Aer Lingus Visa Signature bank card overview: Full particulars

Aer Lingus Visa Signature overview

The Aer Lingus Visa Signature® Card presents a compelling welcome provide and stable rewards for frequent transatlantic vacationers, notably these loyal to Aer Lingus, Iberia and British Airways flights. Whereas the cardboard lacks among the premium airline-specific perks you would possibly count on, it may be a worthwhile software for Avios collectors who often fly between the U.S. and Europe. Nevertheless, most informal vacationers will probably be higher off with a card that earns a transferable forex. Card Ranking*: ⭐⭐⭐

*Card Ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

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With a manageable $95 annual charge, the cardboard features a few worthwhile journey advantages, however its ongoing rewards construction is comparatively modest in comparison with opponents.

One standout function is the beneficiant welcome bonus, which may help you shortly construct a wholesome steadiness of Avois. We’ll dive into the main points concerning the bonus and how one can earn it under, however that continues to be one of many largest promoting factors for the cardboard general.

We advocate candidates have a credit score rating of no less than 670 or larger to extend their possibilities of approval.

Let’s take a more in-depth take a look at what this card has to supply.

The data for the Aer Lingus Visa Signature has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Associated: British Airways Government Membership: Information to Avios, elite standing and switch companions

Aer Lingus Visa professionals and cons

 Aer Lingus Visa welcome provide

When evaluating a card, it is best to take into account its welcome provide. The Aer Lingus Visa at present presents 85,000 Avios after spending $5,000 on purchases throughout the first three months of account opening.

These 85,000 Avios are price $1,190, based on TPG’s April 2025 valuations.

This bonus is the cardboard’s largest promoting level general. Since you should use Avios throughout Aer Lingus, British Airways, Finnair, Iberia and Qatar Airways interchangeably, incomes a bonus in Avios presents a bit of extra flexibility in incomes and burning rewards in comparison with different airline loyalty packages.

Keep in mind that since it is a Chase card, it does adhere to the Chase 5/24 rule. If you happen to’ve opened 5 or extra accounts throughout issuers up to now 24 months, you may doubtless be denied for this card.

Associated: Airways you may e-book utilizing Avios: Tips on how to maximize your factors

Aer Lingus Visa advantages

As anticipated for a mid-tier cobranded airline card, the Aer Lingus Visa presents some perks although they really feel minimal in comparison with different playing cards of comparable caliber. With it, you may get:

• Economic system Companion Ticket: Get an Economic system Companion Ticket each calendar 12 months that you simply spend no less than $30,000 in your card. This lets you add a companion to a paid financial system flight at no further price to you, as long as you e-book by emailing Aer Lingus instantly.
• Precedence boarding: Main cardholders and approved customers are eligible for precedence boarding on any Aer Lingus flight to and from the U.S. and Eire or the U.Ok.
• No overseas transaction charges: You will not be charged further charges when utilizing your card overseas.
• Visa Signature advantages: As a Visa Signature card, you may get further advantages like baggage safety, buy safety, rental automobile insurance coverage and entry to the Visa Signature Luxurious Resort Assortment.

Whereas these perks are positive, the cardboard falls brief compared to different airline playing cards — particularly in the case of inflight reductions or complimentary checked luggage, that are noticeably absent.

When evaluating the Aer Lingus Visa to the British Airways Visa Signature® Card (see charges and charges), the cardboard actually falls brief by way of advantages.

One of many biggest perks of the British Airways Visa card is the power to avoid wasting 10% off British Airways flights and have entry to the precious Journey Collectively Ticket.

This perk is earned after spending no less than $30,000 in a calendar 12 months and lets you carry a companion on an Avois award reserving — with out requiring further Avios — even in first-class. Alternatively, solo vacationers can use the ticket to chop the Avios price of a reward redemption in half.

When stacked up towards these choices, the Aer Lingus Visa would not carry the identical degree of long-term worth for loyal flyers.

Associated: British Airways Visa Signature bank card overview

Incomes Avios on the Aer Lingus Visa

With the Aer Lingus Visa, you may earn:

• 3 Avios per greenback spent on purchases with Aer Lingus, British Airways, Iberia and Degree
• 2 Avios per greenback spent on resort lodging when bought instantly with the resort
• 1 Avios per greenback spent on all different purchases

For flights, that is not a foul return for a cobranded airline card. Nevertheless, you may get a greater return on spending in the event you use a premium journey card like The Platinum Card® from American Categorical or the Chase Sapphire Reserve® (see charges and charges) as an alternative.

Associated: The very best journey bank cards so as to add to your pockets

Redeeming Avios on the Aer Lingus Visa

The Avios you earn with the Aer Lingus Visa are a worthwhile journey forex that you could redeem for Aer Lingus or associate flights or switch to different Avios-earning airways to redeem there.

However for these seeking to capitalize on the Aer Lingus route community, there are some strategic causes for reserving on Aer Lingus. One of many aggressive benefits is that it expenses decrease taxes and charges — which might prevent lots of of {dollars} on award flights.

Moreover, Aer Lingus has a stable North American route community and permits U.S. vacationers flying out of Dublin or Shannon to clear U.S. immigration in Eire quite than ready till they land within the U.S.

Whether or not you are reserving Avios award flights on Aer Lingus, British Airways or one other associate airline, Avios offers you a variety of redemption choices, like flights between the US and Eire for 13,000 Avios every method.

Associated: Tips on how to redeem Avios for home and worldwide award flights

Transferring Avios on the Aer Lingus Visa

You’ll be able to freely switch Avios throughout Aer Lingus, British Airways, Finnair, Iberia and Qatar Airways. Because the latter 4 are a part of the Oneworld alliance, this opens up many doorways for redemption choices throughout airways, together with flying Qatar Airways’ famed Qsuite.

You can additionally take a web page from TPG senior author Ben Smithson. He usually makes use of Avios to e-book one-way, short-haul flights from London to Europe for simply 4,750 British Airways Avios every method, plus an inexpensive $22 in charges, taxes and surcharges.

Which playing cards compete with the Aer Lingus Visa?

You’ll be able to earn Avios on Aer Lingus, British Airways and Iberia cobranded bank cards. Plus, Aer Lingus is among the Chase Final Rewards switch companions, so you might be higher off getting a card that earns that forex and transferring your factors over as wanted.

• If you happen to desire a extra versatile forex and are underneath the 5/24 rule: The Chase Sapphire Most well-liked® Card (see charges and charges) is a stable card possibility that earns Final Rewards factors, which you’ll switch to Aer Lingus or any of its different resort and airline companions. With it, you may earn 3 factors per greenback spent on eating, 2 factors per greenback spent on journey and 1 level per greenback spent on all different purchases. For extra data, learn our full overview of the Chase Sapphire Most well-liked.
• If you happen to desire a versatile forex and are over the 5/24 rule: The American Categorical® Gold Card earns Membership Rewards factors. With it, you may obtain 4 factors per greenback spent on eating at eating places worldwide (as much as $50,000 per calendar 12 months, then 1 level per greenback) and at U.S. supermarkets (as much as $25,000 per calendar 12 months, then 1 level per greenback), 3 factors per greenback spent on flights booked instantly from the airline or amextravel.com, 2 factors per greenback spent on pay as you go motels and different eligible purchases booked by way of amextravel.com and 1 level per greenback spent on all the pieces else. For extra data, learn our full overview of the Amex Gold.
• If you happen to desire one other Avios-earning airline: The Iberia Visa Signature® Card is an airline card that earns Avios. It earns 3 factors per greenback spent on Aer Lingus, British Airways, Iberia and Degree. This card has helpful advantages corresponding to 10% low cost whenever you e-book flights by way of a particular hyperlink and a $1,000 low cost voucher annually after you spend $30,000. For extra data, learn our full overview of the Iberia Visa.

For extra choices, try our greatest airline playing cards.

The data for the Iberia Visa Signature Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Associated: Every thing to find out about Chase switch companions

Is the Aer Lingus Visa price it?

If you wish to earn Avios, the Aer Lingus Visa could also be price including to your pockets. With a low annual charge, worthwhile welcome bonus and minimal advantages like precedence boarding and the power to earn a companion ticket, this card is first rate for Aer Lingus followers. Nonetheless, you might be higher off making use of for the British Airways Visa so as to save 10% on British Airways flights and earn a way more helpful companion certificates.

Associated: The very best Avios-earning bank cards: Which is the one for you?

Backside line

If Aer Lingus is your go-to airline for journey between the U.S. and Europe, this card could be a sensible option to earn Avios — particularly with the beneficiant welcome provide — and faucet into just a few worthwhile perks. Nevertheless, if this is not your major airline, you may wish to earn Avios with a distinct card.

Associated: The very best methods to make use of Avios with British Airways