One Key Card overview
*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
One Secret is a loyalty program from Expedia, Inns.com and Vrbo. It is free to hitch and permits vacationers to earn rewards for his or her purchases throughout all three journey apps, the primary rewards program of its sort.
The One Key Card is a pared-down model of the $99-annual-fee One Key+™ Card (see charges and charges). Nonetheless, given its earnings charges, it might nonetheless be a match for some potential cardholders. It has no annual charge and a really helpful credit score rating of 670.
Here is what else it’s worthwhile to know.
One Key Card professionals and cons
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One Key Card welcome supply
It is essential to notice that OneKeyCash isn’t, in reality, redeemable for money, and may solely be used with Expedia, Inns.com and Vrbo. Nonetheless, this welcome supply offers respectable worth for many who use the platform usually and is comparatively simple to earn for a lot of vacationers.
Associated: The most effective bank card welcome presents
One Key Card advantages
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For frequent vacationers, the cardboard presents a number of journey protections, together with journey cancellation and interruption safety, an auto rental collision harm waiver and journey accident insurance coverage.
The cardboard additionally offers mobile phone safety whenever you pay your month-to-month invoice with the One Key Card. Cardholders stand up to $1,000 in safety in opposition to harm or theft and are topic to a $25 deductible.
Similar to most different journey bank cards, the One Key Card has no international transaction charges.
Once more, the One Key+ Card will win out on the advantages entrance for many customers, however this card could make sense if you wish to keep away from paying an annual charge.
Incomes rewards with the One Key Card
These are stable earnings charges with some good bonus classes, but it surely’s price noting that you just will not be capable of use your rewards outdoors of Expedia, Inns.com and Vrbo redemptions.
Associated: Finest journey playing cards of 2025
Redeeming rewards with the One Key Card
As soon as once more, OneKeyCash isn’t, in reality, redeemable for money, and may solely be used at Expedia, Inns.com and Vrbo.
In the event you usually e book journey by a type of websites, this card could make sense for you. In any other case, although, you may get extra worth from a unique journey rewards bank card.
Which playing cards compete with the One Key Card?
If you’d like further journey perks or extra versatile rewards, it’s possible you’ll need to select one in every of these playing cards as an alternative.
For added choices, see our checklist of the greatest lodge bank cards.
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Is the One Key Card price it?
Most vacationers will need extra versatile rewards than OneKeyCash, which might solely be redeemed with Expedia, Inns.com and Vrbo. However in case you do not thoughts that side of the One Key Card, it is a stable no-annual-fee providing that can rack up rewards comparatively simply.
Backside line
If you’d like a card that earns rewards with Expedia, Inns.com and or Vrbo and has an easy-to-earn welcome supply in addition, you simply discovered it.
It isn’t essentially the most invaluable journey card on the market, however the One Key Card will make sense for customers who need to make use of these platforms with out having to fret about paying an annual charge.
Apply right here: One Key Card
For charges and charges of the Hilton Honors Amex, click on right here.
