Chase Final Rewards factors are one in all my favourite transferable rewards currencies because of the sheer variety of high-value airline and resort loyalty applications these factors let me entry. I usually switch Chase factors to World of Hyatt, however you can even switch Chase Final Rewards factors to many different companions, together with United MileagePlus.
Here is methods to switch Chase factors to United Airways and different issues you need to know earlier than transferring your Final Rewards factors.
How you can switch Chase factors to United
To switch Chase factors to United, head to the Final Rewards web site, log into your account and choose your Final Rewards incomes card (in case you have a number of). It’s best to land on a dashboard web page for the cardboard account you chose. For instance, here is the dashboard for my Ink Enterprise Most well-liked® Credit score Card (see charges and charges).
Click on on the “Journey” drop-down possibility on the prime of your dashboard, then choose “Switch factors to companions.”
You will go to a web page displaying all of the Chase switch companions. Scroll down, then click on on the United row. Doing so will take you to an data web page about transferring Chase factors to United.
To proceed, click on “Switch factors” to succeed in a web page the place you may enter or verify your United MileagePlus data. I’ve already enrolled United MileagePlus accounts for my husband (a certified consumer on my Ink Most well-liked account) and myself in my Final Rewards account, so I might switch Chase factors to both of our United accounts.
Enter the quantity of Chase factors you’d prefer to switch to United on the subsequent web page. You need to switch a minimum of 1,000 factors and might solely switch in increments of 1,000 factors.
Click on “Subsequent” to succeed in a abstract web page earlier than clicking “Submit” to verify your switch request.
Associated: How you can redeem Chase Final Rewards factors for optimum worth
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How lengthy do Chase factors take to switch to United?
Whenever you switch Chase factors to United, the miles will often seem in your MileagePlus account instantaneously.
Nevertheless, it might often take longer for Chase factors to switch to United. You will virtually at all times see the miles in your account by the subsequent enterprise day, nevertheless it might take as much as seven enterprise days.
You will get an electronic mail from Chase that claims your factors switch is in progress when you verify your switch request, and you will get one other electronic mail from Chase as soon as your factors switch is full. So, if the miles do not seem in your United account instantaneously, regulate your electronic mail to know when the switch is full.
Associated: 10 greatest methods to make use of 100K Chase Final Rewards factors: From first-class flights to all-inclusive getaways
Chase to United switch ratio
The Chase to United switch ratio is 1:1. You need to switch Chase factors in increments of 1,000 factors, which implies you may convert 1,000 Chase factors into 1,000 United miles. You may often discover a switch bonus that reinforces the Chase to United switch ratio, however these are uncommon.
Primarily based on TPG’s April 2025 valuations, Chase factors are price 2.05 cents every whereas United miles are price 1.35 cents every. You will lose theoretical worth while you switch Chase factors since transferable factors are inherently extra invaluable. However, as we’ll focus on within the subsequent part, this does not imply you should not switch Chase factors to United.
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Ought to I switch Chase factors to United?
As you learn this information, you may ponder whether you need to switch Chase factors to United. This query is complicated, so I am unable to inform you with out understanding your state of affairs.
Nevertheless, United MileagePlus is not probably the most invaluable Chase switch companion based mostly on our valuations. For instance, whereas our April 2025 valuations peg the worth of United miles at 1.35 cents every, we worth another Chase switch companions, together with World of Hyatt, British Airways Membership, Air Canada Aeroplan and Virgin Atlantic Flying Membership, larger at 1.7 cents every for Hyatt and 1.4 cents every for British Airways, Air Canada and Virgin Atlantic.
You might wish to reserve your Chase Final Rewards factors for transfers to those higher-value companions — particularly if you have not accrued a large stash of Chase factors — however you will get a lot larger worth from United miles on some redemptions. Take a look at our information on redeeming United miles to get began, then learn our information about maximizing United MileagePlus redemptions for extra recommendations on getting probably the most worth out of your United miles.
Even in case you’re solely getting 1.35 cents per level when transferring Chase factors to United, that is larger than the 1.25 cents per level you will get when redeeming factors for journey by way of the Chase Journey℠ portal with the Chase Sapphire Most well-liked® Card (see charges and charges) or the Ink Enterprise Most well-liked Credit score Card. So, in case you have plenty of Chase factors or do not wish to ebook awards with higher-value switch companions, transferring Chase factors to United could be best for you.
Nevertheless, in case you have the Chase Sapphire Reserve® (see charges and charges), you will get 1.5 cents per level when redeeming by way of the Chase Journey portal. Due to this, Chase Sapphire Reserve cardholders ought to guarantee they’re going to get a minimum of 1.5 cents per mile on their United award earlier than transferring Chase factors to United.
Associated: Flights, bank cards and extra: How you can earn miles with the United MileagePlus program
How you can earn Chase factors
If you wish to switch Chase factors to United, you might also be interested by how one can earn extra Chase factors. Listed below are the incomes charges, welcome gives and annual charges of a few of the hottest presently accessible Chase Final Rewards playing cards:
| Card | Welcome supply | Incomes price | Annual price |
|---|---|---|---|
| Chase Sapphire Most well-liked Card | Earn 100,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. |
|
$95 |
| Chase Sapphire Reserve | Earn 60,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. |
|
$550 |
| Chase Freedom Flex® (see charges and charges) | Earn $200 money again after spending $500 on purchases within the first three months from account opening. |
|
No annual price |
| Chase Freedom Limitless® (see charges and charges) | Earn $250 money again after spending $500 on purchases within the first three months from account opening. |
|
No annual price |
| Ink Enterprise Most well-liked Credit score Card | Earn 90,000 bonus factors after spending $8,000 on purchases within the first three months after account opening. |
|
$95 |
| Ink Enterprise Money® Credit score Card (see charges and charges) | Earn $350 money again after spending $3,000 on purchases within the first three months after account opening, plus an extra $400 after spending $6,000 on purchases within the first six months after account opening. |
|
No annual price |
| Ink Enterprise Limitless® Credit score Card (see charges and charges) | Earn $750 money again after spending $6,000 on purchases within the first three months from account opening. |
|
No annual price |
A few of these playing cards earn cash-back rewards as an alternative of factors, however you may mix rewards from all of your Final Rewards playing cards right into a single account. If the account you employ to gather all of your rewards is your Sapphire Reserve, Sapphire Most well-liked or Ink Enterprise Most well-liked account, you will have a stash of factors you may switch to Chase switch companions.
Associated: How (and why) to mix your Chase Final Rewards factors right into a single account
Backside line
Now you know the way to switch Chase factors to United.
It may be daunting the primary time you go to switch Chase factors. Nevertheless, as this text exhibits, transferring Chase factors to loyalty applications like United MileagePlus is not onerous. As soon as you discover an award flight you wish to ebook by way of United MileagePlus, observe the steps above to switch the variety of factors it’s essential ebook your award flight.
Bear in mind, you could switch factors in increments of 1,000, so it’s possible you’ll have to switch barely extra factors than it’s essential ebook your flight.
