Yearly, the TPG Awards honor excellence in bank cards, loyalty packages and journey. Please click on right here to learn extra about our winner choice course of and methodology for the 2024 TPG Awards.
When you’re in search of a loyalty program excellent for renters, Bilt Rewards is a strong choice. As a member, you will earn Bilt Factors whenever you pay lease and make your common on a regular basis purchases. The factors you earn may be redeemed for journey by means of loyalty companions, lease or future down funds, health courses, and extra.
Plus, there aren’t any transaction charges (see charges and costs) on lease funds whenever you use the Bilt Mastercard®. You possibly can earn as much as 100,000 factors on lease per calendar 12 months.
We’re celebrating the Bilt Mastercard (see charges and costs) for profitable the Greatest No-Annual-Payment Journey Rewards Credit score Card award on the 2024 TPG Awards. This card is a powerhouse for renters, who can earn useful Bilt factors on their lease funds with no transaction price. You should make at the least 5 transactions on the cardboard each assertion interval to earn factors (see rewards and advantages).
Whereas we love this card, you needn’t have it to earn and redeem factors within the Bilt Rewards program.
TPG’s Could 2025 valuations place Bilt factors at 2.05 cents apiece, although there are many methods to get extra worth from them. Let’s delve into all the small print of the Bilt Rewards loyalty program and discover methods to earn and redeem factors for optimum worth.
What’s Bilt Rewards?
Bilt Rewards is a loyalty program that permits you to earn factors to redeem towards journey, Amazon purchases, house decor, health courses and extra. You possibly can earn Bilt factors by merely changing into a member, linking a qualifying card to your Bilt Rewards account and transacting with Bilt companions.
Maybe most notably, you’ll be able to earn Bilt factors by paying your lease. With the Bilt Mastercard, you’ll be able to earn factors on lease with no transaction price (see charges and costs).
How do you earn Bilt Rewards factors?
You do not essentially have to have the Bilt Mastercard or pay lease to earn Bilt factors. There are 9 main methods to earn Bilt factors.
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1. Incomes Bilt factors by paying lease
You possibly can earn 1 level per greenback spent on lease at any house (as much as 100,000 factors per calendar 12 months) by paying your lease with the Bilt Mastercard.
You possibly can pay your lease along with your Bilt Mastercard by means of the Bilt app, but when your landlord solely accepts bodily checks, do not fret. You possibly can nonetheless pay your lease with the Bilt Mastercard on the app, after which Bilt will mail your landlord a lease verify every month, permitting you to earn factors on lease with out incurring any extra transaction charges (see charges and costs). If relevant, you can too course of funds by means of Venmo and your landlord’s on-line lease portal.
As of April 2025, now you can use a bank card that is not a Bilt Mastercard to pay lease, although it might not be the best choice. When you use a Visa, Uncover or Mastercard, you will earn 1 Bilt level per greenback spent on lease. Utilizing an American Categorical card, you will earn 1 Bilt level for each $2 spent. Nevertheless, you will incur a 3% transaction price with this route.
2. Incomes Bilt factors with the Bilt Mastercard
Talking of the Bilt Mastercard, it presents a easy incomes construction:
- 5 factors per greenback spent with Bilt Eating companions and Lyft, when you hyperlink your Bilt and Lyft accounts and pay with the Bilt Mastercard
- 3 factors per greenback spent on eating
- 2 factors per greenback spent on journey booked immediately with the supplier or by means of the Bilt Journey Portal and on Walgreens purchases and prescriptions
- 1 level per greenback spent on lease funds (as much as 100,000 factors per calendar 12 months) and all different purchases
You should use your card at the least 5 instances throughout every assertion interval to earn factors.
This no-annual-fee card (see charges and costs) presents spectacular perks, together with an Auto Rental Collision Harm Waiver, Journey Cancellation and Interruption Safety, and No Overseas Transaction Charges (see charges and costs).
You don’t want to pay lease to use for the Bilt Mastercard.
Associated: Must you pay your lease with Bilt? We crunch the numbers
3. Incomes Bilt factors by means of Bilt Eating
Bilt additionally has its personal eating rewards program known as Bilt Eating.
You possibly can hyperlink any Visa, Mastercard or American Categorical bank card to the Bilt Eating program to earn as much as 3 factors per greenback spent at Bilt Eating eating places whenever you pay with any eligible card in your Bilt Pockets.
These earnings come along with what you earn along with your bank card. For instance, if you happen to pay along with your Bilt Mastercard, you will earn 3 extra factors per greenback spent*, for a complete of as much as 6 Bilt factors per greenback spent. Put in a different way, that is a 12.3% return in your eating purchases, in accordance with TPG’s Could 2025 valuations.
Bilt states you can earn as much as 10 factors per greenback spent on consuming at a Bilt Eating restaurant and paying with any eligible card on file in your Bilt Pockets. Plus, there isn’t any cap on what number of factors you’ll be able to earn by means of Bilt Eating.
4. Incomes Bilt factors on the Bilt journey portal
Expedia powers Bilt’s journey portal, the place you’ll be able to earn factors on flights, lodge stays, automotive leases and issues to do. As a Bilt member, you earn 1 level per greenback spent on journey booked by means of the portal.
As a Bilt Mastercard holder, you earn 2 factors per greenback spent on journey booked by means of the portal and a couple of extra factors per greenback by charging your buy to the cardboard*. That could be a whole of 4 Bilt factors per greenback spent.
5. Incomes Bilt factors with referrals
You may earn 2,500 factors every time you refer a good friend to the Bilt Mastercard, on as much as 50 whole referrals. For each 5 referrals, you earn 10,000 bonus factors. You possibly can refer pals to the cardboard by means of the web site or app.
6. Incomes Bilt factors with Lyft
You possibly can earn 2 Bilt factors per greenback spent on Lyft rides whenever you hyperlink your accounts. Once you pay in your journey with the Bilt Mastercard*, you will additionally obtain a further 3 Bilt factors per greenback spent.
7. Incomes Bilt factors with health studios
You possibly can earn as much as 10 factors per greenback spent on health courses booked by means of the Bilt app.
These studios embrace SoulCycle, Pure Barre, Barry’s and Rumble Boxing.
8. Incomes Bilt factors by enjoying the Hire Free recreation
Bilt presents a recreation show-style alternative for members to earn additional factors on Bilt Hire Day (the primary of the month): Hire Free.
Hire Free is ready up like “Household Feud,” with a brand new creator or persona enjoying the sport every month. As a Bilt member, you’ll be able to earn factors with Hire Free whenever you choose a top-three reply, whenever you appropriately rank that reply (double factors) and when the superstar visitor picks the identical reply as you (triple factors).
On prime of incomes factors, the highest 10-scoring gamers will win free lease for a month (as much as $2,500). The subsequent 600 top-scoring members will get Bilt factors. When you tie, the tie will likely be damaged primarily based on who performed the sport first.
9. Incomes Bilt factors on house shopping for
In 2024, Bilt launched a brand new solution to earn factors: house shopping for. The loyalty program partnered with eXp Realty, and whenever you work with an eXp agent, Bilt members will earn 1 level for each $2 of a house buy worth. For instance, if you buy a house for $500,000 utilizing an eXp Realty agent, you would earn as much as 250,000 Bilt factors. In line with TPG’s Could 2025 valuations, these factors can be price $5,125.
*You should use your card at the least 5 instances throughout every assertion interval to earn factors.
Associated: Bilt contemplating new bank card merchandise to pair with factors for mortgage funds — listed here are our ideas
Bilt Rewards elite standing tiers
Bilt presents 4 standing tiers. You possibly can attain Bilt elite standing in two methods: incomes Bilt factors and receiving fast-track standing with spending on the Bilt Mastercard and inside the Bilt ecosystem.
When you will not earn fast-track standing on lease spending, you’ll be able to earn it by means of SoulCycle courses booked within the Bilt app, Bilt Eating restaurant purchases made with any card linked in your Bilt Pockets, Lyft rides when Bilt is ready as your rewards accomplice, and bookings made by way of Bilt’s journey portal.
Each member of Bilt Rewards begins within the Blue tier.
Here is a fast overview.
| Blue | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Possibility 1: Bilt factors qualification | All Bilt Rewards members | 50,000 factors | 125,000 factors | 200,000 factors |
| Possibility 2: Quick observe with spending | All Bilt Rewards members | $10,000 spent | $25,000 spent | $50,000 spent |
| Earn curiosity in your factors (at the FDIC-published nationwide financial savings charge) | ✓ | ✓ | ✓ | |
| Blade advantages | ✓ | ✓ | ✓ (together with a complimentary Blade flight) | |
| Entry to complimentary homeownership concierge | ✓ | ✓ | ||
| Hire Day switch bonuses | Larger switch bonuses | Gold-level switch bonuses | Platinum-level switch bonuses |
Your member standing is predicated on the full factors earned in a calendar 12 months. You may obtain the upper of the 2 statuses by means of qualifying factors or by way of spending on the fast-track standing path.
Irrespective of whenever you earn standing every calendar 12 months, it is good for the remainder of the 12 months and the next 12 months.
Bilt Platinum members can apply for an Air France-KLM Flying Blue standing match
Bilt Platinum members can obtain 12 months of Flying Blue Gold standing. To activate this standing match, members should go to the Bilt app and choose “Elite Standing Match.” Then, members should switch 10,000 Bilt factors to Flying Blue to formally activate their Gold standing. Fortunately, these 10,000 factors can be utilized towards a future Air France-KLM award flight.
After requesting standing, it might take as much as three enterprise days in your Flying Blue Gold standing to turn into formally energetic.
Flying Blue Gold standing will give Bilt members extra airline perks and qualify them for SkyTeam Elite Plus standing, which incorporates advantages on different SkyTeam airways like Delta Air Strains.
Be taught extra about particular Flying Blue Gold standing perks on Flying Blue’s tier advantages web page and the added advantages of getting SkyTeam Elite Plus standing on SkyTeam’s FAQ web page.
Associated: The right way to earn ‘curiosity’ in your factors steadiness with Bilt Rewards
The right way to use Bilt factors: Greatest-value choice
The Bilt Rewards loyalty program provides you some ways to make use of your factors, although not all carry equal worth.
Let’s begin with one of the best ways so that you can redeem your Bilt factors. Nothing beats the outsize worth of transferring your factors to Bilt’s 20 airline and lodge companions.
Switch your Bilt factors to journey companions
Becoming a member of these loyalty packages is free, even if you happen to’ve by no means flown the airline or stayed with the lodge model.
By transferring your Bilt factors to the best packages, you’ll be able to simply get 2.05 cents per level in worth — and maybe rather more — and rating a lie-flat airplane seat or an expensive lodge keep.
| Program | Switch ratio | Switch time |
|---|---|---|
| ALL — Accor Stay Limitless | 3:2 | ** |
| Aer Lingus AerClub | 1:1 | Inside minutes |
| Air Canada Aeroplan | 1:1 | Inside 24 hours |
| Air France-KLM Flying Blue | 1:1 | Inside minutes |
| Alaska Airways Mileage Plan | 1:1 | Inside minutes |
| Avianca LifeMiles | 1:1 | As much as 72 hours |
| British Airways Membership | 1:1 | Inside minutes |
| Cathay Pacific Asia Miles | 1:1 | Inside minutes |
| Emirates Skywards | 1:1 | Inside minutes |
| Hilton Honors | 1:1 | Inside minutes |
| Membership Iberia Plus | 1:1 | Inside minutes |
| IHG One Rewards | 1:1 | Inside minutes |
| Japan Airways Mileage Financial institution | 1:1 | ** |
| Marriott Bonvoy | 1:1, with 5,000 bonus factors for each 20,000 factors you switch in a single switch | Inside 48 hours |
| Southwest Airways Fast Rewards | 1:1 | ** |
| TAP Miles&Go | 1:1 | ** |
| Turkish Airways Miles&Smiles | 1:1 | Inside minutes |
| United Airways MileagePlus | 1:1 | Inside minutes |
| Virgin Atlantic Flying Membership | 1:1 | Inside minutes |
| World of Hyatt | 1:1 | Inside minutes |
**TPG has not but examined transferring Bilt factors to those packages.
Greatest-value switch companions
Bilt Rewards companions with a few of our favourite airline and lodge loyalty packages, together with Alaska Airways Mileage Plan, Air Canada Aeroplan, Air France-KLM Flying Blue, Virgin Atlantic Flying Membership and World of Hyatt. These packages have largely saved normal award charts for award flights and lodge nights, which means you will pay a predictable charge and might usually get outsize worth out of your factors.
Switch bonuses
Bilt Rewards has traditionally provided a few of the greatest switch bonuses we have seen throughout Hire Day (the primary of each month).
These have included 150% switch bonuses to some carriers, comparable to Emirates Skywards, and as much as a 100% switch bonus to Alaska Airways Mileage Plan for July 2024 Hire Day. Moreover, Bilt has beforehand provided a 100% switch bonus to Flying Blue.
Associated: The most effective airline award chart candy spots
The right way to use Bilt factors: Medium-value choices
The next redemption choices will get you respectable worth with a redemption charge of at the least 1 cent per level.
Use your factors to save lots of up for a down fee on a house
Bilt presents the distinctive potential for customers to save lots of up their factors towards a down fee on a house.
When you go for this route, your Bilt factors are valued at 1.5 cents every towards a down fee. This implies 10,000 Bilt factors are price $150 towards your down fee.
Redeem for journey on the Bilt journey portal
You should utilize the Bilt journey portal to offset the price of flights, stays, rental vehicles and actions at a charge of 1.25 cents per level.
The right way to use Bilt factors: Poor-value choices
If you wish to extract most worth out of your Bilt Rewards factors, you will possible wish to keep away from a few of these much less useful redemption choices.
Use factors for Amazon purchases
You possibly can choose your Bilt Mastercard on Amazon as a fee methodology and redeem your factors to cowl all or a portion of your buy at checkout. Nevertheless, Bilt factors are price 0.7 cents every when used this manner.
For instance, you will want roughly 14,300 Bilt factors to cowl a $100 Amazon buy. Examine that to TPG’s Could 2025 valuation of two.05 cents per Bilt level, and it is not essentially the perfect deal.
Store the Bilt Assortment
The Bilt Assortment is a curated checklist of things, together with artwork, house decor and attire. The worth per level will fluctuate, however because it hardly ever exceeds greater than 1 cent per level, it’s best to possible move on this selection.
Redeem your factors for health courses
Health lovers can redeem their Bilt factors to attend name-brand courses like SoulCycle, Solidcore, and Y7 Studio. The worth will depend upon the category you choose, however it hovers round 1 cent per level.
Redeem your factors for lease
A doubtlessly attractive choice along with your factors is to save lots of them to assist cowl your subsequent lease fee. Nevertheless, the redemption worth is simply 0.55 cents per level.
Associated: Methods school college students can meet bank card minimal spending necessities
Regularly requested questions
Does the Bilt Mastercard cost a price to pay lease?
No, the Bilt Mastercard doesn’t cost a transaction price (see charges and costs) whenever you use it to pay lease by means of Bilt Rewards. Nevertheless, you’ll be able to solely earn 100,000 factors on lease every calendar 12 months, and it’s essential to make at the least 5 transactions with the cardboard in every assertion interval to earn factors.
Can you utilize Bilt with out the Bilt Mastercard?
Sure. You don’t have to carry the Bilt Mastercard to enroll in Bilt Rewards and earn Bilt factors in this system.
Does my landlord/administration firm need to have a partnership with Bilt?
No, you should use Bilt to pay lease even when your landlord doesn’t accomplice with this system.
What are Bilt factors price?
TPG’s Could 2025 valuations deem Bilt factors as price 2.05 cents per level. Relying on the way you redeem your factors, nonetheless, you would get a a lot increased or decrease worth for them.
Is the Bilt Mastercard price it?
The Bilt Mastercard could possibly be price it if you wish to earn factors on lease with out incurring a transaction price (see charges and costs). The cardboard additionally options common bonus classes and could possibly be a terrific choice if you happen to discover worth in this system’s switch companions.
Nevertheless, the cardboard would not function a standard welcome bonus, and a few options aren’t as helpful if you happen to stay in a much less populated space. So, as with all resolution, it’s best to think about what you need in a card earlier than you apply.
Associated: Bilt Mastercard overview: No-transaction-fee lease funds
Backside line
Bilt Rewards presents an distinctive worth proposition for each renters and nonrenters. Bilt has established partnerships with a few of the extra profitable airline and lodge loyalty packages, enabling you to extract extraordinary worth out of your factors. Your factors switch seamlessly at an easy 1:1 ratio (besides when transferring to Accor), and most packages course of the transfers immediately.
Even if you happen to aren’t renting or do not wish to apply for the Bilt Mastercard, you’ll be able to earn numerous factors by linking your Lyft account, enrolling in Bilt Eating and reserving journey by means of the Bilt portal.
See Bilt Mastercard charges and costs right here.
See Bilt Mastercard rewards and advantages right here.
