Here is when Chase Freedom Limitless double money again posts

Many TPG readers took benefit of the profitable limitless double cash-back provide (now not accessible) on the Chase Freedom Limitless® that ran from October 2023 to January 2024.

And numerous them are nonetheless patiently — or maybe impatiently — ready greater than a 12 months later for his or her bonus money again to submit.

Some Freedom Limitless cardholders — together with myself — have been involved about when — or even when — the one-time bonus would submit. Given the phrases and situations on the provide aren’t the clearest and a few Chase brokers do not know in regards to the provide, it is comprehensible that cardholders are doubting if and when the bonus will submit.

The excellent news is that if it hasn’t posted to your account already, it ought to by the tip of March. We have now three knowledge factors — together with my very own — to help this timeline.

So, let’s dig in so you possibly can calculate the precise date on which these worthwhile factors will land in your Final Rewards account.

Freedom Limitless double cash-back provide particulars

As a reminder, the provide acknowledged that along with the common money again you’d obtain on purchases posted after the shut of every month-to-month assertion, you’d obtain a one-time bonus of the “matched” — or doubled — money again simply over a 12 months later.

Listed below are the precise phrases and situations:

With this provide you’ll obtain a one-time bonus equal to all Money Again rewards earned throughout your first 12 month-to-month billing cycles from account opening together with your Chase Freedom Limitless card. … Please enable 6 to eight weeks from the tip of your twelfth month-to-month billing cycle for bonus Money Again rewards to submit to your account.

When do you have to count on to obtain your double money again on the Freedom Limitless?

It’s best to obtain your one-time bonus as much as 13 months after your first assertion time limit on the account.

So, when you opened the cardboard on Dec. 1, 2023, for instance, together with your first assertion time limit of Jan. 1, 2024, it is best to obtain your bonus by Feb. 1, 2025.

You’ll find your assertion historical past in your on-line account or by calling Chase on the quantity on the again of your card.

On the later finish of the size: In case you opened the cardboard on Jan. 4, 2024, your first assertion time limit is more likely to be Feb. 4, 2024, which suggests your bonus ought to arrive on March 4, 2025.

If you don’t obtain your bonus by the 13-month mark, I would suggest sending Chase a safe message by your on-line account or calling the quantity on the again of your card.

Knowledge level 1

So, let us take a look at my real-life instance:

• I utilized and was authorized for this card on Dec. 6, 2023.
• My first month-to-month assertion closed on Dec. 25, 2023 (that is unusual as a result of I’d’ve anticipated it to be a full month later, i.e., Jan. 6, 2023).
• My twelfth month-to-month assertion closed on Nov. 25, 2024.
• My one-time bonus posted on Jan. 25, 2024.

That signifies that from the time limit of my first assertion (Dec. 25, 2023), it took 13 months for my bonus to submit.

Taking a look at it a distinct manner: My bonus posted precisely eight weeks after my twelfth month-to-month assertion (Nov. 25, 2024).

I earned 29,123 bonus factors from the double money again provide. On condition that I additionally maintain the Chase Sapphire Reserve®, I can convert that one-time bonus to totally transferable Final Rewards factors, value $597, in line with our January 2025 valuation of Chase factors.

I plan to mix these factors into my Sapphire Reserve account and switch them to World of Hyatt, as I’m attempting to achieve 60 elite nights this 12 months to qualify for Globalist standing for the primary time.

Knowledge level 2

A Reddit person had an identical expertise:

• They utilized for this card on Oct. 18, 2023 (and I presume had been authorized on the identical day).
• Their first month-to-month assertion closed on Nov. 1, 2023 (lower than a month later, like my case).
• Their twelfth month-to-month assertion closed on Oct. 1, 2023.
• Their one-time bonus posted on Dec. 1, 2024.

That makes it, once more, 13 months from their first assertion date (Nov. 1, 2023). Or, it otherwise, eight weeks after their twelfth assertion date (Oct. 1, 2023).

Knowledge level 3

TPG senior editorial director Nick Ewen is eagerly awaiting his bonus to submit. Final week, he obtained an e mail letting him know his one-time bonus is on its manner.

Let’s take a look at Nick’s dates:

• He utilized and was authorized for this card on Dec. 13, 2023.
• His first month-to-month assertion closed on Jan. 13, 2024 (precisely a month after approval).
• His twelfth month-to-month assertion closed on Dec. 13, 2024.
• He acquired an e mail on Jan. 22, 2025.
• His one-time bonus is predicted to submit on Feb. 13, 2025.

Nick was additionally impressed that it seems that double money again wasn’t restricted to spending on the cardboard; it additionally doubled his Store Via Chase earnings. He did some digging and located that the practically 2,000 bonus factors he’d earned for vacation purchasing in late November and early December had develop into nearly 4,000 factors.

Backside line

In case you had been one of many fortunate ones who jumped on the limitless double cash-back provide on the Chase Freedom Limitless simply over a 12 months in the past and have not seen your bonus factors submit but, do not fret.

Here is calculate if you’ll obtain them:

• Ignore your card software or approval date.
• As an alternative, discover the date of your first assertion (instance: Dec. 28, 2023).
• Add 13 months to that date to calculate the date your bonus factors ought to submit (instance: Jan. 28, 2025).

And when you missed out on the limitless double cash-back provide, you possibly can nonetheless apply to obtain a nice welcome provide. You will earn a further 1.5% money again on all purchases as much as $20,000 spent within the first 12 months, that means you may get a price of as much as $300 money again. That $300 money again is value 30,000 bonus factors when you even have an Final Rewards points-earning card.

To be taught extra, learn our full overview of the Chase Freedom Limitless.

Associated: One of the best playing cards to pair with the Chase Freedom Limitless