Citi / AAdvantage Platinum Choose World Elite Mastercard overview
The Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® is a strong mid-level bank card for anybody who desires to earn American Airways miles and revel in elitelike advantages. Though this card will not internet you Admirals Membership entry, followers of American Airways can nonetheless get worth out of it. Card ranking*: ⭐⭐⭐
*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Not all airline bank cards are created equal. A number of have annual charges of roughly $100 a yr, so that you have to be certain a card matches your journey targets and delivers most miles in your spending.
The Citi / AAdvantage Platinum Choose World Elite Mastercard makes the lifetime of an American Airways flyer simpler and offers non-AA flyers an avenue to diversify the miles of their award portfolio — all for an annual charge of solely $99 ($0 introductory annual charge for the primary yr). The cardboard has a advisable credit score rating of 670 or greater.
Let us take a look at the advantages of this American Airways bank card and see who it is best suited to.
The data for the Citi / AAdvantage Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Citi / AAdvantage Platinum Choose professionals and cons
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Citi / AAdvantage Platinum Choose welcome provide
New Citi / AAdvantage Platinum Choose cardholders can earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. In keeping with TPG’s April 2025 valuations, this card’s provide is value $825.
That is the usual provide the cardboard gives, so it is value ready for the next provide earlier than making use of. You will not be eligible for this bonus for those who’ve earned a welcome bonus from the Citi Platinum Choose or a card you product-changed to a Platinum Choose previously 48 months.
Associated: Finest makes use of of American Airways AAdvantage miles
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Citi / AAdvantage Platinum Choose advantages
The Citi / AAdvantage Platinum Choose is not a luxurious journey card, but it surely does provide a couple of perks for individuals who fly on American Airways.
You may have entry to a free checked bag on home itineraries, a 25% low cost on inflight meals and beverage purchases and a $125 flight low cost after spending $20,000 or extra in your card throughout your membership yr and renewing your card.
Since a few of these perks are additionally supplied to AAdvantage elite members, you may not get plenty of worth from them when you have elite standing. Nevertheless, those that have not earned standing but can get pleasure from some elitelike advantages with this card.
So far as standing qualification goes, you will earn 1 Loyalty Level per each eligible AAdvantage mile earned, although the welcome bonus is excluded from incomes Loyalty Factors.
Sadly, Citi stripped many precious journey and buy safety advantages from the Citi / AAdvantage Platinum Choose a couple of years in the past. This is not essentially a dealbreaker, but it surely’s one thing to bear in mind earlier than making use of for this card.
Associated: One of the best bank cards to achieve elite standing
Incomes miles with the Citi / AAdvantage Platinum Choose
With the Citi / AAdvantage Platinum Choose, you will earn 2 miles per greenback on eligible American Airways purchases and at eating places and gasoline stations. All different spending earns 1 mile per greenback spent. There is no cap on what number of miles you may earn in a yr.
Incomes 2 miles per greenback places you at a 3.3% return on bonus class spending, based mostly on TPG’s April 2025 valuations. That is not important, and you’ll definitely do higher with playing cards like The Platinum Card® from American Specific or the Chase Sapphire Reserve® (see charges and charges) while you ebook flights.
Redeeming miles with the Citi / AAdvantage Platinum Choose
Probably the most precious redemptions of AAdvantage miles are for premium-cabin accomplice bookings.
For home flights, Danyal recommends turning to applications like Southwest and JetBlue earlier than utilizing American miles. He’d a lot relatively save AA miles for enterprise or firstclass on Qatar, Etihad, Finnair, Iberia and accomplice carriers with extremely regarded worldwide long-haul service.
You may as well fly in American Airways financial system class inside the contiguous 48 U.S. states and to Canada, beginning at 7,500 miles one-way; enterprise and firstclass flights begin at double that.
Danyal redeems the miles he earns on his Citi / AAdvantage Platinum Choose card for premium cabin redemptions, typically with Qatar Airways, to fly in a Qsuite to the Center East and Africa.
Which playing cards compete with the Citi / AAdvantage Platinum Choose?
American Airways flyers have loads of cobranded bank cards to select from:
For extra choices, try our full listing of the most effective journey playing cards.
The data for the AAdvantage Aviator Crimson World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: Citi / AAdvantage Platinum Choose vs. AAdvantage Aviator Crimson
Is the Citi / AAdvantage Platinum Choose value it?
The journey advantages on this card are good, however definitely not on the similar tier because the extra premium Citi / AAdvantage Govt World Elite Mastercard. That is to be anticipated because the annual charge on the Govt card is way greater, however this card would possibly nonetheless be the only option for you in order for you AA advantages on a funds.
Backside line
One of the best time to use for this card is when it provides an elevated welcome bonus to make sure you will get essentially the most out of your AAdvantage miles.
Associated: Methods to ebook American Airways flights with Chase Final Rewards factors
