A number of years again, Chase rounded out its enterprise card line by introducing the no-annual-fee Ink Enterprise Limitless® Credit score Card (see charges and costs), the right complement to the no-annual-fee Ink Enterprise Money® Credit score Card (see charges and costs) and the higher-end Ink Enterprise Most popular® Credit score Card (see charges and costs).
Even when you have already got one or each of the opposite Ink bank cards — or when you’ve got different enterprise bank cards with bonus classes — listed below are six explanation why you may want to check out the Ink Enterprise Limitless.
Stable welcome bonus
With the Ink Enterprise Limitless, you earn $750 money again after spending $6,000 on purchases within the first three months from account opening.
Nonetheless, together with different cash-back playing cards within the Chase portfolio — together with the Chase Freedom Limitless® (see charges and costs) and Ink Enterprise Money — you’ve the chance to transform the money again into Final Rewards factors by pairing them with a higher-end card within the Chase household, such because the Chase Sapphire Most popular® Card (see charges and costs) or Chase Sapphire Reserve® (see charges and costs).
Doing this may get you the most effective worth out of the welcome bonus and the rewards you will earn on on a regular basis spending.
You’ll be able to probably obtain an excellent higher return while you switch your factors (at a 1:1 ratio) to companions like United Airways and Hyatt. Whereas this is not essentially the most profitable welcome bonus for a enterprise card, it is stable, particularly contemplating the following cause so as to add this card to your pockets.
Associated: Chase Ink Enterprise Most popular vs Ink Enterprise Premier: Bank card showdown
No annual charge
The already engaging welcome bonus appears even higher when you think about that the Ink Enterprise Limitless expenses no annual charge.
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You might be reluctant so as to add yet one more card that expenses an annual charge to your pockets, particularly in the event you’re already carrying a bunch of them. The Ink Enterprise Limitless solves that drawback.
Associated: The perfect no-annual-fee enterprise bank cards
Limitless flat money again on all purchases
This card additionally solutions the query: How do I get extra worth out of my nonbonus purchases? The Ink Enterprise Limitless affords a flat 1.5% money again on all purchases. You could be tempted to match that return to a different card that gives a flat-rate reward on on a regular basis spending — do not.
That is as a result of, as mentioned beforehand, you may switch your Ink Enterprise Limitless rewards to a Chase bank card that earns Final Rewards factors, so the worth is probably higher than 1.5% money again.
TPG’s June 2025 valuations worth Final Rewards factors at 2.05 cents every, that means you may earn a return of three.1% for each greenback spent. To maximise your rewards, use this card for nonbonus spending, resembling shopping for ironmongery shop gadgets to repair up your workplace or submitting your taxes.
Associated: The professionals and cons of cash-back bank cards
introductory APR supply
You actually should not be centered on incomes factors and miles if you cannot repay your bank card on time and in full each month (it is one in every of TPG’s 10 commandments). However issues occur. Perhaps you are seeking to broaden and have to make capital investments that may take months to have an effect on your income stream or are stocking up on stock forward of the vacation procuring season.
The Ink Enterprise Limitless affords a pleasant cushion that may be helpful for brand new enterprise homeowners or if you might want to finance a big buy.
You may obtain an introductory 0% annual share fee for 12 months from account opening on purchases. After that, you will pay a 17.49%- 23.49% variable APR. So purchase these laptops now, however ensure to pay them off by this time subsequent yr.
Associated: Do enterprise bank cards have an effect on private credit score?
Major (enterprise) rental automobile protection
Many bank cards supply what’s referred to as secondary protection, which solely applies after considering what your personal private automobile insurance coverage covers.
Major protection removes your private protection from the equation and protects you from deductibles or losses above a sure threshold.
The Ink Enterprise Limitless permits you to decline the rental automobile firm’s collision insurance coverage and be coated by the cardboard as much as the money worth of the car within the case of theft or collision injury, so long as you are utilizing the automobile for enterprise functions.
Associated: 10 issues to your small-business bank card technique
Worker playing cards at no extra value
In case you run a enterprise that always requires staff to run errands or expense issues, make life simpler by getting them their very own card. That means, you will not need to chase down the cardboard while you want it and will not need to cope with expense experiences.
Whereas some premium playing cards require a further charge while you add a certified consumer, the Ink Enterprise Limitless doesn’t.
Nonetheless, you ought to be conscious that you’re nonetheless chargeable for paying all expenses accrued on the account, whether or not you made them personally or not. (If an unauthorized cost was made on any card, Chase has you coated. All it’s a must to do is name them instantly and clarify the problem.)
maximize the Ink enterprise card household
There are at present 4 playing cards within the Chase Ink Enterprise household obtainable to new candidates on-line. Select the most effective mixture to work for your corporation wants, and you will have your bases coated relating to maximizing Final Rewards factors on your corporation purchases:
- Use the Ink Enterprise Limitless for nonbonus spending. It pays a set fee on all purchases.
- Use the Ink Enterprise Money for office-related bills. You may earn 5% again on the primary $25,000 you spend in mixed purchases at workplace provide shops and on web, cable and cellphone providers every account anniversary yr.
- Use the Ink Enterprise Most popular for journey and promoting purchases. It earns 3 factors per greenback on the primary $150,000 you spend in mixed purchases on journey, delivery purchases, web, cable and cellphone providers and promoting purchases made with social media websites and search engines like google and yahoo, every account anniversary yr. (And bear in mind, Chase has a fairly liberal definition of what qualifies as a travel-related buy.)
Then, there are many excellent methods to make use of these rewards.
Notice that the fourth Ink card, the Ink Enterprise Premier® Credit score Card (see charges and costs), offers a superb cash-back return (2.5% on each buy of $5,000 or extra, 2% limitless cash-back on all different purchases), however these rewards can solely be redeemed as money again and can’t be transferred to a different card to be redeemed for max worth.
Backside line
The Ink Enterprise Limitless has a lot to supply new customers, even ones who already personal a number of enterprise bank cards.
With a stable introductory supply, a easy incomes construction and no annual charge, the cardboard can supply a promising return for companies huge and small, particularly when mixed with different Ink Enterprise choices. To be taught extra, learn our full assessment of the Ink Enterprise Limitless.
Apply right here: Ink Enterprise Limitless Credit score Card
Associated: Your information to the Chase Ink Enterprise bank cards
