Many vacationers love redeeming Chase Final Rewards factors for resort stays by the Chase Journey℠ portal. Chase Sapphire Reserve® (see charges and charges) cardmembers get a redemption worth of 1.5 cents per level when doing so, whereas Chase Sapphire Most well-liked® Card (see charges and charges) and Ink Enterprise Most well-liked® Credit score Card (see charges and charges) cardmembers get 1.25 cents per level.
Nevertheless, you probably have one in every of these three playing cards, you could possibly additionally switch your Chase factors to pick out resort loyalty packages — IHG One Rewards, Marriott Bonvoy and World of Hyatt — at a 1:1 ratio and redeem factors by that program to your keep.
Supply ending quickly: Chase Sapphire Most well-liked Card: Highest-ever 100,000-point bonus after spending $5,000 on purchases throughout the first three months of account opening.
It is comparatively simple to ebook a keep no matter whether or not you ebook by the Chase Journey portal or switch factors to a resort associate loyalty program after which redeem by that program, so ease of reserving should not be an element. Nevertheless, when deciding how you can redeem Chase factors for a resort keep, there are two necessary points to contemplate. So, let’s dive in.
Factors required to your keep
The best approach to decide whether or not you need to switch Chase factors to a resort loyalty program or ebook a resort by Chase Journey is to check the variety of factors you’d have to redeem.
If you wish to ebook a selected Hyatt, IHG or Marriott property, you possibly can examine the factors value by the Chase Journey portal to the factors value of the property in the event you redeemed by the resort loyalty program.
For instance, I might switch 5,000 Chase Final Rewards factors to Hyatt after which redeem 5,000 Hyatt factors for this night time on the Hyatt Place Atlanta Airport – North.
But when I wished to ebook by Chase Journey utilizing factors from my Chase Sapphire Most well-liked Card account, I would have to redeem 9,646 Chase factors for a similar night time.
On this case, I would get higher worth by transferring Chase factors to Hyatt and reserving an award keep by the World of Hyatt program.
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If you do not have a selected property you wish to ebook, you possibly can nonetheless examine your choices by selecting a property by Chase Journey and checking award charges for properties bookable by Marriott, IHG and Hyatt. This may allow you to examine your choices and the variety of Chase factors you’d have to redeem for every.
Associated: How a lot are Chase Final Rewards factors value?
Loyalty program advantages
The second facet to contemplate is loyalty program advantages once you ebook instantly, together with on award stays. For instance, I admire getting advantages attributable to my resort elite standing once I ebook instantly with Hyatt, Marriott and IHG. Plus, I like incomes elite-qualifying nights towards requalifying for elite standing with these packages. In spite of everything, these packages all present elite-qualifying nights, even on award stays.
You often will not get loyalty program advantages and elite earnings once you ebook by a web based journey company like Chase Journey, aside from choose properties booked by The Edit by Chase Journey. So, I take advantage of Chase Journey to ebook motels outdoors my major resort loyalty packages, resembling boutique or unbiased motels.
Associated: Maximize your rewards by getting a fourth or fifth night time free on award stays
Backside line
Evaluating your choices is necessary, and may allow you to get extra worth out of your Chase Final Rewards factors.
For instance, my sister-in-law has the Chase Sapphire Most well-liked and was going to ebook a one-night keep throughout a street journey by the Chase Journey portal for about 20,000 Chase factors. Earlier than she did so, I discovered her a comparable Class 1 Hyatt property that solely value her 5,000 factors for a similar night time if she transferred Chase factors to Hyatt after which redeemed Hyatt factors for her keep. On this case, she saved round 15,000 Chase factors just by transferring factors to Hyatt as a substitute of reserving by the Chase Journey portal.
Nevertheless, it is also value remembering which you could switch Chase Final Rewards factors to numerous airline loyalty packages. Take a look at the next tales to be taught extra about how you can maximize your redemptions: