Resort bank cards are attention-grabbing. They have a tendency to supply many advantages on the resort model related to the cardboard however aren’t usually robust playing cards to your on a regular basis spending.
The World of Hyatt Credit score Card has many followers and comes with a modest $95 annual charge, however does that imply it is value it? Simply because a card is standard amongst some would not mechanically make it a very good match to your pockets.
Here is a take a look at what you get from the World of Hyatt card every year so you may make up your personal thoughts.
Welcome supply
The welcome bonus is value as much as $1,105, based mostly on TPG’s February 2025 valuations.
The obvious method to redeem Hyatt factors is for resort stays with World of Hyatt. This consists of not simply accommodations with “Hyatt” within the identify, however different Hyatt-owned manufacturers like Small Luxurious Motels of the World as effectively. Resort redemptions can embody free evening awards and Factors + Money funds.
You can also redeem factors for eating, spa or assembly credit, Discover Experiences, rental vehicles and room upgrades.
World of Hyatt makes use of a peak and off-peak award chart, which means you may pay extra factors for resort stays round holidays and through busy journey seasons. Conversely, when you can journey at less-popular instances, you possibly can shell out fewer factors.
Off-peak pricing at Class 1 properties begins at simply 3,500 factors per evening. Hyatt properties are listed in eight totally different classes, with peak pricing at Class 8 properties topping out at 45,000 factors per evening.
Each day Publication
Reward your inbox with the TPG Each day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
You can also prime up your World of Hyatt account with 1:1 transfers from Chase Final Rewards. These factors ought to switch immediately.
Associated: Finest Hyatt Class 4 accommodations, in response to Globalists
Annual Free Evening award
Annually in your cardholder anniversary, you may obtain a free evening award. It may be used at Class 1-4 accommodations worldwide for one free evening. It is also value mentioning that you simply will not pay resort charges on award stays with Hyatt.
This profit alone can justify the Hyatt card’s $95 annual charge since you possibly can redeem your free evening for $200 or extra in worth with minimal effort.
Associated: Finest Hyatt accommodations
Earn one other free evening award
Along with the complimentary free evening award acquired every year, you possibly can earn a second free evening award (legitimate at Class 1-4 properties) by spending $15,000 on purchases inside a calendar 12 months on the World of Hyatt card.
Associated: Why I purpose to spend $15K on my World of Hyatt Credit score Card every year
Elite standing and associated advantages
As a cardholder, you may obtain complimentary Discoverist standing every year. That is the entry-level standing tier in World of Hyatt, however it presents stable worth and perks.
It presents complimentary bottled water throughout your keep, late checkout (when accessible) and most popular room upgrades inside the identical room class. Discoverists can even profit from the Hyatt-American Airways partnership.
Moreover, you may additionally earn 10% bonus factors on money stays (5.5 factors per greenback spent as a substitute of 5 factors).
Incomes Discoverist standing usually requires staying at Hyatt properties for no less than 10 nights per 12 months. Hyatt loyalists can seemingly attain Discoverist standing on their very own every year, however those that journey sometimes or aren’t loyal to at least one model might not be ready to take action. That may make this card’s complimentary Discoverist standing very interesting.
With the non-public World of Hyatt card, you may earn two tier-qualifying evening credit towards standing for every $5,000 spent on the cardboard. Thus, spending the $15,000 on purchases to unlock the free evening award (detailed above) would additionally yield an extra six tier-qualifying nights every year. There isn’t a restrict to the variety of tier-qualifying nights earned by way of bank card spending.
Associated: World of Hyatt card vs. World of Hyatt Enterprise card
Different cardmember perks
Along with the above, you may take pleasure in a number of journey protections. These embody journey delay reimbursement, baggage delay insurance coverage, auto rental collision harm waiver, misplaced baggage reimbursement and journey interruption and cancellation insurance coverage.
You will earn World of Hyatt factors on every buy together with your card, which TPG’s February 2025 valuations peg at 1.7 cents every. At Hyatt accommodations, you may earn 4 factors per greenback. That is on prime of the factors you may earn by being part of Hyatt’s loyalty program.
You will earn 2 factors per greenback spent at eating places, on transit, commuting, health membership and health club memberships and on flights bought straight from airways, plus 1 level per greenback spent on different purchases.
These charges characterize a 6.8%, 3.4% and 1.7% return on spending, respectively.
You are able to do significantly better than a 1.7% return on on a regular basis spending with different bank cards, however it’s value contemplating how these purchases will be extra useful when serving to you earn a bonus Class 1-4 free evening award and tier-qualifying nights towards standing every year.
Associated: Which bank card must you use for Hyatt stays?
Backside line
The complimentary free evening you obtain every year as a World of Hyatt cardholder ought to simply offset the $95 annual charge. Different advantages — such because the points-earning construction and complimentary elite standing — range in worth relying on how you utilize them.
If you should utilize these advantages, the annual charge is well value it every year. If not, one other card — maybe one that gives easy money again — could also be higher suited to your pockets.
To be taught extra, see our full assessment of the World of Hyatt card.
Apply right here: World of Hyatt Credit score Card
