Iberia Visa Signature card bank card evaluate: Full particulars

Iberia Visa Signature Card overview

The Iberia Visa Signature® Card is a stable choose for vacationers trying to earn Avios, the rewards forex utilized by Iberia, British Airways and different companions. You possibly can redeem Avios for flights throughout the Oneworld alliance or switch them to companions like Qatar Airways for much more flexibility. As a cobranded airline card, the advantages are pretty run-of-the-mill, however this card can nonetheless present worth for Avios followers. Card Ranking*: ⭐⭐⭐

*Card Ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

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Worldwide airline bank cards usually have fewer advantages than home ones, and the Iberia Visa Signature Card is not any exception. Not like cobranded airline playing cards, just like the United Quest℠ Card (see charges and charges), the Iberia Visa Signature card does not include precedence boarding or a free checked bag. Nevertheless, that is the one cobranded providing from Iberia out there within the U.S., so it is preferrred for those who’re making an attempt to earn additional Iberia Avios.

The Iberia Visa Signature Card encompasses a $95 annual charge, however the hefty welcome provide and a few money-saving perks might help offset this value.

Iberia and its sister airways, British Airways and Aer Lingus, earn Avios — a flexible reward forex that can be utilized throughout all three carriers for flights world wide. Iberia can be a part of the Oneworld alliance, which opens the door to hundreds of mileage redemption prospects with airways on each continent.

For that reason, Avios is considered one of my favourite airline currencies to earn since they are often profitable for short-haul flying and business-class flights to Spain.

To enhance your probabilities of approval, we suggest having a credit score rating of no less than 670.

Let’s take a better take a look at what this card has to supply — and whether or not it deserves a spot in your pockets.

The knowledge for the Iberia Visa Signature Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Iberia Visa professionals and cons

Iberia Visa welcome bonus

The Iberia Visa presently provides a powerful welcome provide of 85,000 Avios after spending $5,000 on purchases within the first three months from account opening.

TPG’s April 2025 valuations peg Avios at 1.4 cents apiece, making these 85,000 Avios price $1,190.

One necessary notice: The Iberia Visa Signature falls beneath Chase’s 5/24 rule. If you happen to’ve opened greater than 5 bank cards previously 24 months (from all banks, not simply Chase), chances are high your utility can be routinely rejected — even when you’ve got a virtually excellent rating.

Iberia Visa advantages

Though the Iberia Visa lacks most of the regular home cobranded airline card advantages, reminiscent of a free checked bag and precedence boarding, it does provide just a few perks that may make it a good addition to your pockets. These advantages embrace:

• Flight low cost: Save 10% on Iberia flights bought at Iberia.com/Chase10 once you use your Iberia Visa card.
• $1,000 voucher: Earn a reduction voucher of $1,000 to make use of towards two tickets on the identical flight every year you spend $30,000 on purchases in your Iberia Visa card.
• No overseas transaction charges: Since that is a world airline card, it is smart that there are additionally no charges once you use it overseas.
• Visa Signature perks: As a Visa Signature card, you may get normal perks reminiscent of misplaced and delayed baggage safety, buy safety, automotive rental insurance coverage and entry to the Visa Signature Luxurious Lodge Assortment.

A draw back to the $1,000 voucher is that it have to be used towards two tickets, so for those who’re a solo traveler, you will need to discover one other individual to guide with to benefit from this provide.

Incomes Avios on the Iberia Visa

With the Iberia Visa, you may earn Avios on the following charges:

• 3 Avios per greenback spent on purchases with Aer Lingus, British Airways, Iberia and Stage
• 2 Avios per greenback spent on lodge lodging when bought straight with the lodge
• 1 Avios per greenback spent on all different purchases

If most of your flying is completed on Iberia, British Airways or Aer Lingus, then you definitely’ll earn probably the most bonus factors when utilizing this card. You will get 3 Avios for each greenback spent on purchases with Aer Lingus, British Airways, Iberia and Stage.

Nonetheless, these aren’t particularly spectacular incomes charges. You might determine to as a substitute get a card that earns Chase Final Rewards or American Categorical Membership Rewards factors since you may switch them to Iberia Plus and different switch companions.

Associated: 5 variations of Avios: When to make use of Aer Lingus, British Airways, Finnair, Iberia and Qatar Airways

Redeeming Avios on the Iberia Visa

As with most frequent flyer packages, you may get one of the best worth out of your Iberia Visa Avios for those who use them for flights. Nevertheless, you may as well use Avios for flight upgrades, lodge stays, rental automobiles and experiences.

Iberia has an in depth partnership with British Airways and Aer Lingus, two airways that additionally use the Avios forex. You possibly can switch your Avios between these airways, which is a pleasant perk for those who want a selected program. As soon as factors are transferred to British Airways, you may switch or mix them with Qatar Airways or Finnair Avios for much more profitable redemptions.

If you happen to’re a U.S.-based traveler, top-of-the-line points of redeeming with Iberia is the power to make use of Avios for short-haul flights on Oneworld associate airways, together with American Airways.

Iberia makes use of a novel distance-based award chart, which units it aside from companions like British Airways and Aer Lingus. Considered one of my favourite redemptions is an award chart candy spot: a one-way business-class ticket between New York (JFK) or Chicago (ORD) and Madrid (MAD) for simply 34,000 Avios off-peak — an unimaginable worth for a transatlantic premium cabin ticket.

That mentioned, there are just a few drawbacks, together with the Iberia web site which is clunky and isn’t user-friendly. Moreover, whereas Iberia companions largely observe related distance-based award charts, many require round-trip bookings, which limits flexibility when reserving with Avios throughout the community.

Associated: The perfect methods to redeem 100,000 Iberia Avios

Transferring Avios on the Iberia Visa

Not like different airline miles, you may switch Iberia Avios to a different airline so long as they keep beneath the identical umbrella because the mother or father firm of the Worldwide Airline Group. This consists of transferring Avios to British Airways and Aer Lingus at a one-to-one ratio for those who so select.

This opens up a large number of how to redeem your Avios on Oneworld companions. As an illustration, you will get nice worth by transferring your Iberia Avios to British Airways to redeem them on American Airways for excellent worth on home flights.

TPG contributing editor Matt Moffitt likes to make use of 12,500 Avios to fly Qantas enterprise class between Sydney and Melbourne to see household when he visits Australia and loves that it consists of lounge entry.

Associated: The airways you may guide utilizing Avios

Which playing cards compete with the Iberia Visa?

Whereas different cobranded airline playing cards could be extra of a direct competitor, that will not be the case for those who’re wanting particularly for Avios. Iberia is a 1:1 switch associate of each American Categorical Membership Rewards and Chase Final Rewards and a 3:1 switch associate of Marriott, so it is fairly easy to earn Avios.

• If you happen to want a extra versatile forex and are beneath the 5/24 rule: The Chase Sapphire Most well-liked® Card (see charges and charges) is a stable card choice with a $95 annual charge and incomes Final Rewards factors. With it, you may earn 3 factors per greenback spent on eating, 2 factors per greenback spent on journey and 1 level per greenback spent on all different purchases. For extra info, learn our full evaluate of the Chase Sapphire Most well-liked.
• If you happen to want a versatile forex and are over the 5/24 rule: The American Categorical® Gold Card is a worthy competitor to the Chase Sapphire Most well-liked, though the annual charge is increased at $325 (see charges and charges). The cardboard earns Membership Rewards factors: 4 factors per greenback spent on eating at eating places worldwide (as much as $50,000 per calendar 12 months, then 1 level per greenback spent thereafter) and at U.S. supermarkets (as much as $25,000 per calendar 12 months, then 1 level per greenback after that), 3 factors per greenback spent on flights booked straight from the airline or amextravel.com, 2 factors per greenback spent on pay as you go motels and different eligible purchases booked via amextravel.com and 1 level per greenback spent on every little thing else. For extra info, learn our full evaluate of the Amex Gold.
• If you happen to want one other Avios-earning airline. The British Airways Visa Signature® Card (see charges and charges) is one other airline card that earns Avios. It additionally earns 3 factors per greenback spent on Aer Lingus, British Airways, Iberia and Stage however has helpful advantages like 10% off eligible flights when booked via a particular hyperlink and a reward assertion credit score. For extra info, learn our full evaluate of the British Airways Visa.

For extra choices, take a look at our greatest airline playing cards.

Associated: How you can switch British Airways Avios to Iberia

Is the Iberia Visa price it?

With its low annual charge, the Iberia Visa is price it for many who need to earn priceless Avios. Different Avios incomes playing cards exist with the identical annual charge however extra advantages, such because the British Airways Visa card. Nevertheless, if you would like extra flexibility or higher incomes charges, you may need to go for a card that earns transferable rewards as a substitute.

Backside line

The Iberia Visa Signature card is a stable choice if you wish to begin incomes Avios or are already invested in this system. With a priceless welcome provide and first rate perks, it is price including to your pockets for those who’re flying Iberia or its companions, British Airways and Aer Lingus.

Nonetheless, those that do not use Avios often can be higher off with a card that earns American Categorical Membership Rewards or Chase Final Rewards factors and transferring them to Iberia Plus as wanted.

Associated: The perfect Avios-earning bank cards: Which is the one for you?

For charges and charges of the Amex Gold card, click on right here.