Disney Premier Visa Card overview
*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Whereas this card affords advantages and rewards that may be priceless, the Disney Premier Visa Card has restricted redemption choices which will or might not make sense for you. As an alternative of factors, miles or money again, this card earns “Disney Reward {Dollars}.” You earn probably the most Disney Reward {Dollars} on Disney-related purchases, making this card extra profitable for Disney loyalists.
With solely a $49 annual payment, you will discover worth should you spend lots at Disney yearly. The query you could ask your self (and the one we hope to reply on this overview) is whether or not this card will offer you extra worth than different playing cards in the marketplace.
TPG recommends that you’ve got a credit score rating of round 670 to extend your possibilities of approval.
Let’s take a better have a look at the Disney Premier to see if it is sensible for you.
Disney Premier execs and cons
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Disney Premier welcome supply
This supply will not be obtainable to present cardholders or anybody who has acquired a welcome bonus on the cardboard up to now 24 months.
A $400 assertion credit score is equal to a three-day ticket should you go to on considered one of Disney’s most cost-effective days, a two-night keep at considered one of Disney’s worth resorts like Disney’s All-Star Music Resort or a one-night keep at a mid-tier resort like Disney’s Port Orleans French Quarter Resort.
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While you pay on your trip with this card, the welcome supply assertion credit score may primarily offset a portion of your trip.
Disney Premier advantages
Disney Bundle assertion credit score
Subscribers can earn again as much as $16.99 every month for as much as three consecutive months in assertion credit on qualifying Disney Bundle purchases.
In the event you’re already a subscriber, you possibly can change your cost methodology to the Disney Premier to start receiving this assertion credit score.
In brief, you will get round $50 again in your Disney+, Hulu or ESPN+ subscriptions if you pay utilizing your Disney Premier card over three months. This credit score alone practically offsets the annual payment, however take into accout different playing cards will cowl all or a portion of your Disney+ or Disney Bundle subscription each single month.
Complimentary DashPass membership
Like a number of different Chase playing cards, the Disney Premier comes with one yr of complimentary DashPass, a membership for DoorDash and Caviar that gives limitless $0 supply charges and lowered service charges on eligible orders. The common worth for this service is $9.99 per 30 days. You will need to activate by Dec. 31, 2027 to obtain this supply.
As this supply is accessible on different Chase playing cards, this is not essentially a cause to get the Disney Premier, however it’s a good perk should you had been already planning to get the cardboard.
Purchasing, eating and leisure perks and reductions
Disney Premier cardholders can save 10% on choose bank card purchases at DisneyStore.com. As a cardholder, you will additionally get 10% off eligible merchandise and eating purchases at choose in-park areas at Disneyland and Disney World and 10% off choose merchandise purchases aboard Disney cruises.
Moreover, the cardboard affords 15% off the non-discounted worth of choose guided excursions at Disneyland and Disney World if you use your card, 10% off choose recreation experiences, a 20% low cost on tickets to Cirque du Soleil’s “Drawn to Life” at Disney Springs and complimentary picture ops solely obtainable to Disney Visa cardholders.
Outdoors of the parks, cardholders obtain reductions on their first yr of an annual Marvel Limitless subscription (20% off) and a particular Cardmember VIP package deal for choose Disney on Broadway reveals.
Unique trip affords
Disney commonly releases limited-time affords which can be solely obtainable to Disney Visa cardholders. These can embrace Disney World and Disneyland resort reductions, free Disney eating plan packages at Disney World and extra.
Journey protections
The Disney Premier affords helpful journey protections, equivalent to baggage delay insurance coverage, buy safety and prolonged guarantee safety.
Trip financing
Disney Premier cardmembers can get 0% promotional APR financing for six months on choose Disney trip packages from the date of buy when paying with this card (then a variable APR of 18.24%–27.24% applies). This is applicable to Disney World, Disneyland, Disney Cruise Line, Aulani, A Disney Resort & Spa and Adventures by Disney.
Incomes rewards on the Disney Premier
A 2% return on travel-related purchases is not overly profitable, however you might benefit from the simplicity of placing your whole purchases on one card and utilizing the rewards to offset the price of your Disney trip.
That stated, different low-annual-fee playing cards have higher general earnings charges if you issue within the decrease charges the Disney Premier affords in most classes.
Redeeming rewards on the Disney Premier
As talked about, this card earns Disney Rewards {Dollars}. You’ll be able to redeem Disney Rewards {Dollars} towards theme park tickets, resort stays, purchasing and eating at U.S. Disney parks, Disney Cruise Line packages, onboard actions and souvenirs, Disney film tickets at AMC theaters and purchasing at DisneyStore.com.
A redemption choice that’s distinctive to this card and never obtainable with the no-annual-fee Disney® Visa® Card is the choice to make use of Chase’s “Pay Your self Again” characteristic to redeem Disney Rewards {Dollars} for a press release credit score towards airline purchases. Observe it’s essential to use your Disney Premier card and buy the airfare straight with the airline.
Which playing cards compete with the Disney Premier?
With regards to spending at Disney, the Disney Premier is an efficient wager. Outdoors of that, although, take into account these alternate options:
- If you do not need an annual payment: The no-annual-fee Disney Visa Card has a decrease earnings fee — 1% again in Disney Rewards {Dollars} on all card purchases — however you will nonetheless take pleasure in among the identical reductions and trip advantages that include the Disney Premier. For extra info, learn our full overview of the Disney Visa.
- If you wish to earn factors and lower your expenses on Disney holidays: The Chase Sapphire Reserve® earns 10 factors per greenback on resorts and automobile leases booked by way of Chase Journey℠, 5 factors per greenback on flights booked by way of Chase Journey and three factors per greenback on different journey and eating purchases.* You may also use the cardboard’s annual $300 journey credit score to cowl purchases that code as journey. Availability is hit and miss, however you possibly can sometimes redeem Chase Final Rewards factors for Disney tickets through Chase Journey. For extra info, learn our full overview of the Sapphire Reserve.
- If you would like simplified rewards: The Citi Double Money® Card (see charges and charges) affords 2% earnings on all purchases — 1% if you make a purchase order and one other 1% if you pay it off — and is likely one of the most easy cash-back playing cards on the market. This card is a superb alternative if you’d like straightforward rewards for no annual payment. For extra info, learn our full overview of the Citi Double Money.
For extra choices, try our full listing of the perfect journey playing cards and the perfect bank cards for Disney.
*You may earn bonus factors on eligible journey purchases after the primary $300 is spent on journey yearly.
Learn extra: Are the Disney Visa bank cards price it?
Backside line
Even with an reasonably priced $49 annual payment, the Disney Premier solely is sensible for individuals who go to Disney usually and might benefit from the cardboard’s full suite of perks. Those that cannot make use of the in-park advantages and trip reductions could also be higher off with a normal journey card that has larger incomes charges and extra versatile redemption choices.
Apply right here: Disney Premier Card
