Should you’re not utilizing each perk in your bank card, you are leaving cash on the desk. And the $50 annual lodge assertion credit score on the Chase Sapphire Most well-liked® Card (see charges and charges) for reservations booked by Chase Journey℠ is one you should not sleep on.
It is probably not the flashiest perk to exist, however this profit basically knocks down the $95 annual payment to only $45. That is a stable win for a card that is filled with advantages.
At TPG, it is no secret we predict the Sapphire Most well-liked is likely one of the finest journey bank cards. If it isn’t already in your pockets, now could be the time to strongly think about it, due to the very best supply we have seen in 4 years.
Restricted-time supply: Earn 100,000 bonus factors with the Chase Sapphire Most well-liked after spending $5,000 on purchases throughout the first three months of account opening.
This is how one can benefit from this profit with a fast one-night getaway.
The right way to use the $50 annual lodge credit score on the Chase Sapphire Most well-liked
Reserving a lodge by Chase Journey to unlock the $50 assertion credit score is comparatively straightforward.
First, log in to your Chase account in your machine.
Should you’re utilizing a desktop, choose “Journey” on the right-hand facet of your display. On the cellular app, choose “Advantages & journey” on the underside menu bar after which the “Ebook journey” icon on the following display.
When you’re within the Chase Journey portal, test the drop-down characteristic on the highest right-hand nook (desktop) or on the prime (cellular app) to ensure your Sapphire Most well-liked is the cardboard chosen.
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How I used my $50 lodge assertion credit score
I used to be reserving my annual journey to go to a brand new MLB ballpark and remembered I hadn’t but used my Sapphire Most well-liked lodge credit score. Since my account anniversary was developing and this credit score is predicated in your card anniversary yr — which means your account opening date — I knew it was time to money in.
After checking my choices in Cincinnati inside strolling distance of the ballpark, I zoomed in on the Hyatt Regency Cincinnati.
Since World of Hyatt is a Chase switch associate, I in contrast reserving with money by the portal towards redeeming my factors by Hyatt. It occurred to be peak pricing for the Class 3 property, costing 15,000 factors per night time. Based on my calculations, utilizing money by the Chase portal was the higher possibility.
I chosen my room and toggled to “Pay with card” versus sticking with the “Use factors possibility” that was routinely chosen. Then, I proceeded to take a look at.
After inputting my private info, my reservation was confirmed and the pending cost instantly popped up on my current transactions.
Associated: The right way to redeem Chase Final Rewards factors for max worth
Suggestions for utilizing the Sapphire Most well-liked lodge credit score
You must particularly guide by the Chase Journey portal to obtain this credit score. You will not earn it if you happen to guide immediately with the lodge or by one other web site.
The phrases and circumstances learn:
- A press release credit score (as much as an annual most of $50) will routinely be utilized when your card is used for lodge lodging purchases made by Chase Journey.
- The primary $50 in Chase Journey lodge purchases won’t earn rewards factors. (Nevertheless, in my case, I earned the complete 5 factors per greenback spent on my buy.)
- The assertion credit score will seem in your assertion inside one to 2 billing cycles after your buy posts to your account. (Nevertheless, I acquired mine in simply two days.)
One-night and multinight stays are eligible.
To obtain the complete $50, you need to spend not less than $50.
Understand that you possible will not earn any lodge factors or eligible elite night time credit when reserving by Chase Journey because it’s thought-about an internet journey company. After all, you possibly can at all times name a taking part property (or attempt to add it at check-in) after you’ve got booked so as to add your loyalty program quantity, however you should not anticipate to earn factors or obtain standing advantages to your keep.
Many unbiased or boutique lodges and not using a loyalty program may be discovered on Chase’s journey portal. Augusta Stone, a bank cards author at TPG, enjoys leveraging this perk to guide boutique lodges so she would not really feel like she’s lacking out on any factors by not reserving immediately.
Associated: Probably the most thrilling lodge openings of 2025
How lengthy does it take for the Chase Sapphire Most well-liked lodge credit score to publish?
Based on the profit phrases, the $50 credit score ought to hit your account inside one to 2 billing cycles. Nevertheless, in my expertise, it took solely two days.
Is the $50 Chase Sapphire Most well-liked lodge credit score price it?
Contemplating the $50 lodge credit score has just about no restrictions besides that you have to guide your keep on the Chase Journey portal, it is a no-brainer. It additionally successfully brings the cardboard’s annual payment down from $95 to $45.
Simply do not forget that this credit score is predicated on the account anniversary yr versus the calendar yr. Your account anniversary yr begins along with your account opening date by the following 12 billing cycles, so you will need to maintain monitor of while you opened the cardboard.
Associated: The 8 finest bank cards with annual charges underneath $100
Backside line
Take advantage of your $50 lodge assertion credit score on the Chase Sapphire Most well-liked annually. Even a one-night reserving is eligible.
Think about using it for a boutique or unbiased lodge so you do not forgo any qualifying elite nights or lodge factors. Or, use it in a case like I did, the place I used to be locked right into a sure weekend and the credit score proved priceless.
The $50 credit score helps cut back the Sapphire Most well-liked’s already low $95 annual payment to basically simply $45. When you think about the cardboard’s different advantages, it is exhausting to not justify including it to your pockets.
Plus, the Sapphire Most well-liked is at the moment providing 100,000 Final Rewards factors after spending $5,000 on purchases within the first three months of account opening. That is the very best supply we have seen in 4 years, so now is a superb time to use.
To be taught extra, learn our full evaluate of the Chase Sapphire Most well-liked.
Apply right here: Chase Sapphire Most well-liked Card
