There are at the moment six Marriott bank cards accessible to new candidates and a number of other playing cards that now not settle for new functions. Chase affords three of the Marriott bank cards you may at the moment apply for, whereas American Specific affords the opposite three.
These playing cards are comparable in some methods and completely different in different methods. When you’re eager about making use of for a Marriott bank card, chances are you’ll be contemplating the Marriott Bonvoy Bountiful® Credit score Card or the Marriott Bonvoy Boundless® Credit score Card. Each are supplied by Chase and earn factors and rewards with Marriott’s loyalty program, Marriott Bonvoy.
Which do you have to select? Let us take a look at the similarities and variations between the Bountiful and Boundless playing cards that can assist you resolve which choice is best.
The data for the Marriott Bonvoy Bountiful Credit score Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: 3 explanation why the Marriott Bonvoy Boundless is definitely worth the $95 annual payment
Marriott Bonvoy Bountiful vs. Marriott Bonvoy Boundless comparability
| Card | Bonvoy Bountiful | Bonvoy Boundless |
|---|---|---|
| Welcome bonus | Earn 85,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | Earn three free night time awards (as much as 50,000 factors every) after spending $3,000 on purchases within the first three months from account opening. |
| Annual payment | $250 | $95 |
| Level valuation* | 0.85 cents per level | 0.85 cents per level |
| Rewards construction |
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| Different advantages |
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| Journey protections |
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*Level worth is an estimated worth calculated by TPG’s December 2024 valuations and never the cardboard issuer.
Bonvoy Bountiful vs. Bonvoy Boundless welcome provide
New Bonvoy Bountiful cardholders can earn 85,000 bonus factors after spending $4,000 on purchases inside the first three months. Primarily based on TPG’s December 2024 valuations, this bonus is price $723.
In the meantime, new Bonvoy Boundless cardholders can earn three free night time awards (as much as 50,000 factors every) after spending $3,000 on purchases within the first three months from account opening. Primarily based on TPG’s valuations, this bonus is price as much as $1,275 — that means this bonus might cowl your annual payment value for 13 years.
Winner: Bonvoy Boundless. Its welcome provide supplies over $500 extra in worth.
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Associated: Are you eligible for a brand new Marriott Bonvoy card? This chart tells you sure or no
Bonvoy Bountiful vs. Bonvoy Boundless advantages
Each playing cards share many comparable advantages.
- Elite night time credit acquired every year: You may begin every year with 15 elite night time credit by holding both of those playing cards. Elite night time credit are what it’s essential earn elite standing with Marriott Bonvoy. For reference, you will want 50 elite nights per yr to succeed in Platinum Elite standing, the place advantages like free breakfast and suite upgrades kick in.
- Fifth-night-free profit: When redeeming factors for lodge stays with Marriott Bonvoy, you will get a fifth night time free. This implies redeeming factors for a lodge keep of 4 or 5 nights will value the identical. Please observe that this profit solely applies to factors redemptions and doesn’t apply when paying money or utilizing free night time awards.
- Bank card issuer and utility guidelines: As each playing cards are issued by Chase, each are topic to Chase’s bank card utility guidelines and restrictions. Probably the most well-known of those is the 5/24 rule, that means you will seemingly be denied in case you have opened 5 or extra accounts within the final 24 months throughout all bank card issuers. One other rule is that you just seemingly will not be accredited for greater than two bank cards from Chase inside 30 days.
- Entry to Chase Affords.
- Journey protections: Each playing cards provide journey delay reimbursement, misplaced baggage reimbursement and baggage delay insurance coverage.
- Buy safety: Each playing cards provide buy safety on objects you paid for along with your card, accessible as much as 120 days from the acquisition date however topic to limits on the variety of claims and per-claim worth limits.
- Complimentary yr of DashPass from DoorDash once you enroll by Jan. 31, 2025.
With the Bonvoy Bountiful, cardholders obtain:
- Computerized Gold Elite standing
- Annual free night time award price as much as 50,000 factors once you spend at the least $15,000 on purchases in a calendar yr; sure inns have resort charges
- 1,000 bonus factors per keep at collaborating eligible Marriott Bonvoy properties
With the Bonvoy Boundless, cardholders obtain:
- An annual free night time award yearly after your account anniversary, legitimate for a one-night lodge keep at a property with a redemption degree of as much as 35,000 factors. Sure inns have resort charges.
- Complimentary Silver Elite standing with Marriott Bonvoy — offering perks like bonus factors on stays, discounted member charges on lodge rooms and late checkout. Moreover, Boundless cardholders obtain a further elite night time credit score towards standing for every $5,000 spent on the cardboard and might obtain Gold Elite standing after spending $35,000 on the cardboard in a calendar yr.
Winner: Tie. Whereas each playing cards share comparable advantages, the Bonvoy Bountiful has a better Gold Elite standing tier. The Boundless comes with an annual free night time award each anniversary yr that you do not have to spend something to attain and a decrease Silver Elite standing tier with the power to spend your approach to Gold Elite standing.
Associated: Marriott elite standing: What it’s and methods to earn it
Incomes factors on the Bonvoy Bountiful vs. Bonvoy Boundless
With the Bonvoy Bountiful, cardholders earn:
- 6 factors per greenback spent on Marriott purchases
- 4 factors per greenback spent on the primary $15,000 per calendar yr in mixed purchases at grocery shops and on eating — together with takeout and eligible supply providers (then 2 factors per greenback)
- 2 factors per greenback spent on all different purchases
These incomes charges characterize a 5.1%, 3.4% and 1.7% return on spending, respectively, based mostly on TPG’s December 2024 valuations.
With the Bonvoy Boundless, cardholders earn:
- 6 factors per greenback spent on Marriott purchases
- 3 factors per greenback spent on the primary $6,000 spent in mixed purchases per calendar yr on gasoline stations, grocery shops and eating (then 2 factors per greenback)
- 2 factors per greenback spent on all different eligible purchases
These incomes charges characterize a 5.1%, 2.6% or 1.7% return on spending, respectively.
Winner: Bonvoy Bountiful, because it earns extra in eating and grocery retailer spending and comes with a better spending cap.
Associated: The very best rewards bank cards for every bonus class
Redeeming and transferring factors on the Bonvoy Bountiful vs. Bonvoy Boundless
Each playing cards earn Marriott Bonvoy factors that may be redeemed for Marriott stays. TPG’s December 2024 valuations place these factors at 0.85 cents apiece. Sadly, Marriott now not publishes an award chart and makes use of dynamic pricing.
Whereas the obvious use of those factors is for lodge stays with Marriott, there are different makes use of (although some are usually not very invaluable), together with transferring factors to greater than 35 airline companions to redeem them for flights.
Generally, transferring Bonvoy factors to airline companions isn’t worth because the switch ratio isn’t favorable.
TPG bank cards author Chris Nelson likes to redeem his Marriott Bonvoy factors on luxurious properties in Jap Europe. He routinely stays on the Ritz-Carlton Budapest for 35,000 Bonvoy factors per night time.
Winner: Tie as each playing cards have the identical redemption and switch choices.
Associated: The award traveler’s information to Marriott Bonvoy
Ought to I get the Bonvoy Bountiful or the Bonvoy Boundless?
Each playing cards have annual charges and the identical earnings charge on Marriott purchases. Nonetheless, in order for you a better tier of elite standing and better earnings on groceries and eating, it’s best to go for the Bonvoy Bountiful. If these issues aren’t extremely necessary to you, the Bonvoy Boundless will present way more worth for its annual payment.
Associated: Learn how to use a Marriott Bonvoy 35,000-point certificates
Learn how to change from the Bonvoy Bountiful to the Bonvoy Boundless
If you wish to change from one card to the opposite you may. This is named a product change. To take action, merely name the quantity on the again of your card, communicate to an agent and request a product change.
Associated: 4 issues earlier than making a product change
Backside line
Each Bountiful and Boundless playing cards, which Chase points, earn Marriott factors. Whereas a few of their incomes classes are comparable, there are extra variations than similarities between these playing cards. Which is a greater match for you’ll come all the way down to which Bonvoy advantages matter probably the most to you.
To be taught extra, see our full critiques of the Bonvoy Bountiful and the Bonvoy Boundless.
Apply right here: Marriott Bonvoy Boundless
Be taught extra: Marriott Bonvoy Bountiful assessment
