United Airways has a stable bank card lineup consisting of 4 private playing cards, with the United Quest℠ Card (see charges and charges) discovering itself in a little bit of a candy spot.
This mid-tier product sits between the United℠ Explorer Card (see charges and charges), with an $0 introductory annual payment for the primary 12 months after which a $150 annual payment, and the United Membership℠ Card, with a $695 annual payment (see charges and charges).
The Quest Card contains a $350 annual payment and plenty of perks for semifrequent United flyers.
Past the preliminary welcome bonus, let’s dig just a little deeper to see who ought to — and who should not — get the United Quest Card.
Key advantages
New candidates can earn 90,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first three months from account opening. This provide ends Could 7. Primarily based on TPG’s April 2025 valuations, the bonus factors are value $1,215.
Whereas the welcome provide could also be sufficient cause to get you on board, the United Quest Card additionally has different perks that can seemingly make you need to maintain on to it for the long term, together with:
- $200 credit score: After account opening and every anniversary 12 months, cardholders will obtain $200 in United TravelBank money that can assist offset the $350 annual payment.
- As much as 20,000 miles in award flight reductions: Mechanically get a ten,00-mile low cost every cardholder anniversary (starting together with your first anniversary). You may then earn one other 10,000-mile low cost after spending $20,000 in a calendar 12 months.
- Checked bag profit: Two free checked baggage for the cardholder and a companion on the reservation.
- Boarding and improve privileges: Precedence boarding and complimentary space-available upgrades when flying on award tickets, you probably have United elite standing.
- Resort credit score: As much as $150 in credit for Famend Lodges and Resorts.
- Airline credit score: as much as $150 in JSX credit.
- Rental automobile credit score: As much as $40 every in United TravelBank money for the primary two Avis or Finances automobile leases booked via United Vehicles every account anniversary 12 months.
- Trip-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing providers, plus a bonus of $4 (for a complete of $12) in December.
- Seat upgrades: Earn two world Economic system Plus upgrades after spending $40,000 on purchases every calendar 12 months in your card.
- As much as a $120 credit score for World Entry or TSA PreCheck each 4 years.
- 25% again on United inflight purchases (consists of Wi-Fi, meals and drinks).
- No overseas transaction charges.
- Journey cancellation/interruption insurance coverage and journey delay reimbursement.
- Buy safety.
The $200 in TravelBank money is a superb card profit that helps cowl a lot of the Quest’s $350 annual payment. In the meantime, the cardboard provides the primary and second checked baggage free, a profit that can be discovered on the dearer $695-per-year United Membership Card.
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The opposite perks — equivalent to 25% again on United inflight purchases, no overseas transaction charges, a World Entry or TSA PreCheck credit score, and journey safety — are additionally discovered on each the United Membership Card and United Explorer Card.
Bonus class incomes charges
The United Quest Card has a reasonably broad array of bonus classes. You may earn:
- 8 miles per greenback spent on United flights
- 5 miles per greenback spent on pay as you go accommodations booked via Famend Lodges and Resorts
- 3 miles per greenback spent on United purchases
- 2 miles per greenback spent on all journey
- 2 miles per greenback spent on eating
- 2 miles per greenback spent on choose streaming
- 1 mile per greenback spent on all different purchases
Who ought to get the United Quest Card?
When you’ve determined you need a United card, let’s slender down why the United Quest Card is likely to be the perfect match for you.
You fly United semifrequently
There are key variations among the many United Explorer, United Quest and United Membership playing cards.
In easier phrases, the Explorer card matches the “occasional United flyer” a few times per 12 months mould, Quest cardholders match the “semifrequent United flyer” class and most Membership cardholders are “frequent United flyers” who take pleasure in lounge entry.
Taking a deeper dive into the advantages, nevertheless, exhibits that the Quest Card is (largely) a superior card to the Explorer Card — although you will have to fly United a handful of instances per 12 months to essentially make the cardboard value it.
The one tangible benefit that the Explorer Card provides is 2 one-time United Membership passes (that the first or approved cardholder have to be current to redeem) yearly and, after all, a decrease $150 annual payment (that does not apply throughout your first cardholder 12 months).
However for semifrequent United flyers, you’ll be able to simply offset the Quest Card’s $350 annual payment. First, the $200 in TravelBank money ought to be straightforward to make use of and canopy a big portion of the annual payment.
Lastly, if you’re a heavy packer — and ever plan to examine two baggage — the Quest Card ought to be in your checklist.
Who should not get the United Quest Card?
You need United Membership lounge entry
The United Quest Card doesn’t include any lounge privileges, and you do not get any visitor passes.
If you would like entry to United Membership lounges, the Quest is probably going not a great match for you.
As an alternative, contemplate the United Membership Card. The perennial perk of the Membership Card is a United Membership membership, which generally prices $750 per 12 months for a common United MileagePlus member. As an alternative, you’ll be able to pay $695 per 12 months and get entry to United Golf equipment for the first cardholder and one grownup companion and any youngsters below the age of 18 for so long as you maintain the cardboard.
You are over 5/24
With a purpose to be authorised for any Chase card topic to its 5/24 rule — together with the United Quest Card — you can’t have opened 5 or extra private bank cards throughout all banks within the final 24 months. When you’re over 5/24, contemplate a card from one other issuer.
Associated: What to do after you attain 5/24
You do not worth United miles
When you do not personally contemplate United miles a useful forex, then the United Quest Card in all probability does not make sense for you. As an alternative, you’ll be able to look right into a transferable factors card, such because the Chase Sapphire Most well-liked® Card (see charges and charges), that provides extra redemption flexibility.
Backside line
For individuals who plan to fly United, the United Quest Card is a terrific, mid-tier possibility. The $200 United journey credit score per 12 months makes the $350 annual payment value it, particularly since it is a distinctive perk that is not duplicated on the opposite United bank cards.
To study extra, learn our full assessment of the United Quest Card.
Apply right here: United Quest Card
Associated: One of the best bank cards for flying United
