Delta SkyMiles Gold Enterprise American Categorical Card evaluation: Full particulars

Delta SkyMiles Gold Enterprise American Categorical Card overview

For enterprise homeowners seeking to dip their toes into the Delta cobranded card lineup, the Delta SkyMiles® Gold Enterprise American Categorical Card is a stable start line. It comes with a $0 introductory annual price for the primary yr (then $150 per yr; see charges and charges) and a few respectable perks. Card score*: ⭐⭐⭐

*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

---

Enterprise homeowners loyal to Delta Air Strains haven’t any scarcity of cobranded playing cards to select from, whether or not you are an off-the-cuff traveler or within the air each week.

The Delta SkyMiles Gold Enterprise American Categorical Card is the starter product within the Delta enterprise card lineup. To extend their probabilities of approval, we advocate that candidates have a credit score rating of 670 or greater.

This card is constructed for many who need to earn SkyMiles and make the most of perks when flying Delta however who won’t journey with the airline sufficient to justify the next annual price.

Let us take a look at how the cardboard stacks up towards its Delta counterparts and different non-Delta options.

Delta Gold Enterprise Amex professionals and cons

Delta Gold Enterprise Amex welcome supply

The Delta SkyMiles Gold Enterprise Amex gives new cardmembers a welcome bonus the place they will earn 90,000 bonus miles after spending $6,000 on purchases within the first six months of card membership. This matches the best welcome supply we’ve got seen on this card.

TPG’s February 2025 valuations place the worth of this supply at $1,080.

Its $0 introductory annual price for the primary yr (then $150 per yr thereafter) makes it an honest alternative for enterprise homeowners who often fly Delta.

American Categorical additionally limits who can apply for the cardboard, and also you’re typically ineligible for the welcome bonus in case you’ve beforehand held this card. American Categorical might also take a look at different elements when figuring out welcome supply eligibility, however they are going to inform you whether or not you are in a position to obtain a card’s welcome supply earlier than performing a tough pull in your credit score rating.

Associated: Finest Delta bank cards

Delta Gold Enterprise Amex advantages

Whereas the Delta SkyMiles Gold Enterprise Amex card would not have the identical premium perks as its dearer Delta enterprise card counterparts, it comes with a number of advantages when flying on Delta:

• Award flight low cost: 15% off award redemptions for Delta flights (when paying taxes and charges with this card)
• Delta Stays credit score: A $150 annual assertion credit score each calendar yr with Delta Stays, Delta’s lodge journey portal
• Delta flight credit score: A $200 Delta flight credit score after spending $10,000 on purchases in a calendar yr
• First checked bag free: You and as much as eight companions on the identical reservation (so 9 vacationers whole) get your first checked bag free when flying on Delta-marketed and -operated flights. At $70 a bag round-trip, that may add up shortly in case you journey often.

• Precedence boarding: Obtain Zone 5 boarding on Delta flights for you and as much as eight companions on the identical reservation.
• Inflight low cost: Obtain a 20% assertion credit score on inflight purchases, together with pre-purchased meals, meals, alcoholic drinks and audio headsets when utilizing the cardboard (excludes inflight Wi-Fi purchases).
• Baggage insurance coverage plan: In case your baggage is misplaced, broken or stolen if you use the cardboard to pay for journey, you may obtain as much as $1,250 for a carry-on and as much as $500 for a checked bag.*
• Automobile rental loss and injury insurance coverage: You are lined in case your eligible rental automotive is broken or stolen if you use the cardboard to order and pay for it and decline firm insurance coverage. Observe that that is secondary protection and would not embrace legal responsibility.**
• Procuring protections: The cardboard comes with an prolonged guarantee that provides as much as one yr onto an unique producer’s guarantee of 5 years or much less.* Buy safety covers objects which might be by chance broken or stolen in case you paid for them with the cardboard for as much as 90 days after the date of buy.*

*Eligibility and profit degree varies by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.

**Eligibility and profit degree varies by card. Not all car varieties or leases are lined, and geographic restrictions apply. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by American Categorical Journey Associated Providers Firm, Inc.

Associated: The way to maximize the assertion credit on the Delta Amex playing cards

Incomes miles on the Delta Gold Enterprise Amex

This card earns:

• 2 miles per greenback spent on eligible purchases made immediately with Delta
• 2 miles per greenback spent on U.S. transport and promoting (as much as $50,000 spent per yr; 1 mile per greenback thereafter)
• 2 miles per greenback spent on eating at eating places
• 1 mile per greenback spent on all different eligible purchases

These aren’t show-stopping incomes charges, however it’s good to see some non-travel incomes classes thrown in to assist enterprise homeowners earn on extra purchases than simply journey with Delta.

Associated: Finest enterprise bank cards

Redeeming miles on the Delta Gold Enterprise Amex

Award flights on Delta or its SkyTeam alliance companions are your greatest redemption choices. Delta’s dynamic award pricing makes it arduous to maximise SkyMiles, however you’ll be able to nonetheless discover worth with this system in case you can put within the time to do your personal searches and be versatile when it comes time to redeem your miles.

Delta often has flash gross sales and different offers on its web site, and it gives wonderful redemption choices for worldwide and home itineraries.

For instance, we have seen offers for home awards from 2,000 SkyMiles one-way and New York to Bogota, Colombia, in Delta One from 12,000 SkyMiles one-way.

You can even use your SkyMiles for seat upgrades. Simply know that since Delta would not have award charts, you will not know what number of miles these premium seats will value till you are able to ebook.

SkyMiles upgrades are additionally legitimate on sure flights operated by Delta companions Air France-KLM, Virgin Atlantic and Aeromexico when utilizing Mileage Improve Awards as soon as your flight is booked.

You can even redeem your SkyMiles for reward playing cards, magazines, distinctive SkyMiles Experiences, on-line purchasing and extra, although these choices nearly at all times yield less-than-optimal returns.

TPG senior editorial director Nick Ewen redeems his SkyMiles for home journeys, making the most of the TakeOff 15% profit. This successfully reduces the variety of miles he must redeem for Delta flights.

Associated: The way to redeem Delta SkyMiles for optimum worth

Which playing cards compete with the Delta SkyMiles Gold Enterprise Amex?

Whereas the Delta Enterprise Gold Amex comes with a stable portfolio of perks for its annual price, it’s your decision a card providing much more Delta perks or flexibility.

For extra choices, take a look at our full listing of the greatest journey playing cards and greatest American Categorical playing cards.

Learn extra: Who qualifies for a enterprise bank card?

Is the Delta Gold Enterprise Amex price it?

For the Delta Gold Enterprise Amex to be price its annual price, you may need to maximize perks corresponding to getting your first checked bag free and inflight buy reductions to surpass $150 in worth annually. Even in case you solely fly the airline a number of occasions a yr, that should not be arduous to do.

Backside line

You may need to select the Delta SkyMiles Gold Enterprise Amex if your online business wants a bank card with primary Delta perks like a free checked bag and precedence boarding to assist make journey simpler, and you do not need to spend an enormous quantity in annual charges.

Nonetheless, in case you hope to make use of your card that will help you hit elite standing, one of many different Delta enterprise bank cards can be a greater match.

---

Apply right here: Delta SkyMiles Gold Enterprise American Categorical Card

---

Associated: Enterprise playing cards vs. private playing cards: Key variations

For charges and charges of the Delta Gold Enterprise Amex, click on right here.
For charges and charges of the Delta Reserve Enterprise Amex, click on right here.