Chase Final Rewards factors are some of the invaluable transferable currencies you possibly can earn. Due to this — and Chase’s 5/24 rule — many individuals begin with an Final Rewards-earning card after they first get into factors and miles.
The Chase Sapphire Most well-liked® Card (see charges and charges) presently presents a hearty welcome bonus of 100,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. In the meantime, the benefit-packed Chase Sapphire Reserve® (see charges and charges) presents a welcome bonus of 60,000 Final Rewards factors after spending $5,000 on purchases within the first three months from account opening.
When you’re new to Final Rewards, you possibly can redeem your factors straight for journey by the Chase Journey℠ portal. Nonetheless, probably the most invaluable Chase Final Rewards redemptions usually contain transferring factors to Chase’s 14 airline and lodge switch companions. This information will cowl among the finest Chase candy spots that will help you maximize your subsequent redemption.
E-book luxurious Hyatt lodge stays with Chase factors
With Final Rewards factors transferring to World of Hyatt at a 1:1 ratio, reserving these properties at cheap charges is straightforward, particularly if you happen to can journey outdoors of holidays and peak journey instances.
For instance, you possibly can guide among the fanciest Park Hyatt properties in the complete portfolio, together with the Park Hyatt New York and the Park Hyatt Sydney, for 35,000 factors per night time throughout off-peak dates. TPG values Final Rewards factors at 2.05 cents every per our April 2025 estimates, so 35,000 factors are value simply over $700. That is a fantastic deal for motels that promote for near $1,000 per night time, even when demand is low.
There’s additionally nice worth on the decrease finish of the Hyatt award chart. With Class 1 motels starting from simply 3,500 to six,500 factors per night time, it is no shock this is without doubt one of the finest methods to spend Final Rewards factors.
Associated: Why my favourite use of Hyatt factors is a Class 1 airport lodge
E-book Iberia flights to Madrid with Chase factors
Most individuals affiliate the Avios forex with British Airways Membership (previously British Airways Government Membership). Nonetheless, its sister airline, Iberia, additionally makes use of Avios and may present a greater worth for some flights to Europe.
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Since Iberia’s award chart is distance-based, you could pay extra when taking longer routes or connecting flights. Nonetheless, you possibly can rating a fantastic deal on nonstop flights to Adolfo Suárez Madrid-Barajas Airport (MAD), operated by Iberia.
Spherical-trip flights from Boston Logan Worldwide Airport (BOS), Chicago’s O’Hare Worldwide Airport (ORD) and New York Metropolis’s John F. Kennedy Worldwide Airport (JFK) to MAD solely set you again 34,000 Avios in financial system, 51,000 Avios in premium financial system and 68,000 Avios in enterprise class on off-peak dates. Contemplating that the majority airways cost at the least 60,000 miles for a one-way business-class award to Europe, you are primarily getting a 50% low cost.
This deal is so good that it is likely to be value paying for a positioning flight to one in all these cities.
You will have to fly throughout off-peak dates to get the bottom costs for every route. Have a look at the calendar and see if any dates give you the results you want and have award area. Notice that the dates in purple are peak, and all others are off-peak.
E-book flights to Hawaii by way of Alaska Airways and American Airways
One other of our favourite Chase Final Rewards redemptions is transferring factors to British Airways Membership at a 1:1 ratio and reserving flights to Hawaii with Oneworld companions American Airways and Alaska Airways.
So long as your nonstop flight distance is beneath 3,000 miles every approach, you possibly can leverage British Airways’ unpublished distance-based award chart to fly from a number of West Coast gateways to Hawaii for cheap costs in Avios. Most vary from 30,000 to 40,000 Avios every approach, however we discovered American flights from Los Angeles to Honolulu and Alaska flights from Seattle to Honolulu for as little as 20,000 Avios.
Associated: Airways you possibly can guide utilizing Avios: The right way to maximize your factors
E-book ANA flights with Virgin Atlantic factors
When you’re trying to fly to Japan in among the world’s finest business- and first-class merchandise, it’s essential find out about Virgin Atlantic Flying Membership, one other switch associate of Chase Final Rewards.
Flying Membership’s award chart for touring on Japanese service All Nippon Airways has some wonderful charges, making this probably the greatest methods to spend your hard-earned Chase Final Rewards factors.
For simply 145,000 factors, you possibly can fly round-trip in top notch between the West Coast and Tokyo. Flights from different U.S. gateways solely value an additional 25,000 factors (170,000 factors round-trip).
Flights in enterprise class are a steal, costing between 105,000 and 120,000 factors round-trip, relying in your U.S. departure airport. You might also be capable of fly ANA’s industry-leading The Room enterprise class, which is barely accessible on choose routes. Or, you possibly can primarily guide a lie-flat seat in financial system with ANA’s Couchii.
Availability is strictly restricted, so you will have the very best probability at snagging one in all these flights both 12 months prematurely when they’re first loaded or inside 14 days of departure when unsold seats are transformed to awards.
E-book Delta One flights to Europe by way of Virgin Atlantic
For an additional luxurious Chase Final Rewards redemption, you possibly can switch your factors to Virgin Atlantic and guide Delta One business-class suites to Europe from japanese and central U.S. locations for simply 47,500 factors every approach on off-peak dates. This pricing is legitimate for journey to any European locations outdoors the U.Ok., however you will pay extra factors for connecting tickets for the reason that program expenses per leg for Delta Air Strains flights. Thus, select nonstop routes at any time when attainable to get the very best worth.
You may guide these flights on Virgin Atlantic’s web site. Notice that the search software generally is a bit wonky, so you could have to name to guide your flight. You may confirm award area utilizing a helpful software like Seats.aero.
In comparison with what Delta SkyMiles expenses for a lot of related routes — usually within the a whole lot of hundreds of miles — 47,500 factors every approach is a steal. Nonetheless, Virgin does impose an enormous surcharge for Delta One award redemptions. You may anticipate to pay over $1,000 per particular person (one-way) for taxes, charges and surcharges. However for a seat that may sometimes value you properly over $7,000 one-way, paying the extra price could possibly be value it for some.
E-book short-haul flights to Canada utilizing Chase factors
Although Air Canada’s Aeroplan loyalty program nonetheless makes use of an award chart, it makes use of dynamic pricing for flights operated by Air Canada and choose associate airways.
Nonetheless, you possibly can nonetheless discover low-cost short-haul tickets from the U.S. to Canada. For instance, a flight from New York Metropolis’s LaGuardia Airport (LGA) or JFK to Toronto Pearson Airport (YYZ) will be booked for simply 6,500 Aeroplan factors one-way on a number of dates. That is far cheaper than what United Airways expenses for a similar flight, which generally units you again about 15,000 United miles.
The right way to earn Chase Final Rewards factors
You may earn Chase Final Rewards factors by spending on choose Chase bank cards. One among our favorites, the Chase Sapphire Most well-liked Card, is presently providing its largest welcome bonus since 2021.
The Sapphire Most well-liked has no overseas transaction charges and plenty of journey perks, together with delayed baggage insurance coverage, journey interruption/cancellation insurance coverage and first automobile rental insurance coverage.
In the meantime, the Chase Sapphire Reserve has further card perks. Notable advantages embody an easy-to-use annual journey credit score value $300, the applying price credit score for International Entry or TSA PreCheck (each 4 years), Precedence Move Choose lounge entry and entry to the rising record of Chase Sapphire lounges.
Backside line
The myriad methods you possibly can redeem your Final Rewards factors make them some of the invaluable and versatile transferable factors currencies. Whether or not you are trying to journey domestically or take pleasure in worldwide luxurious, a switch associate will help you get there.
Whereas these are among the finest Chase Final Rewards redemptions, they’re simply the tip of the iceberg. When you play your playing cards proper (pun meant), there are various different methods to get nice worth out of your Final Rewards factors.
