automotive protection.
Plus, Lyft extends particular advantages (by September 30, 2027) to Sapphire Most well-liked Card holders, so you’ll want to add your card to your Lyft account.
E book a lodge keep
Your new card additionally provides you entry to Chase Journey℠, the issuer’s on-line journey portal.
You will earn 5 Final Rewards factors per greenback spent on issues like lodges and automotive leases booked by the portal — a return of over 10% based mostly on TPG’s valuations.
Moreover, your first lodge reserving after every account anniversary will set off the cardboard’s annual $50 lodge credit score.
I’ve discovered this credit score very helpful for brief stays at boutique and unbiased lodges; I am utilizing this 12 months’s credit score for a weekend journey to a buddy’s marriage ceremony.
Add your card to supply apps and eating applications
Plus, due to Chase’s partnership with DoorDash, Sapphire Most well-liked Card holders can enroll to obtain a complimentary DashPass membership for not less than a 12 months (activate by December 31, 2027). I like this perk as a result of I can get monetary savings on each order with DashPass — with out paying the $96 annual DashPass price.
As quickly as you’ve gotten your Sapphire Most well-liked Card in hand (or get a digital card quantity), set it because the default cost methodology in your DoorDash account and activate your complimentary DashPass membership. You must also add it to different takeout and supply companies, in addition to your on-line grocery accounts, to maximise rewards on these purchases.
And when you take part in any eating rewards applications, you’ll want to add your Sapphire Most well-liked to those accounts. I like double-dipping on rewards this fashion — I can stack incomes Chase factors and airline or lodge factors on the identical time.
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Set it to pay to your streaming companies
A lesser-known perk of the Chase Sapphire Most well-liked is that it earns 3 Final Rewards factors per greenback spent on choose streaming companies.
Because of this, you may need to set your new card as your default cost methodology for subscriptions with companies comparable to Disney+, Hulu, Netflix, Peacock and Spotify. You may see which retailers qualify for bonus factors at Chase’s rewards class web page.
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Hyperlink your loyalty accounts
We usually advocate ready to switch your Chase factors till you’ve got confirmed award availability with the airline or lodge. Whenever you’re able to switch, you do not need something to decelerate the method — in any other case, that luxurious lodge room or first-class seat you’ve gotten your eye on may very well be snapped up earlier than the switch completes.
Most Chase Final Rewards transfers occur nearly immediately, however they will take longer in case your companion loyalty account is comparatively new. That is why we advocate registering for loyalty accounts with Chase’s companions and linking them to your Chase account now — even when you do not plan to switch factors anytime quickly.
As an illustration, since my residence airport is a United Airways and Southwest Airways hub, I knew I might ultimately use these switch companions. I clicked by Chase’s website like I might to switch factors and linked my loyalty account numbers. Now my account says “Enrolled,” that means I am able to switch to those airways.
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Full the Chase quartet
When the time is best for you to get your subsequent card, including a Chase card that enhances your Sapphire Most well-liked can assist you construct your Final Rewards steadiness even quicker.
Our favourite playing cards to pair with the Chase Sapphire Most well-liked embrace:
Nonetheless, when planning your bank card technique, preserve Chase’s 5/24 rule in thoughts. The issuer will not approve you for a brand new card when you’ve opened 5 or extra bank cards (from any financial institution) within the final two years.
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Backside line
There is a purpose why the Chase Sapphire Most well-liked stays a TPG favourite 12 months after 12 months. In brief, it is a superb earner with tons of perks and an inexpensive annual price.
Observe the steps above to begin maximizing the cardboard immediately, and you will see your Chase Final Rewards steadiness take off. To make sure you nab these bonus factors as a part of the welcome provide, take a look at our ideas for incomes a welcome bonus.
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