The Chase Sapphire Most well-liked® Card (see charges and costs) is among the many finest journey rewards bank cards for newbies. It hits on all fronts: profitable incomes charges, useful perks and versatile rewards — all for an inexpensive $95 annual price.
Restricted time provide: Chase Sapphire Most well-liked — highest-ever 100,000-point bonus after spending $5,000 on purchases inside the first three months of account opening.
Together with Bilt Rewards factors, Chase Final Rewards factors are probably the most useful factors of any bank card issuer.
Now could be the perfect time to use for this card, because it’s providing its highest bonus in over three years.
Let’s dive into why you must contemplate including the cardboard to your pockets.
Chase Sapphire Most well-liked present provide
For a restricted time, new Chase Sapphire Most well-liked cardholders can earn 100,000 bonus factors after spending $5,000 on purchases inside the first three months of account opening.
In keeping with our March 2025 valuations, this provide is value $2,050.
The present bonus is 40% larger than the common provide of 60,000 factors (now not obtainable).
We have solely seen 100,000 factors provided as soon as up to now eight years. That was within the second 12 months of the pandemic, when issuers have been desperately attempting to draw and retain prospects.
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(Observe that the present provide requires a further $1,000 spending — $5,000 vs. the usual $4,000 in three months.)
For those who’ve been contemplating getting this card, now could be the perfect time to use to earn a bonus value over $2,000.
Why you must apply for the Chase Sapphire Most well-liked
The Chase Sapphire Most well-liked has many beneficiant bonus-earning classes:
- 5 factors per greenback spent on journey booked by way of the Chase Journey℠ portal
- 5 factors per greenback spent on Lyft (by way of September 2027)
- 3 factors per greenback spent on eating
- 3 factors per greenback spent on choose streaming companies
- 3 factors per greenback spent on on-line groceries (excluding Goal, Walmart and wholesale golf equipment)
- 2 factors per greenback spent on all different journey purchases
- 1 level per greenback spent on all different purchases
And an as much as $50 annual lodge assertion credit score brings the efficient annual price all the way down to a manageable $45.
Cardmembers additionally obtain a ten% annual level bonus primarily based on their whole spend throughout the account anniversary 12 months at a charge of 1 level for every $1 spent. So, when you spend $20,000 on the cardboard in a 12 months, you will get 2,000 additional factors on the finish of it.
Moreover, Chase Final Rewards can switch to 14 airline and lodge companions, together with useful packages resembling Air Canada Aeroplan, Air France-KLM Flying Blue and World of Hyatt. You may maximize your rewards by reserving aspirational business-class tickets or picturesque stays at island resorts for a lot lower than their money equal.
Backside line
No surprise many TPG staffers proceed to hold the Chase Sapphire Most well-liked 12 months after 12 months. Given its easy-to-maximize perks, sturdy incomes charges and the usefulness of Chase Final Rewards factors, it in all probability deserves a spot in any traveler’s pockets.
And now could be the perfect time to use to select up a report 100,000-point bonus.
Study extra in our full overview of the Chase Sapphire Most well-liked card.
Apply now: Chase Sapphire Most well-liked
