Disney Visa Card overview
Regardless of its restricted incomes charges and redemption choices, the no-annual-fee Disney® Visa® Card has advantages for Disney followers who commonly go to the parks. The cardboard earns rewards within the type of “Disney Rewards {Dollars}” and comes with Disney reductions, particular financing and journey protections. Nonetheless, you could be higher off with a extra common journey card to have entry to raised rewards. Card ranking*: ⭐⭐
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The Disney Visa Card will possible solely attraction to Disney loyalists who go to the parks typically or spend an honest quantity yearly on Disney-related purchases. Except you might be strictly out there for a no-annual-fee card, the Disney® Premier Visa® Card has extra advantages with a nonetheless comparatively low annual payment.
This card earns 1% in Disney Rewards {Dollars} on all card purchases. This card could be an excellent match in case you benefit from the simplicity of a flat-rate card versus one which forces you to trace bonus classes. Plus, in case you spend sufficient on Disney purchases, you will not have any bother discovering methods to redeem your Disney Rewards {Dollars}.
We suggest a credit score rating of 670 or larger to have the perfect probability for approval. This card has no annual payment.
Try further particulars concerning the card and what it gives.
Associated: Are the Disney Visa bank cards price it?
Disney Visa professionals and cons
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Disney Visa welcome provide
This provide is just not out there to present cardholders or anybody who has acquired a welcome bonus on this card prior to now 24 months.
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Associated: Listed below are the perfect bank card welcome gives
If you happen to’re planning to go to Disney World quickly and use this card to pay on your journey, that $200 assertion credit score may offset a one-night keep at one among Disney’s worth resorts like Disney’s Pop Century Resort, a ticket to one among Disney’s After-Hours occasions or breakfast for a household of 4 at one among Disney’s finest character eating experiences.
Disney Visa advantages
Complimentary DashPass membership
Like a number of different Chase playing cards, the Disney Visa comes with one 12 months of complimentary DashPass, a membership for DoorDash and Caviar that gives limitless $0 supply charges and lowered service charges on eligible orders.
The common worth for this service is $9.99 per 30 days. You will need to activate by Dec. 31, 2027 to obtain this provide.
As this provide is accessible on different Chase playing cards, this is not essentially a cause to get the Disney Visa, however it’s a good perk nonetheless.
Procuring, eating and leisure perks and reductions
Disney Visa cardholders can save 10% off choose purchases made with the cardboard at DisneyStore.com and at choose merchandise and eating areas at Disneyland and Walt Disney World.
You may additionally get 20% off choose spa therapies and 10% off choose merchandise purchases, picture packages and port excursions aboard Disney Cruise Line.
Associated: Bank card perks and advantages you have to be utilizing
Moreover, the cardboard gives 15% off the non-discounted worth of choose guided excursions at Disneyland and Disney World once you use your card, 10% off choose recreation experiences, a 20% low cost on tickets to Cirque du Soleil’s “Drawn to Life” at Disney Springs and complimentary picture ops solely out there to Disney Visa cardholders.
Exterior of the parks, cardholders obtain reductions on their first 12 months of an annual Marvel Limitless subscription (20% off) and a particular Cardmember VIP package deal for choose Disney on Broadway exhibits.
Unique trip gives
Disney commonly releases limited-time gives which can be solely out there to Disney Visa cardholders. These can embody issues like lodge reductions, free eating packages and extra.
Trip financing
Disney Visa cardmembers can get 0% promotional APR financing for six months on choose Disney trip packages from the date of buy when paying with this card (then a variable APR of 18.24%–27.24% applies).
This is applicable to:
- Disney World
- Disneyland
- Disney Cruise Line
- Aulani, A Disney Resort & Spa
- Adventures by Disney
Journey protections
The Disney Visa comes with journey protections, similar to baggage delay insurance coverage, buy safety and prolonged guarantee safety.
Incomes rewards on the Disney Visa
A 1% return fee on a no-annual-fee card is not essentially a nasty factor, however there are a number of different playing cards with no annual payment that supply a better fee of return and extra versatile redemption choices.
Once you examine this card to the Disney Premier, which earns 5% again on card purchases made straight at DisneyPlus.com, Hulu.com or ESPNPlus.com; 2% again at gasoline stations, grocery shops, eating places and most Disney U.S. areas; and 1% again on all the pieces else, you will get a better return on Disney-related purchases for a comparatively low annual payment.
If you happen to love the concept of theme park reductions and incomes rewards to offset the prices of your Disney trip however hate maintaining with which card in your pockets has the best incomes fee in sure classes, the Disney Visa could possibly be a great match for you.
Associated: Are journey bank cards price it?
Redeeming rewards on the Disney Visa
You’ll be able to view your Disney Rewards {Dollars} steadiness on-line and cargo it onto a Disney Rewards Redemption Card if you find yourself able to spend it. Alternatively, you’ll be able to redeem Disney Rewards {Dollars} for an announcement credit score on eligible Disney-related purchases utilizing Chase’s “Pay Your self Again” function.
Whereas the Disney Premier permits cardholders to redeem Disney Rewards {Dollars} for an announcement credit score towards airline journey — giving not less than a little bit of flexibility to redeem rewards for non-Disney purchases — there isn’t a such choice with the Disney Visa.
Associated: These 10 apps and web sites make award redemptions simpler to seek out
Which playing cards compete with the Disney Visa?
Except you need the comfort of incomes rewards you can spend at Disney and also you go to the parks typically sufficient to reap the benefits of the reductions and different perks that include the Disney Visa, there are some options to think about:
- If you need extra Disney rewards: For a $49 annual payment, the Disney Premier card earns bonus rewards within the type of Disney Rewards {Dollars} on card purchases made straight at DisneyPlus.com, Hulu.com or ESPNPlus.com, gasoline stations, grocery shops, eating places and most Disney U.S. areas. You may additionally get the identical theme park reductions and perks that include the Disney Visa. To be taught extra, learn our full evaluate of the Disney Premier.
- If you need versatile journey rewards: The Chase Sapphire Most well-liked® Card earns bonus factors on journey booked by means of Chase Journey℠, eating, choose streaming providers and on-line grocery retailer purchases (excluding Goal, Walmart and wholesale golf equipment) and all different journey. This card has higher incomes charges than the Disney Visa and extra versatile redemption choices for a $95 annual payment. To be taught extra, learn our full evaluate of the Sapphire Most well-liked.
- If you need no annual payment and a easy rewards construction: The Citi Double Money® Card (see charges and costs) gives 2% earnings on all purchases — 1% once you make a purchase order and one other 1% once you pay it off — making for a simple money again construction. This card is nice if you would like simple rewards for no annual payment. To be taught extra, learn our full evaluate of the Citi Double Money.
For added choices, take a look at our full listing of the perfect journey playing cards and the perfect bank cards for Disney.
Learn extra: The whole lot it’s essential to learn about visiting Walt Disney World Resort
Backside line
If that is not the case, nonetheless, the Disney Premier card is a more sensible choice. If you happen to do not fall into the Disney superfan camp, contemplate a common journey card for extra worthwhile and versatile rewards.
Apply right here: Disney Visa Card
