Nothing is extra disappointing than making use of for a card, solely to study that you can have held out a bit longer to get a greater welcome provide — particularly since many banks will not match you to that higher bonus after you’ve got already utilized.
It occurs to the most effective of us. After all, all of us wish to guarantee we’re discovering the most effective gives, and the title of this sport is timing. Whereas it is unimaginable to foretell if or when issuers will deliver again these greater gives, figuring out the context helps us make the absolute best educated guess.
On this information, we’ll study 9 in style journey bank cards and observe their gives over the previous a number of years. We’ll additionally examine these gives to the present bonuses and supply perception into how you can constantly discover the most effective welcome gives.
Chase Sapphire Most well-liked Card
In 2021, the issuer launched an unprecedented four-month 100,000-point sign-up bonus. Apart from this, the Sapphire Most well-liked’s typical provide is a 60,000-point bonus — price $1,230, in line with TPG’s December 2024 valuations.
| Approximate date | Provide | Worth* |
|---|---|---|
| November 2024 to now | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| October 2024 to November 2024 | Earn 60,000 Final Rewards factors after spending $4,000 on purchases within the first three months of account opening, plus a $300 assertion credit score on Chase Journey℠ purchases inside the first yr. | $1,530 |
| June 2024 to October 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| Might to June 2024 | Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,538 |
| Might 2023 to Might 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| April to Might 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| March to Might 2023 (in-branch solely) | In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. Plus, earn a further 10,000 bonus factors after spending $6,000 whole on purchases made within the first 6 months. | $1,845 |
| June 2022 to March 2023 | Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,230 |
| April to Might 2022 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| October 2021 to April 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,230 |
| June to October 2021 | Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening. | $2,050 |
| March to June 2021 | Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. Plus, earn a $50 assertion credit score on grocery retailer purchases. | $1,690 |
| November 2020 to March 2021 | Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,230 |
| September to November 2020 | Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,650 |
| March 2019 to September 2020 | Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,230 |
| 2017 to March 2019 | Earn 50,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,025 |
*Bonus provide worth is predicated on TPG’s December 2024 valuations and never offered by the bank card issuer.
When to use for this card: For those who see a suggestion of greater than 60,000 factors on the Sapphire Most well-liked, you must soar on it. 60,000 factors seem like the usual provide lately.
For extra particulars, try our full assessment of the Chase Sapphire Most well-liked.
Chase Sapphire Reserve
Whereas the Chase Sapphire Most well-liked tends to return with various gives all through the calendar yr, the Chase Sapphire Reserve® has remained rather more secure over time.
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This premium journey card was first launched in 2016 with a beneficial 100,000-point welcome provide. Since then, the most effective provide we have seen has been 80,000 factors in late 2022.
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2024 to now | Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,230 |
| Might 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,538 |
| February 2023 to Might 2024 | Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,230 |
| October 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,640 |
| June to October 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,230 |
| October 2021 to June 2022 | Earn 50,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,025 |
| June to October 2021 | Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,230 |
| March 2017 to June 2021 | Earn 50,000 bonus factors after spending $4,000 within the first three months of account opening. | $1,025 |
| August 2016 to March 2017 | Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening. | $2,050 |
*Bonus provide worth is predicated on TPG’s December 2024 valuations and never offered by the bank card issuer.
When to use for this card: By way of bonuses, 70,000-plus factors is likely to be the most effective you’ll be able to hope for on the Sapphire Reserve lately, whereas a suggestion of 60,000 factors is just about the usual.
For extra particulars, try our full assessment of the Chase Sapphire Reserve.
The Platinum Card from American Specific
Some of the emblematic symbols of luxurious is The Platinum Card® from American Specific, which has dominated the premium journey card marketplace for fairly a while.
Whereas it has an eye-watering $695 annual payment (see charges and charges), its annual assertion credit are price over $1,500.
| Approximate date | Provide | Worth* |
|---|---|---|
| August 2023 to now | Earn 80,000 bonus factors after spending $8,000 on purchases inside the first six months of card membership. | $1,600 |
| November 2022 to August 2023 | Earn 80,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. | $1,600 |
| January to November 2022 | Earn 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. | $2,000 |
| July 2021 to January 2022 | Earn 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Plus, earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide, on as much as $25,000 in mixed purchases, additionally within the first six months of card membership. | $2,000 (however as much as $5,000 in further worth with the small-business and restaurant spending provide) |
| November 2020 to July 2021 | Earn 75,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Plus, earn 10 factors per greenback on U.S. gasoline stations and U.S. supermarkets on as much as $15,000 in mixed purchases, additionally within the first six months of card membership. | $1,500 (however as much as $3,000 in further worth with the gasoline stations and supermarkets spending provide) |
| 2017 to November 2020 | Earn 60,000 bonus factors after spending $5,000 within the first three months of card membership. | $1,200 |
*Bonus provide worth is predicated on TPG’s December 2024 valuations and never offered by the bank card issuer.
When to use for this card: Usually, goal to use for this card provided that its welcome provide tops 80,000 bonus factors, and it ought to be a no brainer on the 100,000-point mark, relying on the spending necessities.
Though the chart above reveals the publicly obtainable welcome gives, notice that you could be be focused for the next provide through the use of the CardMatch instrument. Candidates have seen as much as 125,000-point gives for a similar quantity of spending, so it is price checking to see if you happen to qualify for the next bonus. Notice that provides are topic to alter at any time.
For extra particulars, try our full assessment of the Amex Platinum.
The Enterprise Platinum Card from American Specific
Enterprise house owners ought to take a look at the Amex Platinum’s enterprise counterpart: The Enterprise Platinum Card® from American Specific.
This card additionally has a $695 annual payment (see charges and charges) however a slew of business-friendly perks and assertion credit to assist justify this ongoing price.
Notice that the Enterprise Platinum often gives an enormous payout of Membership Rewards factors however requires a excessive quantity of spending.
| Approximate date | Provide | Worth* |
|---|---|---|
| April 2024 to now | Earn 150,000 factors after spending $20,000 on eligible purchases inside the first three months of card membership. | $3,000 |
| December 2022 to April 2024 | Earn 120,000 bonus factors after spending $15,000 on eligible purchases inside the first three months of card membership. | $2,400 |
| October to December 2022 | TPG unique provide: Earn 150,000 bonus factors after spending $15,000 on eligible purchases inside the first three months of card membership. | $3,000 |
| October 2021 to October 2022 | Earn 120,000 bonus factors after spending $15,000 on eligible purchases inside the first three months of card membership. | $2,400 |
| August to October 2021 | Earn 100,000 bonus factors after spending $15,000 on eligible purchases inside the first three months of card membership. | $2,000 |
| April to August 2021 | Earn 125,000 bonus factors after spending $15,000 on eligible purchases inside the first three months of card membership. | $2,500 |
| January to April 2021 | Earn 85,000 bonus factors after spending $15,000 on eligible purchases inside the first three months of card membership. | $1,700 |
| March 2020 to January 2021 | Earn 75,000 bonus factors after spending $15,000 on eligible purchases inside the first three months of card membership. | $1,500 |
| September 2019 to March 2020 | Earn as much as 100,000 bonus factors. Earn 50,000 factors after spending $10,000 within the first three months of card membership and an additional 50,000 factors after spending a further $15,000 additionally inside the first months of card membership. | $2,000 |
| 2018 to September 2019 | Earn as much as 75,000 bonus factors: 50,000 factors after spending $10,000 within the first three months of card membership and an additional 15,000 factors after spending a further $10,000 additionally inside the first months of card membership. | $1,500 |
| July 2017 | Earn as much as 150,000 bonus factors: 100,000 factors after spending $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 whole within the first three months. Provide obtainable by calling Amex. | $3,000 |
*Bonus provide worth is predicated on TPG’s December 2024 valuations and never offered by the bank card issuer.
When to use for this card: The usual provide you must goal for lately is at the very least 120,000 factors. Nonetheless, American Specific typically sends focused gives for 150,000 factors and typically 200,000 factors. Information factors from the net have additionally proven elevated welcome bonus gives of as much as 250,000 factors from referrals.
For extra particulars, try our full assessment of the Amex Enterprise Platinum.
American Specific Gold Card
The Amex Gold card is a staple on the planet of card factors and miles. Its annual payment is $325 (see charges and charges).
| Approximate date | Provide | Worth* |
|---|---|---|
| November 2024 to now | Earn 60,000 bonus factors after spending $6,000 on eligible purchases within the first six months of card membership. | $1,200 |
| July 2024 to November 2024 | Earn 60,000 bonus factors after spending $6,000 on eligible purchases within the first six months of card membership. Plus, obtain 20% again in assertion credit on eligible restaurant purchases (as much as $100) inside the first six months of card membership. | $1,300 |
| October 2023 to July 2024 | Earn 60,000 bonus factors after spending $6,000 on eligible purchases within the first six months of card membership. | $1,200 |
| June 2022 to October 2023 | Earn 60,000 bonus factors after spending $4,000 on eligible purchases within the first six months of card membership. | $1,200 |
| June 2022 (only for a number of days) | Earn 100,000 bonus factors after spending $4,000 on purchases within the first six months of card membership. | $2,000 |
| October 2020 to June 2022 | Earn 60,000 bonus factors after spending $4,000 on eligible purchases within the first six months of card membership. | $1,200 |
| March 2019 to October 2020 | Earn 35,000 bonus factors after spending $4,000 on eligible purchases within the first six months of card membership. | $700 |
| October 2018 to March 2019 | Earn 25,000 bonus factors after spending $2,000 within the first three months of card membership. | $500 |
*Bonus provide worth is predicated on TPG’s December 2024 valuations and never offered by the bank card issuer.
When to use for this card: For those who aren’t focused for the next welcome provide, the usual 60,000 welcome provide is nice for the Amex Gold. However like with the Amex Platinum, it’s possible you’ll be focused for the next 75,000-point provide by way of the CardMatch instrument — and spending the identical quantity.
For extra particulars, try our full assessment of the Amex Gold.
Capital One Enterprise X Rewards Credit score Card
The $395 annual payment is way simpler on the pockets than another playing cards on this checklist.
| Approximate date | Provide | Worth* |
|---|---|---|
| March 2022 to now | Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. | $1,388 |
| November 2021 to March 2022 | Earn 100,000 bonus miles after spending $10,000 on purchases within the first six months from account opening. | $1,850 |
*Bonus provide worth is predicated on TPG’s December 2024 valuations and never offered by the bank card issuer.
When to use for this card: Because the Enterprise X continues to be newer than others on this checklist, predicting the long-term “normal provide” is tough. Nonetheless, 75,000 bonus miles is the provide you’ll be able to obtain proper now, down from the elevated provide from the cardboard’s preliminary launch.
For extra particulars, try our full assessment of the Enterprise X.
Capital One Enterprise Rewards Credit score Card
The $95 annual payment card has supplied a few alternatives prior to now to earn as much as 100,000 bonus miles, although that $20,000 spending requirement within the first yr of account opening could also be out of attain for some.
| Approximate date | Provide | Worth* |
|---|---|---|
| September 2024 to now | Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. | $1,388 |
| July 2024 to September 2024 | Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening, plus a $250 Capital One Journey credit score within the first cardholder yr. | $1,638 when including collectively the worth of the miles and the Capital One Journey credit score |
| Might 2022 to July 2024 | Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. | $1,388 |
| July 2021 to Might 2022 | Earn 60,000 bonus miles after spending $3,000 on purchases inside the first three months of account opening. | $1,110 |
| March to July 2021 | Earn as much as 100,000 bonus miles: 50,000 bonus miles after spending $3,000 on purchases within the first three months of account opening and a further 50,000 miles after spending $20,000 on purchases within the first 12 months of account opening. | $1,850 |
| December 2020 to March 2021 | Earn 60,000 bonus miles after spending $3,000 on purchases inside the first three months of account opening. | $1,110 |
| September to December 2020 | Earn as much as 100,000 bonus miles: 50,000 bonus miles after spending $3,000 on purchases within the first three months of account opening, and a further 50,000 miles after spending $20,000 on purchases within the first 12 months of account opening. | $1,850 |
| 2018 to September 2020 | Earn 50,000 bonus miles after spending $3,000 on purchases inside the first three months from account opening. | $925 |
*Bonus provide worth is predicated on TPG’s December 2024 valuations and never offered by the bank card issuer.
When to use for this card: 60,000 bonus miles was the usual provide for fairly some time, so any provide above is one to reap the benefits of.
For extra particulars, try our full assessment of the Enterprise Rewards Card.
Delta SkyMiles Reserve American Specific Card
As the highest bank card within the Delta SkyMiles bank card household, the Delta SkyMiles® Reserve American Specific Card usually gives extra than simply miles in its welcome provide.
Candidates can also sit up for bonus Medallion Qualification {Dollars} (MQDs) to assist them towards elite standing with Delta.
| Approximate date | Provide | Worth* |
|---|---|---|
| October 2024 to now | Earn 70,000 bonus miles after spending $5,000 in eligible purchases within the first six months of card membership. | $840 |
| September 2024 to October 2024 | Earn 100,000 bonus miles after spending $6,000 on purchases within the first six months of card membership. | $1,200 |
| July 2024 to September 2024 | Earn 60,000 bonus miles after spending $5,000 in eligible purchases within the first six months of card membership. | $720 |
| June 2024 to July 2024 | Earn 95,000 bonus miles after spending $6,000 in purchases within the first six months of card membership. | $1,140 |
| March 2024 to June 2024 | Earn 60,000 bonus miles after spending $5,000 in purchases within the first six months of card membership. | $720 |
| February 2024 to March 2024 | Earn 100,000 bonus miles after spending $6,000 in purchases within the first six months of card membership. | $1,200 |
| August 2023 to February 2024 | Earn 60,000 bonus miles after spending $5,000 in purchases within the first six months of card membership. | $720 |
| June to August 2023 | Earn 85,000 bonus miles after spending $6,000 in purchases within the first six months of card membership. | $1,020 |
| March to June 2023 | Earn 50,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after spending $5,000 in purchases within the first six months of card membership. | $600, plus worth of MQMs |
| February to March 2023 | Earn 90,000 bonus miles after spending $5,000 in purchases within the first six months of card membership. | $1,080 |
| November 2022 to February 2023 | Earn 50,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after spending $5,000 in purchases within the first six months of card membership. | $600, plus worth of MQMs |
| September to November 2022 | Earn 95,000 bonus miles after spending $6,000 in purchases within the first six months of card membership. | $1,140 |
| August to September 2022 | Earn 50,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after spending $3,000 in purchases within the first three months of card membership. | $600, plus worth of MQMs |
| June to August 2022 | Earn 100,000 bonus miles after spending $5,000 in purchases within the first three months of card membership. | $1,200 |
| April to June 2022 | Earn 50,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after spending $3,000 in purchases within the first three months of card membership. | $600, plus worth of MQMs |
| March to April 2022 | Earn 100,000 bonus miles after spending $5,000 in purchases within the first three months of card membership. | $1,200 |
| November 2021 to March 2022 | Earn 50,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after spending $3,000 in purchases within the first three months of card membership. | $600, plus worth of MQMs |
| June to November 2021 | Earn 80,000 bonus miles and 20,000 Medallion Qualification Miles (MQMs) after spending $5,000 in purchases within the first three months of card membership. | $960, plus worth of MQMs |
*Bonus provide worth is predicated on TPG’s December 2024 valuations and never offered by the bank card issuer.
When to use for this card: Goal for a welcome provide of 80,000 miles or above. If you see that quantity, it is a good time to get the Delta SkyMiles Reserve.
For extra particulars, try our full assessment of the Delta SkyMiles Reserve card.
Ink Enterprise Most well-liked Credit score Card
Whereas the specifics have modified a bit, you’ll be able to typically count on a beneficial welcome bonus on the Ink Enterprise Most well-liked® Credit score Card.
Each its authentic and present gives deliver lots of worth to cardholders.
| Approximate date | Provide | Worth* |
|---|---|---|
| September 2024 to now | Earn 90,000 bonus factors after spending $8,000 within the first three months from account opening. | $1,845 |
| July 2024 to September 2024 | Earn 120,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,460 |
| June 2023 to July 2024 | Earn 100,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,050 |
| March 2020 to June 2023 | Earn 100,000 bonus factors after spending $15,000 within the first three months from account opening. | $2,050 |
| November 2016 to March 2020 | Earn 80,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,640 |
*Bonus provide worth is predicated on TPG’s December 2024 valuations and never offered by the bank card issuer.
When to use for this card: Any time this card gives at the very least 100,000 bonus factors is a good time to use.
For extra particulars, try our full assessment of the Ink Enterprise Most well-liked.
Must you anticipate a greater welcome provide?
After reviewing among the welcome gives from the previous, it’s possible you’ll be tempted to attend till one thing higher comes round. There are lots of good causes to attend for a greater welcome provide, but it surely’s not all the time definitely worth the wait.
Listed below are some the reason why you may wish to go forward and get the cardboard you are occupied with:
A greater bonus could not come again
Some bonuses simply by no means come again. The Chase Sapphire Reserve hasn’t repeated the 100,000-point sign-up bonus since its launch in 2016 — and we do not anticipate it is going to return.
You are lacking out on factors from on a regular basis spending
For those who wait to use for a card, you are lacking out on hundreds of factors out of your on a regular basis bank card spending. That distinction alone may make up for the higher bonus you are holding out for.
You are planning an award journey now
For those who plan to journey later this yr or into subsequent yr, you may wish to begin accruing factors and miles now. After you hit a spending minimal, it might take as much as a few billing cycles for these factors to succeed in your stability.
Associated: Playing cards presently providing sign-up bonuses of 100,000 factors or extra
Backside line
Solely time will inform what new gives we’ll see within the pipeline. Bookmark this information to cross-reference a card’s historical past if you see a suggestion that pursuits you.
For extra info on bank card bonus gives over time, see the next:
For charges and charges of the Amex Platinum Card, click on right here.
For charges and charges of the Amex Enterprise Platinum Card, click on right here.
For charges and charges of the Amex Gold Card, click on right here.
For charges and charges of the Delta SkyMiles Reserve Card, click on right here.
