I do not essentially match the mould of the everyday factors and miles fanatic. I solely have a handful of bank cards, I do not fret an excessive amount of over squeezing each ounce of worth out of my redemptions (if I can get a lodge or flight for no out-of-pocket price, I take into account {that a} win) and I do not usually apply for brand new playing cards.
In actual fact, I used to be completely happy sufficient with the playing cards in my pockets that I had no plans so as to add any new ones to my lineup.
That was till I heard in regards to the present provide on the Chase Sapphire Most popular® Card (see charges and costs).
Not solely is that this card one among TPG’s top-rated playing cards for journey and eating, but it surely’s additionally providing an distinctive welcome bonus of 100,000 Chase Final Rewards factors after spending $5,000 on purchases within the first three months from account opening. This provide ends Might 15 at 9 a.m. EDT.
For a card with a $95 annual charge, that quantity definitely stopped me in my tracks. Based on TPG’s Might 2025 valuations, this provide is price $2,050.
Associated: 7 Chase Sapphire Most popular advantages you won’t find out about
How I plan to make use of my 100,000-point bonus
I simply received the cardboard, so I’m nonetheless working towards incomes the bonus, however I really feel like I’ve already spent the factors earlier than they even hit my account.
I’ve three children with a number of trip concepts and an upcoming summer season break from faculty. Cash isn’t any object for them, but it surely definitely is for me. Fortunately, this card may also help me fulfill a few of their summer season trip desires.
I have been daydreaming proper alongside them. I’ve spent hours searching the Chase Journey℠ portal to see the place these 100,000 Final Rewards factors can take us.
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My fishing-obsessed 11-year-old has been begging to take a look at Huge Cypress Lodge in Memphis (aka the pyramid-shaped Bass Professional Retailers lodge).
Although there are definitely extra points-friendly lodge choices in Memphis, Huge Cypress Lodge is bookable on the Chase Journey portal, so I am going to most likely find yourself throwing a couple of of my factors that solution to fulfill his must sleep in a room overlooking the world’s largest Bass Professional Retailers retailer.
Reserving via the portal will give me 1.25 cents per level in worth, and I may money in on my $50 lodge assertion credit score so long as I pay for a few of the stick with money.
My 8-year-old son is basically into skyscrapers, so we have been contemplating taking him to Chicago this yr to go to the Willis Tower (previously the Sears Tower) Skydeck. I’ve had my eye on the historic Chicago Athletic Affiliation lodge for years, and it is lower than a mile away from the Willis Tower.
The lodge is bookable through World of Hyatt factors (beginning at solely 17,000 Hyatt factors per night time), and I’ve discovered from my co-workers that transferring Final Rewards factors to one among Chase’s lodge or airline companions supplies nice worth because the factors switch at a 1:1 ratio.
All three of my children have additionally requested to remain on the Hyatt Regency Orlando Worldwide Airport in one of many rooms overlooking the bustling terminal. I’ve to confess, the novelty of it has all the time intrigued me a bit, too.
Rooms right here begin at 12,000 World of Hyatt factors per night time. We go to Disney World and Common Orlando usually, so it will be enjoyable to shock them with an evening right here after a late flight or earlier than an early one later this yr.
Associated: 21 methods to make use of 100K Chase Final Rewards factors: Price range-friendly redemptions and splendid journeys
Past the limited-time welcome bonus
Along with the present welcome bonus, the Chase Sapphire Most popular earns:
- 5 factors per greenback spent on Chase Journey purchases (excluding the $50 lodge credit score)
- 5 factors per greenback spent on Lyft purchases (via September 2027)
- 3 factors per greenback spent on eating, choose streaming companies and on-line grocery purchases (excludes Goal, Walmart and wholesale golf equipment)
- 2 factors per greenback spent on different journey purchases
- 1 level per greenback spent on all different purchases
Which means I can use on a regular basis spending to maintain incomes factors towards the opposite journeys my household has been dreaming of, even after we exhaust the welcome bonus factors with their summertime dream journeys.
After this yr, this card’s advantages simply offset the $95 annual charge.
The Chase Sapphire Most popular earns a $50 annual assertion credit score for lodge reservations made via Chase Journey, which primarily covers greater than half of the cardboard’s annual charge.
Whenever you pair that with the cardboard’s excessive earnings potential on journey and eating, and perks like journey insurance coverage and buy safety, the cardboard’s outsize worth is simple to comprehend.
Backside line
A deal this good cannot final without end, however the reminiscences you make on the journeys you might e book with the present bonus provide on the Chase Sapphire Most popular will final for years to return.
Associated: After greater than 15 years, why the Chase Sapphire Most popular ought to nonetheless be your first rewards card
Apply now: Chase Sapphire Most popular Card
