For years, American Categorical Membership Rewards factors have sat at or close to the highest of our month-to-month valuations of loyalty currencies. In keeping with TPG’s Could 2025 valuations, Membership Rewards factors are price 2 cents every. That is nearly the identical as Chase Final Rewards factors and Bilt Rewards Factors, however noticeably increased than practically all main airline and resort factors.
Nonetheless, this does not imply that you’re going to get precisely 2 cents per level in worth each time you redeem them. As a substitute, we use this quantity as a benchmark for a superb redemption. The best-value redemptions ought to offer you greater than 2 cents per level, whereas the lowest-value awards provide lower than 1 cent per level.
In brief, there are numerous solutions to the query, “How a lot are Amex factors price?”
Right this moment, we’ll talk about the worth of Amex factors, earn them and a number of the finest (and worst) redemption choices.
Tips on how to earn Amex Membership Rewards factors
The simplest solution to earn Membership Rewards factors is by making use of for a Membership Rewards points-earning card. Amex has a number of to select from, starting from premium playing cards with beneficiant advantages (and excessive annual charges) to no-annual-fee playing cards that reward day by day enterprise spending.
Incomes Membership Rewards factors from bank cards
That can assist you select which is the most effective Amex card for you, this is a take a look at the welcome provide, incomes charges, annual payment and advantages for every of the six most precious Membership Rewards playing cards:
Card | Welcome provide | Earnings price | Annual payment | Key perks |
---|---|---|---|---|
The Platinum Card® from American Categorical | Earn 80,000 factors after you spend $8,000 on eligible purchases throughout the first six months of card membership. |
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$695 (see charges and charges) | Airline: As much as $200 in annual airline payment credit score (cut up into month-to-month up-to-$15 credit plus an up-to-$20 bonus in December)
Journey-hailing: As much as $200 in annual Uber Money (as much as $15 month-to-month and as much as a $20 bonus in December; Uber Money will solely be deposited into one Uber account once you add the Amex Platinum as a cost technique and redeem with any Amex card) Lodge: As much as $200 in resort assertion credit score on pay as you go Wonderful Lodges + Resorts or The Lodge Assortment bookings, which requires a minimal two-night keep, with Amex Journey Complimentary Hilton Honors Gold and Marriott Bonvoy Gold elite standing Streaming: As much as $240 in digital leisure assertion credit score for choose suppliers Airport advantages: As much as $199 in Clear Plus assertion credit score (topic to computerized renewal) Price assertion credit score for World Entry ($120 each 4 years) or TSA PreCheck (as much as $85 each 4 1/2 years) Lounges: Entry to the World Lounge Assortment for eligible cardmembers Enrollment is required for choose advantages; phrases apply |
The Enterprise Platinum Card® from American Categorical | Earn 150,000 factors after spending $20,000 on eligible purchases throughout the first three months of card membership. Plus, earn a $500 assertion credit score after spending $2,500 on eligible flights booked instantly with an airline or via American Categorical Journey along with your Enterprise Platinum Card throughout the first three months. You possibly can earn one or each of those gives. Supply ends June 30. |
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$695 (see charges and charges) | Enterprise: As much as $400 in annual credit score for U.S. Dell purchases*
Airline: As much as $200 in annual airline payment assertion credit score for one chosen airline Airport advantages: As much as $199 in Clear Plus assertion credit score (topic to computerized renewal) Price assertion credit score for World Entry ($120 each 4 years) or TSA PreCheck (as much as $85 each 4 1/2 years) Lodge: Complimentary Hilton Honors Gold and Marriott Gold elite standing (enrollment required); access is proscribed to eligible cardmembers Lounges: Entry to the World Lounge Assortment Enrollment is required for choose advantages; phrases apply *Profit set to vary July 1 |
American Categorical® Gold Card | Earn 60,000 factors after you spend $6,000 on eligible purchases within the first six months of card membership. |
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$325 (see charges and charges) | Eating: As much as $120 in annual eating assertion credit score at collaborating companions (enrollment is required)
As much as $100 in annual Resy credit score per calendar 12 months (as much as $50 biannually) As much as $84 Dunkin’ credit score per calendar 12 months (as much as $7 month-to-month) Uber: As much as $120 complete in annual Uber Money (within the U.S.)* *Add your Amex Gold Card to your Uber account and redeem with any Amex card Enrollment is required for choose advantages; phrases apply |
American Categorical® Enterprise Gold Card | Earn 100,000 bonus factors after you spend $15,000 on eligible purchases within the first three months of card membership. |
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$375 (see charges and charges) | 25% factors again after you guide a flight utilizing Pay with Factors (as much as 250,000 factors again per calendar 12 months) |
American Categorical® Inexperienced Card | Earn 40,000 factors after you spend $3,000 on eligible purchases within the first six months of card membership. |
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$150 | Very broad and beneficiant definition of journey purchases, together with trip leases, tolls and public transportation |
The Blue Enterprise® Plus Credit score Card from American Categorical | Earn 15,000 factors after you spend $3,000 on eligible purchases within the first three months of card membership. |
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$0 (see charges and charges) | None |
The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Earlier than you apply, ensure you’re accustomed to Amex’s utility and welcome bonus guidelines.
What are Amex Membership Rewards factors price?
There are lots of methods to redeem your American Categorical Membership Rewards factors. Nonetheless, they will provide a variety of values. Some redemptions present a set worth to your factors, whereas others have the potential to far exceed our Could 2025 valuation of two cents apiece.
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Why does TPG worth Amex Membership Rewards factors at 2 cents apiece?
Right here at TPG, we use a data-driven methodology to find out our valuation for transferable bank card factors. The components that go into methodology embody:
- The bottom worth for cash-equivalent rewards (e.g., assertion credit, money again, Amazon redemptions)
- The bottom worth for journey redemptions
- The amount (and high quality) of airline and resort companions
The worth of Amex factors when transferring to journey companions
You will normally discover probably the most helpful redemptions when transferring your Amex factors to one in all Amex’s switch companions. Amex companions with 21 airline and resort loyalty applications. Listed below are the switch ratios and instances.
With so many switch companions obtainable, Membership Rewards factors provide unimaginable flexibility.
Good redemption choices for Amex Membership Rewards factors
With Amex factors, there are lots of methods to redeem them, with some being significantly better than others.
Greatest-value redemptions
- Switch your factors to Singapore Airways KrisFlyer, and you will pay simply 13,500 KrisFlyer miles for a one-way flight from California, Oregon or Washington to Hawaii with Alaska Airways. These primarily based elsewhere within the nation can guide nonstop or connecting flights on United Airways. You will pay 19,500 miles for a one-way financial system ticket or 39,000 for enterprise class. This contains United’s long-haul nonstop flights from Newark, Chicago and Washington, D.C., to Honolulu.
- Singapore Airways operates two of the world’s longest flights: from Singapore Changi Airport (SIN) to Newark Liberty Worldwide Airport (EWR) and John F. Kennedy Worldwide Airport (JFK). You will not need to spend 18 hours in an uncomfortable seat, so use your Membership Rewards factors to fly in enterprise class. Each routes value 111,500 KrisFlyer miles plus taxes and charges one-way.
- Switch your Amex factors to Membership Iberia Plus. You possibly can fly from Boston Logan Worldwide Airport (BOS), Chicago’s O’Hare Worldwide Airport (ORD) and JFK to Madrid for simply 17,000 Avios in financial system, 25,500 in premium financial system and 34,000 in enterprise class every means.
- Switch your Amex factors to Air France-KLM Flying Blue to take pleasure in its unbelievable month-to-month Promo Rewards gives. With this ongoing promotion, one-way business-class flights to Europe are frequently obtainable for underneath 40,000 Membership Rewards factors.
- Switch your Membership Rewards factors to Virgin Atlantic’s Flying Membership program and guide round-trip business-class flights to Japan on ANA for simply 105,000 Membership Rewards factors from the West Coast and 120,000 factors from the East Coast.
It is also necessary to notice that many of those companions provide switch bonuses all year long, typically providing as much as 40% bonus factors or miles once you switch. These limited-time promotions might help you stretch your Membership Rewards factors even additional.
Associated: A whole listing of switch bonuses over the previous decade — which issuer is probably the most beneficiant?
Redeeming Amex factors when reserving flights via American Categorical Journey
Whereas we focus lots on the worth of transferable factors right here at TPG, you may solely maximize them in case your most popular airline or resort has award area obtainable. If it is advisable journey on mounted dates — particularly on a premium route like New York to Los Angeles — this would possibly pose an issue. In the event you’ve exhausted all different choices, you may get a suitable worth by redeeming factors via the Amex Journey portal.
With this feature, your Amex factors are price 1 cent every. This may be nice with an inexpensive fare, however it is not all the time the most suitable choice.
Nonetheless, when you have any of the next Amex enterprise playing cards, you may obtain a bonus when utilizing Pay with Factors for eligible flights:
The data for the Centurion Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
These bonuses are legitimate on first- or business-class flights with any airline and financial system flights with the airline you picked to your annual $200 airline incidental payment assertion credit score. It’s good to have the complete variety of factors required for a reserving in your account, and the bonus will publish to your account inside six to 10 weeks.
Using one in all these bonuses can enhance your redemption worth from 1 cent per level to 1.54 with the Enterprise Platinum and a pair of cents with the enterprise Centurion card. As a bonus, you may earn each redeemable miles and elite-qualifying miles on tickets booked this manner, because the airways deal with them the identical as money bookings.
Low-value redemptions for Amex Membership Rewards factors
Not all redemptions are created equal — in reality, some redemptions listed beneath provides you with underneath 1 cent per level in worth. We advocate skipping these and saving your factors.
Redeeming factors for reward playing cards
Redeeming factors for Amazon purchases and assertion credit
If long-haul flights symbolize probably the greatest potential values for Amex factors, then redeeming them at Amazon and for assertion credit are among the many worst. If you add your Membership Rewards points-earning card as a cost technique on Amazon, you should utilize your Amex factors for purchases, however you may solely get 0.7 cents per level in worth.
In the meantime, you should utilize Membership Rewards factors to cowl eligible purchases made along with your Amex card at a price of simply 0.6 cents per level.
These redemptions provide poor worth and will solely be thought of a final resort. Keep in mind, Amex factors do not expire so long as you retain not less than one Membership Rewards card open, so there isn’t any cause to hurry right into a low-value redemption.
If you wish to earn cash-back rewards to buy groceries or assist pay the payments, try TPG’s listing of high cash-back bank cards.
Redeeming factors to guide motels via Amex Journey
You must typically keep away from redeeming Membership Rewards factors for resort stays via Amex Journey. With most motels, you may redeem your factors at a price of 0.7 cents every via Amex Journey. And since these are third-party bookings, you will not normally earn resort factors or elite evening credit to your keep.
The one exception is Amex Wonderful Lodges + Resorts, a luxurious resort program that is solely obtainable to Platinum and Centurion cardmembers. In the event you pay with factors to guide one in all these properties, you may get 1 cent of worth per level and obtain elitelike advantages to your keep, together with complimentary breakfast, room upgrades, late checkout, and normally a eating or spa credit score. Plus, these stays normally earn resort factors and elite evening credit.
Associated: Tips on how to redeem American Categorical Membership Rewards for max worth
Continuously requested questions
Listed below are some solutions to regularly requested questions on Amex factors.
How a lot are 10,000 Amex factors price?
In keeping with TPG’s Could 2025 valuations, 10,000 Amex factors are price $200. You could possibly get the next worth should you leverage switch companions like Air Canada Aeroplan or Hilton Honors. Nonetheless, you might get lower than 2 cents per level should you redeem for assertion credit and reward playing cards.
Are Amex factors price greater than Chase factors?
In keeping with TPG’s Could 2025 valuations, Chase factors are price barely greater than Amex factors. Chase factors are price 2.05 cents per level, in comparison with Amex factors, that are price 2 cents per level.
Do Amex factors expire?
Amex factors do not expire so long as you may have a Membership Rewards points-earning card and your account is in good standing.
Are Amex Membership Rewards price it?
Amex Membership Rewards factors are price it as a result of they offer you excessive flexibility. You possibly can redeem factors for less-than-ideal issues like money again, reward playing cards or journey booked via Amex Journey. Nonetheless, you can also get immense worth with Amex’s 21 switch companions. The selection is yours.
How do I get probably the most worth from Amex factors?
Switch your factors to one in all Amex’s 21 resort and airline companions to get the utmost worth from them.
Backside line
Amex Membership Rewards factors have lengthy been thought of a number of the most precious factors in the marketplace. They sit close to the highest of TPG’s Could 2025 valuations, due to many high-value airline switch companions that enable members to guide premium-cabin awards at low charges.
The worth you get out of your Amex factors can range considerably, beginning at simply 0.6 cents for assertion credit however rising a lot increased for choose switch companions. After all, that requires intensive flexibility and the willingness to be taught the ins and outs of loyalty applications, so many cardmembers might favor less complicated reward choices.
Finally, TPG’s Could 2025 valuations peg Amex factors at 2 cents apiece, however be sure you take into account the most effective redemption possibility to your particular scenario.
For charges and charges of the Amex Enterprise Gold card, click on right here.
For charges and charges of the Amex Enterprise Platinum card, click on right here.
For charges and charges of the Blue Enterprise Plus card, click on right here.
For charges and charges of the Amex Gold card, click on right here.
For charges and charges of the Amex Platinum card, click on right here.