Bank card welcome gives are the quickest strategy to enhance your factors and miles stash. There’s nothing fairly like the joys of seeing a large bonus publish to your loyalty account. From there, you can begin dreaming about utilizing your journey rewards to discover the world.
A number of the greatest journey rewards playing cards in the marketplace are providing bonuses of not less than 100,000 factors or miles — in some instances, much more.
Past the introductory bonus, although, now generally is a nice time so as to add one in every of these playing cards to your pockets to make the most of the precious, ongoing perks they provide. Let us take a look at the playing cards, the worth of their welcome bonuses after which what they provide past this.
Associated: The perfect time to use for these well-liked journey bank cards based mostly on provide historical past
Methodology
All playing cards listed under have welcome gives of 100,000 factors or extra. Nevertheless, not all factors are price the identical quantity. That is why TPG has designated valuations, up to date month-to-month, for every loyalty foreign money. As an illustration, a Marriott Bonvoy level does not have the identical worth as a Hilton Honors level.
Subsequently, the “whole bonus worth” is the bonus factors multiplied by our present TPG valuation of the foreign money’s price to us. Any welcome provide or bonus assertion credit are additionally included inside this bonus worth column.
With all that in thoughts, this is a rundown of each provide price 100,000 factors or extra — together with our tackle which of them ought to high your record and why.
Associated: The perfect bank card welcome bonuses presently obtainable
Playing cards providing welcome bonuses of 100,000 factors or extra
These are sorted by the entire worth of the welcome provide, in accordance with TPG’s December 2024 valuations.
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| Card | Annual price | Welcome provide | Welcome provide worth* |
|---|---|---|---|
| The Enterprise Platinum Card® from American Specific | $695 (see charges and costs) | Earn 150,000 factors after spending $20,000 on eligible purchases throughout the first three months of card membership. | $3,000 |
| Capital One Enterprise X Enterprise | $395 | Earn 150,000 miles after spending $30,000 within the first three months of account opening. | $2,775 |
| American Specific® Enterprise Gold Card | $375 (see charges and costs) | Earn 100,000 factors after spending $15,000 on eligible purchases together with your card within the first three months of card membership. | $2,000 |
| Aeroplan® Credit score Card | $95 | Earn as much as 100,000 factors; 75,000 factors after you spend $4,000 on purchases within the first three months your account is open, plus 25,000 factors after you spend $20,000 on purchases within the first 12 months. | $1,500 |
| Marriott Bonvoy Enterprise® American Specific® Card | $125 (see charges and costs) | Earn three free night time awards (as much as 50,000 for every night time) after spending $6,000 on eligible purchases inside six months of card membership. Resort charges and phrases apply. | As much as $1,275
|
| Marriott Bonvoy Boundless® Credit score Card | $95 | Earn three free night time awards (as much as 50,000 factors every) after spending $3,000 on purchases within the first three months from account opening. Sure resorts have resort charges. | As much as $1,275 |
| The Hilton Honors American Specific Enterprise Card | $195 (see charges and costs) | Earn 175,000 factors after spending $8,000 on eligible purchases within the first six months of card membership. Supply ends Jan 8. | $1,050 |
| Hilton Honors American Specific Aspire Card | $550 | Earn 175,000 factors after spending $6,000 in purchases inside your first six months of card membership. Supply ends Jan. 8. | $1,050 |
| Hilton Honors American Specific Surpass® Card | $150 (see charges and costs) | Earn 165,000 factors after spending $3,000 in purchases on the cardboard inside your first six months of card membership. Supply ends Jan. 8. | $990 |
| IHG One Rewards Premier Credit score Card | $99 | Earn 140,000 bonus factors after spending $3,000 within the first three months from account opening. | $700 |
| IHG One Rewards Premier Enterprise Credit score Card | $99 | Earn 140,000 bonus factors after spending $3,000 within the first three months from account opening. | $700 |
| Hilton Honors American Specific Card | $0 (see charges and costs) | Earn 100,000 bonus factors after spending $2,000 throughout the first six months of card membership. Supply ends Jan. 8. | $600 |
* Bonus worth is an estimated worth calculated by TPG and never the cardboard issuer.
The knowledge for the Hilton Honors Aspire Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
The Enterprise Platinum Card from American Specific
The Amex Enterprise Platinum Card has greater than $1,500 in assertion credit yearly, making the cardboard a simple choice for a lot of companies.
- As much as $400 in annual Dell assertion credit for U.S. purchases, as much as $200 semiannually (enrollment is required)*
- As much as $360 in annual assertion credit score on Certainly hiring and recruiting services, as much as $90 per quarter (enrollment is required)
- As much as $150 in annual assertion credit score on choose annual purchases from Adobe, akin to Adobe Inventive Cloud and Acrobat Professional DC (enrollment is required)*
- As much as $120 in annual assertion credit for purchases made straight from U.S. wi-fi phone suppliers, a most of $10 per thirty days (enrollment is required)
- Annual as much as $199 assertion credit score for a Clear Plus membership (topic to auto-renewal)
- As much as $200 in annual airline price credit score on fees by the airline you choose per calendar 12 months
- As much as $120 assertion credit score for World Entry or TSA PreCheck each 4 years (4.5 years for PreCheck)
* These two credit are slated to finish on June 30, 2025.
Moreover, the cardboard earns factors on the following charges:
- 5 factors per greenback while you buy airfare and pay as you go resort rooms with American Specific Journey (together with Amex High quality Motels + Resorts)
- 1.5 factors per greenback on as much as $2 million in eligible purchases within the U.S. per calendar 12 months at electronics items retailers, software program and cloud service suppliers, building materials and {hardware} suppliers, and delivery suppliers; and all purchases of $5,000 or extra
- 1 level per greenback on all different eligible purchases
The cardboard additionally gives purchasing and journey protections.
Between a excessive minimal spending requirement and several other business-focused perks, this card will not go well with each small enterprise, but it surely must be nice for some.
For extra particulars, see our full evaluate of the Amex Enterprise Platinum.
Apply right here: The Enterprise Platinum Card from American Specific
Capital One Enterprise X Enterprise
The Capital One Enterprise X Enterprise gives robust incomes potential for a decrease annual price than different premium enterprise card choices, and it comes with a strong 150,000-mile welcome bonus, which TPG’s December 2024 valuations place at $2,775.
This bonus does include a considerable spending requirement, although. Cardholders should spend $30,000 within the first three months of account opening to earn the primary 150,000 bonus miles. Whereas that is steep for some, many enterprise house owners may have no downside spending this on their enterprise playing cards.
Along with the welcome bonus, the Enterprise X Enterprise is much like the Capital One Enterprise X Rewards Credit score Card in that it gives worthwhile advantages for a comparatively low $395 annual price. Chief amongst these advantages are a $300 credit score yearly for journey booked by means of the Capital One Journey portal and complimentary entry to Capital One Lounges, Precedence Cross lounges, and Plaza Premium lounges for themselves and as much as two visitors. Plus, it earns not less than 2 miles per greenback on all purchases.
For added info, take a look at our full evaluate of the Enterprise X Enterprise.
Be taught Extra: Capital One Enterprise X Enterprise
American Specific Enterprise Gold Card
The Amex Enterprise Gold is presently providing new candidates the prospect to earn 100,000 factors after spending $15,000 in eligible purchases within the first three months of card membership, which improves upon the cardboard’s typical provide and is near its best-ever bonus.
With this card, you may 4 factors per greenback on purchases inside your high two eligible classes on the primary $150,000 in mixed purchases from these classes every calendar 12 months, then 1 level per greenback thereafter. These classes embrace U.S. media suppliers for promoting on-line, TV or radio, digital items retailers and software program and cloud system suppliers, eating places (together with takeout and supply), fuel stations, transit and month-to-month wi-fi phone service fees made straight with the supplier.
You may additionally earn 3 factors per greenback on flights and pre-paid resorts booked with American Specific Journey and 1 level per greenback on all different eligible purchases, making this card a strong possibility for on a regular basis enterprise purchases on high of the profitable welcome bonus.
For extra info, take a look at our full evaluate of the Amex Enterprise Gold Card.
Apply right here: American Specific Enterprise Gold Card
Chase Aeroplan Credit score Card
On high of the high-value welcome bonus, you may earn 3 factors per greenback at grocery shops, on eating at eating places (together with takeout and eligible supply companies) and on purchases made straight with Air Canada. You may additionally earn 500 bonus factors for each $2,000 you spend in a calendar month (as much as 1,500 factors per thirty days). These are respectable incomes charges for factors that you should utilize with Air Canada or switch to one in every of greater than 50 companion airways.
Plus, you may earn complimentary elite standing for 2 calendar years and a free checked bag for you and as much as eight visitors.
For extra particulars, see our full evaluate of the Aeroplan Credit score Card.
Apply right here: Aeroplan Credit score Card
Marriott Bonvoy bank cards
Two Marriott Bonvoy playing cards are presently providing elevated welcome bonuses that may be valued at or above 100,000 factors — when you think about the worth of free night time certificates.
Nevertheless, it’s important to spend $6,000 inside six months to earn the welcome bonus on the Marriott Bonvoy Enterprise, and you will have three months to spend $3,000 to earn the provide on the Marriott Bonvoy Boundless.
Examine the Bonvoy bonus eligibility necessities earlier than making use of for any of those playing cards. Plus, learn up on our full evaluate of the Marriott Bonvoy Enterprise American Specific Card and our full evaluate of the Marriott Bonvoy Boundless Credit score Card.
To seek out out extra, take a look at these present gives on Marriott Bonvoy playing cards.
Apply right here: Marriott Bonvoy Enterprise American Specific Card
Apply right here: Marriott Bonvoy Boundless Credit score Card
Hilton Honors bank cards
In case you’re a Hilton Honors loyalist, it’s a good time to use for a cobranded card. 4 are presently providing heightened welcome gives, all at or above 100,000 Hilton Honors factors.
In case you’re contemplating including one in every of these playing cards to your pockets, now might be a good time to make the most of one in every of these elevated gives.
To study extra, take a look at our full evaluation of the present Hilton card welcome gives.
The knowledge for the Hilton Honors Aspire Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Apply right here: The Hilton Honors American Specific Enterprise Card
Be taught extra: Hilton Honors American Specific Aspire Card full evaluate
Apply right here: Hilton Honors American Specific Surpass Card
Apply right here: Hilton Honors American Specific Card
IHG One Rewards bank cards
TPG’s December 2024 valuations deem IHG factors as price 0.5 cents every, that means these bonuses are price as much as $700. Whereas it isn’t as worthwhile as others on this record, you would nonetheless get fairly just a few award nights should you strategize neatly.
The playing cards even have comparable perks. With computerized Platinum elite standing, you may get a 60% bonus on the bottom 10 factors per greenback you get as an IHG One Rewards member. The playing cards additionally confer further advantages, together with an annual award night time price as much as 40,000 factors and a fourth night time free on award stays. Cardholders may stand up to $120 in assertion credit towards a World Entry, Nexus or TSA PreCheck utility price paid for with their card as soon as each 4 years.
The principle distinction entails incomes on the IHG Enterprise card, together with the extra bonus class of 5 factors per greenback on social media, search engine promoting, and at workplace provide shops.
For extra particulars, learn our full IHG Premier Card evaluate and IHG One Premier Enterprise Card evaluate.
Apply right here: IHG One Rewards Premier Credit score Card
Apply right here: IHG One Rewards Premier Enterprise Credit score Card
Bonus: Use the CardMatch instrument to search out even higher gives
As famous above, this record does not embrace all 100,000-point bonuses. And should you’re fortunate, you may end up focused for a welcome provide of as much as 150,000 factors on one other card within the CardMatch instrument (notice that focused gives are topic to vary at any time).
The location takes some easy private info like your identify, deal with and a part of your Social Safety quantity. It matches you with customized card gives for which you is perhaps eligible — and not using a arduous inquiry in your credit score report. These gives may be increased — typically a lot increased — than these obtainable by means of different public channels.
Associated: How can I get the next, focused bank card introductory bonus?
Backside line
The above gives are engaging, however keep in mind that every issuer has its personal utility guidelines. Ensure you’re at all times getting the highest provide while you apply for a bank card since you may solely get one shot on the bonus on that card.
These playing cards providing 100,000-point bonuses (and extra) might be price contemplating if you wish to enhance your rewards steadiness in a selected airline, resort or issuer loyalty program.
Associated: How to decide on your greatest bank card technique
For charges and costs of the Amex Enterprise Platinum Card, click on right here.
For charges and costs of the Amex Enterprise Gold Card, click on right here.
For charges and costs of the Marriott Bonvoy Enterprise card, click on right here.
For charges and costs of the Hilton Enterprise Card, click on right here.
For charges and costs of the Hilton Surpass Card, click on right here.
For charges and costs of the Hilton Amex, click on right here.
