Amex EveryDay Most popular Card overview
The Amex EveryDay® Most popular Credit score Card from American Categorical stays a stable card that earns invaluable Membership Rewards factors. Although the cardboard is now not open to new candidates, those that maintain it might probably earn bonus rewards on each greenback spent at U.S. grocery store purchases (as much as $6,000 a 12 months; then 1 level per greenback) and at U.S. gasoline stations. Card Ranking*: ⭐⭐⭐
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
This $95 Amex card now not accepts new candidates; nonetheless, it is value holding round to earn Membership Rewards factors throughout frequent bonus classes for a decrease annual price than different Amex choices.
The data for the Amex EveryDay Most popular Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Amex EveryDay Most popular professionals and cons
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Amex EveryDay Most popular welcome provide
As a result of the EveryDay Most popular Card is now not out there to new candidates, there isn’t any longer any welcome bonus related to this product.
Nonetheless, for those who’re available in the market for a card that earns Membership Rewards factors, particularly on grocery purchases, it’s possible you’ll have an interest within the American Categorical® Gold Card. For a better $325 annual price (see charges and costs), you possibly can earn 4 factors per greenback spent on as much as $25,000 in purchases at U.S. supermarkets per calendar 12 months.
With the Amex Gold‘s welcome provide, you may earn 60,000 factors after spending $6,000 in eligible purchases together with your card within the first six months of card membership. TPG’s February 2025 valuations peg Membership Rewards factors at 2 cents a bit, making this welcome provide value $1,200.
Associated: The right way to profit from the Amex Gold Card’s advantages
Amex EveryDay Most popular advantages
As its identify suggests, that is an on a regular basis bank card, and its advantages mirror that — you may get entry to Amex’s customary suite of card protections and never a lot else.
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You will not get any premium journey perks, comparable to airport lounge entry, though you may be lined by journey protections comparable to secondary automobile rental insurance coverage* if issues go off plan throughout your journey.
Usually, although, this card’s one standout profit is its capability to earn additional factors after making a sure variety of transactions.
Enrollment is required for choose advantages; phrases apply.
*Eligibility and profit degree varies by card. Not all automobile varieties or leases are lined, and geographic restrictions apply. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by means of American Categorical Journey Associated Companies Firm, Inc.
Associated: Your full information to Amex buying protections
Incomes factors on the Amex EveryDay Most popular
The place the Amex EveryDay Most popular shines probably the most is its class spending bonuses. You’ll be able to earn 3 factors per greenback spent at U.S. supermarkets (as much as $6,000 in purchases per 12 months; then 1 level per greenback after that), 2 factors per greenback spent at U.S. gasoline stations and 1 level per greenback on all different purchases.
Should you use the cardboard to make 30 or extra purchases in a billing interval, you may get 50% additional factors on all these purchases (much less returns and credit). Phrases apply.
So for those who can hit that threshold, your incomes charges will basically bounce to 4.5 factors per greenback (9% return)* on U.S. grocery store purchases (as much as $6,000 in spending per 12 months), 3 factors per greenback (6% return)* on U.S. gasoline station purchases and 1.5 factors per greenback (3% return)* on every part else, which is terrific.
Only a few playing cards available on the market can match that incomes charge for U.S. grocery store purchases — though be mindful you’ll have to meet the minimal buy requirement every billing interval.
*Incomes charges primarily based on TPG’s February 2025 valuations.
Associated: The perfect bank cards for every bonus class
Redeeming factors on the Amex EveryDay Most popular
Your Amex factors can be utilized towards money again, Amazon purchases, Uber rides, reward playing cards and extra.
Nonetheless, we do not advocate any of those redemption strategies. You may usually get probably the most worth out of your Amex factors by transferring them to a journey associate (see under).
Associated: The right way to redeem American Categorical Membership Rewards for optimum worth
Transferring factors on the Amex EveryDay Most popular
The airline companions embrace at the very least one helpful choice in every main airline alliance — SkyTeam, Star Alliance and Oneworld — so you might be like TPG bank cards editor Emily Thompson and e-book a flight on virtually any airline utilizing factors.
As an example, if you would like to fly American Airways enterprise class to Europe, you might switch factors to Etihad Visitor and e-book for 50,000 factors every method. Amex additionally continuously runs switch bonuses, so you might doubtlessly get much more worth out of your factors.
Associated: Maximize your factors with American Categorical Membership Rewards switch companions
Which playing cards compete with the Amex EveryDay Most popular?
There isn’t any scarcity of bank cards available on the market with annual charges of $100 or much less. Should you do not already maintain the Amex EveryDay Most popular, you may have to think about certainly one of its rivals.
- Should you desire Citi: Get the Citi Strata Premier℠ Card (see charges and costs). For a $95 annual price, you may earn Citi ThankYou factors throughout comparable classes to the Amex EveryDay Most popular. You may earn 10 factors per greenback spent on lodges, automobile leases and points of interest booked on CitiTravel.com, 3 factors per greenback spent on air journey, different lodge purchases, eating places, supermarkets, gasoline and electrical automobile charging and 1 level per greenback spent on all different purchases. To be taught extra, learn our full evaluate of the Citi Strata Premier.
- Should you desire Chase: Go for the Chase Sapphire Most popular® Card. It earns 2 factors per greenback spent on all journey not booked by means of Chase Journey℠ and three factors per greenback spent on eating (together with eligible supply and takeout); each of these classes are very loosely outlined. The Sapphire Most popular additionally supplies extra advantages to justify its $95 annual price. To be taught extra, learn our full evaluate of the Chase Sapphire Most popular.
- Should you desire money again: Look into the Blue Money Most popular® Card from American Categorical. You may earn 6% money again on groceries at U.S. supermarkets (as much as $6,000 per 12 months, then 1% thereafter), 6% again on choose U.S. streaming providers, 3% again at U.S. gasoline stations, 3% again on transit and 1% again on every part else. Money again is obtained within the type of Reward {Dollars} that may be redeemed as a press release credit score or at Amazon.com checkout. To be taught extra, learn our full evaluate of the Blue Money Most popular.
For extra choices, take a look at our full listing of the very best journey playing cards.
Associated: After 15 years, why the Chase Sapphire Most popular ought to nonetheless be your first rewards card
Is the Amex EveryDay Most popular value it?
The Amex EveryDay Most popular is an efficient selection for a main card for those who already maintain it and might handle to make a number of month-to-month transactions to qualify for the 50% additional factors.
Though you do not get the numerous perks of some higher-end playing cards, you may have some stable class bonuses for on a regular basis spending that can allow you to e-book your subsequent journey faster.
Backside line
Should you’re in search of a easy strategy to earn Membership Rewards factors, the Amex EveryDay Most popular is an honest choice for those who’re already a cardholder. You may get rewarded for utilizing the cardboard continuously and earn factors sooner, getting you nearer to your subsequent redemption. Should you do not make a number of purchases a month, one other card is a better option for those who anticipate problem hitting that minimal transaction requirement for the 50% bonus.
Associated: The perfect methods to earn a 50% level bonus on the Amex EveryDay Most popular card
For charges and costs of the Amex Gold, click on right here
