The way to get the Resy credit score on the Delta Amex playing cards

I am an unabashed fan of the Delta SkyMiles® Reserve American Categorical Card (a lot in order that I wrote an entire story touting my love for this card).

The Delta Amex Reserve has gotten me into many a Delta Sky Membership airport lounge, awarded me with an annual companion certificates so I can convey a pal or member of the family alongside once I fly, helped me rating first-class and Consolation+ upgrades and a lot extra.

Proper now, there’s another reason to like the Delta Amex Reserve.

For a restricted time, new cardmembers can earn 100,000 bonus miles after spending $6,000 in eligible purchases of their first six months of card membership. TPG’s July 2025 valuations peg that bonus at $1,150.

One of many best methods to reap the benefits of the Delta Amex Reserve’s many perks is to make use of the month-to-month Resy assertion credit score. Cardholders can obtain a press release credit score of as much as $240 yearly (as much as $20 month-to-month) on U.S. purchases made with Resy. This profit has been surprisingly easy to earn — so easy, in reality, that I generally earn the assertion credit score with out even realizing it.

This is how.

Associated: Do you’ve gotten a Delta Amex card? Listed below are 9 issues you’ll want to do

Playing cards that earn Resy assertion credit

It is not usually {that a} card makes it this simple to make use of its perks, however that is precisely what occurred to me lately. Earlier than I clarify precisely how this occurred, let us take a look at the record of assertion credit for playing cards that earn a Resy credit score.

The complete lineup of Delta and Amex cobranded playing cards obtained annual payment bumps and altered perks in 2024, as did the American Categorical® Gold Card. I’ll solely give attention to the playing cards with the identical assertion credit as my Delta Reserve Amex.

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This is a more in-depth have a look at the annual and month-to-month assertion credit:

• Delta Stays (Delta’s lodge journey portal) for pay as you go accommodations and trip leases
• Resy for eligible purchases at Resy eating places within the U.S.*
• Choose U.S. ride-hailing companies like Uber, Lyft, Revel, Curb and Alto*

*Enrollment is required for choose advantages; phrases apply.

The quantity that you would be able to obtain for these assertion credit varies by card. These are the playing cards which can be eligible to obtain all three of those assertion credit:

When you have considered one of these 5 playing cards, you should utilize the listed assertion credit to offset the annual payment, if you know the way to make use of them. TPG has a must-read information that will help you maximize these credit, so I will not repeat that right here. As an alternative, let’s get again to my shock credit score.

Incomes the month-to-month Resy assertion credit score

With my Delta SkyMiles® Reserve American Categorical Card, I stand up to $240 yearly (as much as $20 month-to-month) in assertion credit once I dine at an eligible restaurant within the U.S. that participates within the Resy reservations system and pay with my Delta Reserve Amex. You could be questioning how a perk that includes eating at particular eating places was in a position to shock me, nevertheless it did.

That is as a result of you do not have to make a reservation via Resy to earn the credit score; you solely should pay your invoice at a restaurant listed on Resy utilizing an eligible card. I obtained an electronic mail alerting me that I had earned a $20 Resy assertion credit score, although I had no recollection of eating at a taking part restaurant.

My husband was out of city then, so the one eating out I had been doing was visiting the McDonald’s drive-thru to get Blissful Meals for the children. As a lot as my children love a fast and low-cost meal from McDonald’s, I knew that could not have triggered the credit score. (McDonald’s has its personal superior rewards program, although.)

Fortunately, Amex makes figuring out which cost triggered the Resy credit score simple. I logged in to my account and located the restaurant’s title was listed within the $20 credit score transaction. The shock meal was one my husband had eaten whereas he was in New York Metropolis. Thriller solved!

New York has an extended record of Resy-affiliated eating places. For those who dine in New York or one other metropolitan space, you could possibly additionally obtain a shock assertion credit score utilizing your eligible Amex card to pay in your meal.

We do not have as many taking part eating places in my hometown, so I’ve to plan extra fastidiously to make use of my month-to-month Resy credit score. My technique up to now includes reviewing the record of eating places initially of the month as a reminder to cease by one for dinner or drinks in some unspecified time in the future. Or, if I’ve a visit developing, I will have a look at eating places at my vacation spot and add one to the itinerary.

Discovering Resy-affiliated eating places is simple. You should utilize the Resy web site or app to seek for close by eating places and both make a reservation or go to as a walk-in. Simply keep in mind to pay the invoice along with your eligible Amex card.

Associated: Why the Delta SkyMiles Reserve card is the very best card I’ve added to my pockets up to now 12 months

Different real-world examples

TPG senior editorial director Nick Ewen additionally has the Delta Reserve Amex, and he is been ready to make use of the Resy credit score in a couple of methods. He lately loved a $20 assertion credit score at a restaurant on Restaurant Row in New York Metropolis, and he additionally used it to offset a part of a brunch in South Florida along with his household.

He even bought a bodily reward card at an area Resy institution for a pal’s birthday, triggering the $20 assertion credit score. We have seen different anecdotal proof {that a} reward card buy will sometimes set off the assertion credit score, however your mileage might range primarily based on how the restaurant expenses your card.

Backside line

Used each month, the Resy assertion credit score will be price as much as $240 per 12 months. Mixed with as much as $120 in annual ride-hailing assertion credit and the Delta Stays assertion credit score price as much as $200, that is $560 per 12 months in financial savings, which falls solely $90 in need of my Delta Reserve Amex’s $650 annual payment. Enrollment required for choose advantages.

After I issue within the card’s different advantages, like an annual companion certificates, 15 Delta Sky Membership visits per 12 months and free checked luggage, I can simply squeeze $650 in worth from this card. If you’re contemplating including a Delta Amex to your pockets, you may get much more worth within the first 12 months once you earn the introductory welcome provide.

To study extra, learn our full overview of the Delta Reserve Amex.

Apply right here: Delta SkyMiles Reserve American Categorical Card

Associated: Is the Delta Reserve Amex well worth the annual payment?

For charges and charges of the Delta Reserve Amex, click on right here.
For charges and charges of the Delta Platinum Amex, click on right here.
For charges and charges of the Delta Platinum Enterprise Amex, click on right here.
For charges and charges of the Delta Reserve Enterprise Amex, click on right here.