Yearly, the TPG Awards honor excellence in bank cards, loyalty packages and journey. Please click on right here to learn extra about our winner choice course of and methodology for the 2024 TPG Awards.
Chase has snagged the award for Greatest Journey Rewards Credit score Card for the seventh 12 months in a row.
A consensus favourite amongst TPG staffers, the Chase Sapphire Most well-liked® Card (see charges and charges) is once more taking residence the title of Greatest Journey Rewards Credit score Card. That is due to its low annual price, capability to earn Chase Final Rewards factors, a superb roster of switch companions, ease of use and beneficiant journey advantages and protections.
The Sapphire Most well-liked was my first journey rewards bank card, getting me into the world of factors and miles. This card is nice for freshmen and specialists alike and can proceed to be in my pockets for years to return.
Let’s discover why the Chase Sapphire Most well-liked is known as the highest journey rewards card 12 months after 12 months.
Nice for freshmen
Moreover, in the event you’re new to the world of factors and miles, the welcome provide on the Chase Sapphire Most well-liked can jump-start your journey with a pleasant stash of what we take into account probably the most beneficial rewards forex (together with Bilt Rewards Factors).
For a restricted time, new candidates can obtain the highest-ever welcome provide of 100,000 bonus factors after spending $5,000 throughout the first three months of account opening. Based mostly on TPG’s April 2025 valuations, this welcome provide is price $2,050.
Associated: Chase Sapphire Most well-liked vs. Sapphire Reserve: Do you have to go mid-tier or premium?
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Low annual price
Whilst you will not get perks like lounge entry or journey assertion credit, you’ll get a strong card with glorious earnings charges and helpful perks. This annual price is far more affordable for these simply entering into the world of bank cards with annual charges or these trying to improve from a no-annual-fee card to a mid-tier card.
The cardboard additionally comes with a simple annual $50 assertion credit score for any lodge booked via Chase Journey℠ . In the event you make the most of this credit score, the efficient annual price drops to solely $45.
Associated: The whole information to bank card annual charges
Invaluable bonus classes
Whereas many journey rewards playing cards have a number of bonus classes, the Sapphire Most well-liked outshines most. That is as a result of the bonus classes are broad, there aren’t any spending caps and purchases made overseas are eligible for bonus factors. The cardboard earns versatile rewards within the type of Chase Final Rewards factors.
The Sapphire Most well-liked earns:
- 5 factors per greenback spent on journey booked via Chase Journey
- 5 factors per greenback spent on Lyft rides (via Sept. 2027)
- 5 factors per greenback spent on Peloton tools and accent purchases of $150 or extra (with a restrict of 25,000 bonus factors via Dec. 2027)
- 3 factors per greenback spent on eating, choose streaming providers and on-line grocery retailer purchases (excludes Goal, Walmart and wholesale golf equipment)
- 2 factors per greenback spent on all different journey not booked via the Chase Journey portal (journey is broadly outlined by Chase and contains issues comparable to parking, tolls, ferries and campgrounds)
- 1 level per greenback spent on all the things else
These are a few of the finest earnings charges available on the market. Whereas there are just a few different playing cards with increased earnings charges in sure classes, these playing cards normally carry increased annual charges or are restricted by spending caps in choose bonus classes.
Whether or not you are a newbie or an professional, these bonus classes may also help you maximize your earnings and get you nearer to your subsequent journey.
Associated: 6 the reason why the Chase Sapphire Most well-liked is the proper card for the common traveler
Versatile redemptions and transfers
Factors will be redeemed for journey booked via the Chase Journey portal at 1.25 cents per level, an announcement credit score at 1 cent per level (at instances increased in the event you use Chase’s Pay Your self Again function) or present playing cards at 1 cent per level.
You may also redeem factors by transferring them to companions, our favourite redemption possibility. Based mostly on TPG’s April 2025 valuations, Final Rewards factors are price 2.05 cents every via this redemption route.
Chase has a roster of 14 switch companions, together with 11 airline and three lodge companions. Transferring and redeeming factors is comparatively straightforward, making this handy for freshmen. Many switch companions have unimaginable candy spot redemptions the place you may get outsize worth in your factors.
My three favourite Chase switch companions are Air Canada Aeroplan, Southwest Speedy Rewards and World of Hyatt. The latter has gotten me excellent lodge redemptions worldwide at properties just like the Grand Hyatt Barcelona, the place I routinely stand up to 4 cents per level in worth.
Associated: When and easy methods to switch Chase Final Rewards factors to World of Hyatt
Journey protections and perks
- Baggage delay insurance coverage
- Misplaced baggage reimbursement
- Main rental automotive protection
- Buy safety and prolonged guarantee safety
- Journey cancellation insurance coverage
- Journey delay insurance coverage
Even in the event you journey solely a few times a 12 months, these protections can add peace of thoughts your journey plans go awry. Moreover, the acquisition and prolonged guarantee safety will be useful for big purchases.
Backside line
It is clear why TPG staffers (each freshmen and specialists ourselves) usually suggest the Chase Sapphire Most well-liked. With its beneficial earnings charges, helpful protections and advantages, entry to switch companions and low annual price, the Sapphire Most well-liked is worthy of taking the crown residence once more because the Greatest Journey Rewards Credit score Card.
To be taught extra concerning the card, learn our full evaluation of the Chase Sapphire Most well-liked.
Apply right here: Chase Sapphire Most well-liked
