Chase Final Rewards is without doubt one of the finest versatile rewards currencies obtainable, and you may get some unimaginable worth out of your Final Rewards factors. Plus, Chase gives the Chase Journey℠ portal, the place you’ll be able to earn and redeem factors and benefit from perks like bank card assertion credit. This feature can prevent cash, notably when conventional award house is unavailable, as you’ll be able to e book nearly any obtainable flight and all kinds of accommodations via Chase Journey.
Here is what you’ll want to find out about Chase Journey.
What’s Chase Journey?
Chase Journey is a web based reserving platform the place you’ll be able to search and e book flights, accommodations, rental automobiles, cruises and extra. You should use your Final Rewards factors to pay for these bookings instantly, or you’ll be able to earn bonus factors while you e book with money via Chase Journey.
To maximise your Final Rewards factors, it is typically finest to switch them to accomplice applications like United MileagePlus, World of Hyatt and British Airways Membership for award reservations. Nonetheless, it is vital to match the factors you will want for a direct reserving via Chase Journey to these required for a accomplice award reserving. Generally, reserving via the portal can prevent factors, because the factors worth is tied to the money value of the flight or resort keep, probably leading to decrease level necessities.
Nonetheless, you will want to have some Chase factors earlier than reserving with factors via Chase Journey. When you’re unfamiliar with Chase’s commonest playing cards and welcome gives, listed here are a number of common choices.
Ink Enterprise Most popular Credit score Card
The Ink Enterprise Most popular® Credit score Card (see charges and costs) is a TPG favourite. It presently comes with one of many highest welcome bonuses from Chase: 90,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
Primarily based on our June 2025 valuations, the bonus factors alone are price $1,845 while you switch them to journey companions. Nonetheless, these factors can be utilized to e book journey instantly via Chase Journey at a price of as much as 1.75 cents per level, relying on the precise redemption (see your rewards program settlement for full particulars).
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Chase Sapphire Most popular Card
The Chase Sapphire Most popular® Card (see charges and costs) is one other incredible addition to your pockets. The Sapphire Most popular gives 75,000 bonus factors after spending $5,000 on purchases within the first three months of account opening. Primarily based on TPG’s June 2025 valuations, the bonus is price $1,538.
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Just like the Ink Enterprise Most popular, factors can be utilized to e book journey instantly via Chase Journey at a price of as much as 1.75 cents per level, relying on the precise redemption (see your rewards program settlement for full particulars). You may additionally earn 5 factors per greenback spent on paid journey bought via Chase Journey (excluding the primary $50 in resort purchases that qualify for the cardboard’s annual resort credit score).
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Chase Sapphire Reserve
The Chase Sapphire Reserve® (see charges and costs) gives 100,000 bonus factors and a $500 Chase Journey credit score after spending $5,000 on purchases within the first three months from account opening. Primarily based on TPG’s June 2025 valuations, this supply is price as much as $2,550, together with the Chase Journey credit score.
Along with its welcome supply, this card supplies varied different perks, similar to a TSA PreCheck or World Entry credit score, Precedence Go lounge entry and a $300 annual journey credit score.
Factors can be utilized to e book journey instantly via Chase Journey at a price of as much as 2 cents per level, relying on the precise redemption (see your rewards program settlement for full particulars). You may earn 8 factors per greenback spent on all purchases on Chase Journey and 4 factors per greenback spent on all flights and accommodations booked instantly.
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Chase Sapphire for Enterprise
The Chase Sapphire Reserve for Enterprise℠ (see charges and costs) is Chase’s latest and most premium enterprise card. It gives 200,000 bonus factors after spending $30,000 on purchases within the first six months after account opening.
The Sapphire Reserve for Enterprise shares lots of the identical perks the Sapphire Reserve gives. You may obtain lounge entry, get pleasure from many business-centered assertion credit and have entry to Chase’s roster of switch companions.
Just like the Sapphire Reserve, factors can be utilized to e book journey instantly via Chase Journey at a price of as much as 2 cents per level, relying on the precise redemption (see your rewards program settlement for full particulars). Moreover, you will earn 8 factors per greenback spent on all purchases on Chase Journey and 4 factors per greenback spent on all flights and accommodations booked instantly.
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Money-back playing cards
Chase additionally points plenty of cash-back bank cards, together with the Chase Freedom Limitless® (see charges and costs), the Ink Enterprise Money® Credit score Card (see charges and costs) and the Ink Enterprise Limitless® Credit score Card (see charges and costs).
The rewards you earn on these playing cards are price 1 cent apiece towards journey in Chase Journey. Nonetheless, since Chase permits you to mix your earnings right into a single account, you’ll be able to successfully convert these cash-back rewards into absolutely transferable Final Rewards factors when you even have the Sapphire Most popular, the Sapphire Reserve or the Ink Enterprise Most popular.
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Find out how to use Chase Journey
You may e book flights, accommodations, automotive leases, cruises and different journey via Chase Journey. The portal is comparatively easy to entry.
First, you will must log into your Chase account, then navigate to the appropriate facet of the web page, the place you will see a field displaying your Final Rewards steadiness. Click on the field, and it’ll carry you to the Final Rewards dashboard.
Click on “Journey,” and select “Guide journey” within the drop-down menu to entry the journey homepage, the place you’ll be able to seek for airfare, accommodations and extra. When you choose your journey, you will be given the choice to pay with money or factors.
Do not forget that while you e book accommodations via the portal, you sometimes won’t earn resort factors and elite credit, and chances are you’ll not obtain elite standing perks as a result of the reserving is taken into account one made by a 3rd social gathering. Nonetheless, flights booked via the portal will sometimes earn frequent flyer miles and show you how to qualify for elite standing.
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Find out how to e book flights utilizing Chase Journey
Reserving your flights is pretty simple as soon as you’ve got navigated to the portal’s journey web page. Sort in your arrival and departure airports and journey dates, then click on the search button. For this instance, I regarded for a one-way flight from San Francisco Worldwide Airport (SFO) to Newark Liberty Worldwide Airport (EWR).
You may then see the obtainable flight choices. Whenever you discover a flight you want, choose the fare kind you need to e book and click on the blue “Add to journey” button.
As soon as you’ve got chosen your most well-liked flights, you will be taken to the subsequent web page, the place you’ll be able to assessment your flight info and choose any upgrades you’d wish to make.
Then, you will be directed to the checkout web page, the place you’ll be able to select to pay with money, factors or a mix of the 2. Once more, factors linked to a Chase Sapphire Reserve account are price as much as 2 cents every, relying on the redemption. When you maintain the Chase Sapphire Most popular or the Ink Enterprise Most popular, factors are price as much as 1.75 cents every, primarily based on the redemption.
Lastly, you will be directed to a web page the place you’ll be able to enter the traveler’s info (you’ll be able to e book flights for others in addition to your self) and finalize your reserving.
Find out how to e book accommodations utilizing Chase Journey
Reserving accommodations by way of Chase Journey is just like reserving flights via the portal. Not all accommodations can be found on the portal, and your choices could also be restricted when you’re heading to a small city or a little-known vacation spot. However when you discover a property you want on the portal, there are a number of benefits to reserving this fashion.
For example, when you’re taking a look at boutique or impartial accommodations, you’ll be able to earn bonus factors even when your resort is not a part of a factors resort chain like Hyatt or Marriott. Or, when you’d moderately earn transferable Final Rewards factors in your reserving as a substitute of World of Hyatt factors, for instance, chances are you’ll discover it advantageous to e book a Hyatt property via Chase Journey moderately than instantly via the resort.
Nonetheless, costs on Chase Journey do not all the time match these on the resort’s web site or different on-line reserving platforms, so all the time examine charges to make sure you’re getting the perfect deal. The identical goes when you plan to e book a factors resort that’s considered one of Chase’s switch companions (IHG, Marriott or Hyatt) — examine the award charges required by these resort loyalty applications to the variety of factors you’d pay on the Chase Journey portal earlier than reserving.
Though you will not often have the ability to use elite perks at factors accommodations booked via Chase Journey, you may get elitelike perks at over 1,000 luxurious properties worldwide when you maintain a card that gives entry to The Edit by Chase Journey. Taking part playing cards embody the Chase Sapphire Reserve, the Chase Sapphire Reserve for Enterprise and the J.P. Morgan Reserve Card. When reserving a property that is a part of The Edit, you can earn and obtain elite advantages.
The knowledge for the J.P. Morgan Reserve Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Here is a pattern seek for lodging in Oslo, Norway, a metropolis with largely boutique accommodations.
The search outcomes will present every resort’s worth per evening and the whole worth in money and factors on the backside. You may filter by model, worth, rankings and neighborhood, amongst different choices. Click on on a property you want to pick out an obtainable room, then click on “Add to journey.”
On the checkout web page, you’ll be able to select to e book with money or specify what number of factors you need to use. Then, run via the on-screen prompts to finalize your reserving, and you will get an e-mail affirmation.
Bear in mind, as a Sapphire Most popular cardholder, you will obtain as much as $50 in assertion credit yearly for resort reservations made via Chase Journey.
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Find out how to e book automotive leases, cruises and different journey utilizing Chase Journey
With Chase Journey, you’ll be able to hire automobiles, pay with factors and nonetheless obtain the superb main automotive rental insurance coverage provided by the Chase Sapphire Reserve and the Chase Sapphire Most popular playing cards.
The method of renting automobiles is just like reserving flights and accommodations. Simply navigate to the “Vehicles” header from the primary touchdown web page, kind in your itinerary and click on “Search.”
When you select your automotive from the outcomes web page, you will be prompted to pick out add-ons. You then’ll head to the reserving web page, the place you will enter your private info and select what number of factors you’d wish to spend. Do not forget that to qualify to your card’s rental automotive insurance coverage, you should decline the rental firm’s collision harm waiver and be sure that anybody driving the automotive is on the rental settlement.
You may also e book actions, together with incredible excursions like a night monument tour in Washington, D.C., and a heritage meals tour in Singapore, via Chase Journey. Whereas flights and accommodations are redeemable for up 2 cents per level in worth, relying on the redemption, for the Sapphire Reserve, and as much as 1.75 cents per level in worth, relying on the redemption, for the Sapphire Most popular and the Ink Enterprise Most popular, for rental automobiles and different journey, you will get a fee of 1 cent per level for every (see your rewards program settlement for full particulars). You may also earn bonus factors by reserving them with money. This may help you e book a complete trip (not simply accommodations and flights) utilizing factors and miles.
Cruises, trip packages and different excursions are additionally obtainable, although you will must name to e book these.
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Extra issues to contemplate about Chase Journey
We advocate evaluating the factors wanted via Chase Journey with these required for switch accomplice redemptions, factoring in taxes and costs. You probably have or need resort elite standing, keep away from reserving accommodations via the portal, as these stays typically will not rely towards standing or qualify for elite advantages.
Reserving via Chase Journey with money can earn you further factors. Ink Enterprise Most popular cardholders earn 3 factors per greenback spent on the primary $150,000 in mixed spending on journey purchases and choose enterprise purchases. Sapphire Most popular Card holders earn 5 factors per greenback spent on all bookings via Chase Journey. Sapphire Reserve cardholders earn 8 factors per greenback spent on all journey purchases booked via Chase Journey. You may discover higher charges by reserving instantly with the journey supplier, but when your plans are agency and charges are comparable, reserving via the portal will be worthwhile for incomes further factors.
Do not forget that reserving via third-party websites could lead to points when you change your plans. Journey suppliers usually tend to help you when you’ve booked instantly with them.
Backside line
Chase Journey is a invaluable device that permits you to earn and redeem Final Rewards factors on a spread of journey purchases, from flights and accommodations to rental automobiles, cruises and actions.
If award flights aren’t obtainable otherwise you discover a low-cost fare that requires fewer factors, reserving via the portal could be a good choice. Equally, the portal will be an effective way to earn factors on stays at impartial accommodations or, if money charges are low, e book award stays for much less. All the time examine your choices, although, to see if utilizing the portal or transferring factors to companions for an award is extra advantageous.
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