The IHG One Rewards Premier Credit score Card presents a spread of helpful advantages, reminiscent of computerized Platinum Elite standing, each fourth evening free whenever you redeem IHG factors for a keep of 4 nights or extra, and as much as $50 United TravelBank Money every calendar yr. However one profit rises above the remainder and successfully pays for the cardboard’s annual charge in itself: the account anniversary evening certificates. Let’s dive in.
IHG anniversary evening certificates
Yearly on the anniversary of opening your IHG One Rewards Premier Credit score Card, you may obtain a certificates for a one-night keep at a property with a degree redemption worth of 40,000 factors or much less. TPG’s March 2025 valuations peg the worth of 40,000 IHG factors at $200 — greater than double the IHG One Rewards Premier Credit score Card’s $95 annual charge. So you’ll be able to successfully rating greater than sufficient worth to cowl the cardboard’s annual charge simply by redeeming your anniversary evening certificates annually.
Certainly one of my favourite motels to make use of an IHG anniversary evening certificates at is the Kimpton De Witt in Amsterdam. Throughout shoulder and off-season, you’ll be able to usually discover award nights bookable for round 40,000 factors. For instance, for a keep on Dec. 2, I might redeem 40,000 factors or pay $282.91 for a reservation that I can cancel without cost up till a day earlier than my keep.
In fact, you might use an IHG anniversary evening certificates in loads of different methods. No matter how you employ it, you may seemingly get no less than $99 in worth. For instance, staying at an airport resort earlier than an early-morning flight or after a late-night arrival will seemingly price you greater than $99, even when it prices fewer than 40,000 factors. You can even add factors out of your account to make use of the anniversary evening certificates at dearer properties if you cannot discover something to your liking inside the 40,000-point restrict.
You will need to redeem your anniversary evening certificates and full your keep inside 12 months of when IHG points the certificates.
Associated: Why it’s best to get (and preserve) the IHG One Rewards Premier Credit score Card
Each day E-newsletter
Reward your inbox with the TPG Each day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
Backside line
I like my IHG One Rewards Premier Credit score Card. Between the welcome supply, ongoing perks and anniversary evening certificates, I am at all times getting some type of worth out of it. (Talking of the welcome supply, for a restricted time, new cardmembers can earn 170,000 bonus factors after spending $4,000 within the first three months from account opening.) However the anniversary evening alone takes makes it a profitable alternative. When used successfully, a single evening’s keep at an IHG property enables you to earn your annual charge again twice over in worth.
To be taught extra, see our IHG One Rewards Premier Credit score Card overview.
Associated studying:
