Citi / AAdvantage Enterprise World Elite Mastercard overview
In the event you’re on the lookout for an American Airways cobranded bank card for your corporation, the Citi® / AAdvantage Enterprise™ World Elite Mastercard® is without doubt one of the few choices accessible (see charges and charges). The cardboard has a $99 annual payment, waived for the primary 12 months, and does not cost international transaction charges. Card Score*: ⭐⭐⭐
*Card Score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Enterprise house owners loyal to American Airways ought to think about the cobranded Citi AAdvantage Enterprise World Elite Mastercard. Together with its $99 annual payment (waived for the primary 12 months), it additionally has perks that make for a greater passenger expertise when flying on American.
Word that the cardboard has a advisable credit score rating of 740 or larger. Now, let’s study why your corporation would possibly nonetheless think about this card in the event you and your staff journey frequently on American Airways.
Citi AAdvantage Enterprise execs and cons
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Citi AAdvantage Enterprise welcome supply
Presently, the welcome bonus on the Citi AAdvantage Enterprise permits new cardmembers to earn 65,000 American Airways AAdvantage bonus miles after spending $4,000 in purchases inside the first 4 months of account opening. TPG’s January 2025 valuations peg AAdvantage miles at 1.65 cents every, making this welcome bonus value $1,073.
There have been gives for as much as 80,000 bonus miles prior to now, so this isn’t the very best welcome supply we now have seen on the cardboard. Nonetheless, it is larger than the cardboard’s commonplace supply, so it is value contemplating if it has been in your radar.
Associated: One of the best methods to make use of American Airways miles
Citi AAdvantage Enterprise advantages
The Citi AAdvantage Enterprise card comes with a number of advantages that will likely be helpful to American Airways enterprise vacationers, together with:
- First checked bag free: You and as much as 4 journey companions on the identical reservation will get a free checked bag on home flights. That is value as much as $80 per individual on a round-trip flight, so you possibly can shortly cowl the cardboard’s annual payment with this perk alone.
- Companion certificates: Your online business can earn a certificates for one round-trip home (48 contiguous states except you are from Alaska or Hawaii) main-cabin itinerary after you spend a minimum of $30,000 on the cardboard throughout your membership 12 months. Word that redeeming the certificates prices $99, plus taxes and charges.
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Cardholders may also add worker playing cards at no extra price, which is an effective way for your corporation to earn AA miles on worker spending.
Associated: Enterprise playing cards vs. private playing cards: Key variations
Incomes miles on the Citi AAdvantage Enterprise
With the Citi AAdvantage Enterprise card, you will earn 2 miles per greenback spent on eligible American Airways purchases in addition to on purchases with telecommunications retailers, cable and satellite tv for pc suppliers, automotive rental retailers and at fuel stations. You may additionally earn 1 mile per greenback on the whole lot else.
Though the cardboard gives extra miles per greenback spent in these in style business-spending classes, purchases resembling motels, transport and workplace provides aren’t included and earn just one mile per greenback spent.
You can provide staff their very own playing cards, permitting you to earn miles on their spending in addition to your personal. Miles earned by the first cardholder and approved consumer’s card will likely be deposited into the AAdvantage Enterprise account and may be transferred to the AAdvantage account of the first account holder or one other worker.
The AAdvantage program additionally permits cardholders of any AA-cobranded card to earn Loyalty Factors to assist them obtain elite standing with American Airways. For each greenback spent on purchases on both the first card or a certified consumer’s card, you earn 1 Loyalty Level. Nonetheless, observe that Loyalty Factors earned by a certified consumer will likely be posted to the AAdvantage account of the approved consumer, not that of the first cardholder.
Associated: How you can use the AAdvantage Enterprise program
Redeeming miles on the Citi AAdvantage Enterprise
American Airways is without doubt one of the largest airways on this planet primarily based on passengers carried. An airline this huge supplies many redemption alternatives, particularly once you think about its Oneworld companions.
The AAdvantage program has a number of candy spot awards that may make it easier to get probably the most out of your miles by way of premium redemptions. Among the most respected companions you possibly can redeem AA miles for are Qatar Airways, Etihad Airways, JAL, Cathay Pacific and Qantas.
As a Citi AAdvantage Enterprise cardholder, bank card author Danyal Ahmed used his miles to ebook a one-way ticket in Qatar’s QSuite product on his approach to Tanzania for 75,000 AAdvantage miles.
Associated: Your final information to American Airways AAdvantage
Which playing cards compete with the Citi AAdvantage Enterprise?
For companies that journey incessantly, the primary opponents to the Citi AAdvantage Enterprise are enterprise bank cards that earn transferable factors.
- In the event you choose American Categorical: The American Categorical® Enterprise Gold Card, with its $375 annual payment (see charges and charges), is considerably dearer than the Citi AAdvantage Enterprise however gives larger earnings in key enterprise classes, extra redemption choices, a slew of assertion credit and higher enterprise journey and buy protections. For extra info, take a look at our full evaluation of the Amex Enterprise Gold.
- In the event you choose Chase: The Ink Enterprise Most popular® Credit score Card has a $95 annual payment and permits cardholders to earn 3 factors per greenback spent on the primary $150,000 spent in mixed purchases in journey, transport purchases, web, cable and telephone companies, and promoting purchases with social media websites and search engines like google and yahoo every account anniversary 12 months. You may switch your factors to any of Chase’s 14 resort and airline companions for much more worth. For extra info, take a look at our full evaluation of the Ink Enterprise Most popular.
- In the event you choose Capital One: The Capital One Enterprise X Enterprise card earns bonus miles on journey booked by means of Capital One Journey and limitless 2 miles per greenback spent on all different purchases. Cardholders additionally get a $300 annual credit score for Capital One Journey in addition to 10,000 bonus miles annually. For extra info, take a look at our full evaluation of the Enterprise X Enterprise.
For added choices, take a look at our full listing of the perfect enterprise bank cards.
Associated: How to decide on the perfect bank card for your corporation bills
Is the Citi AAdvantage Enterprise value it?
In the event you fly American Airways and verify a bag incessantly, you will simply justify the cardboard’s $99 annual payment annually from the free checked bag profit alone. Nonetheless, in the event you aren’t dedicated to American Airways, you will seemingly get extra worth from a special airline cobranded card or enterprise rewards journey card.
Backside line
In the event you’re a frequent American Airways flyer, you will benefit from the Citi AAdvantage Enterprise advantages and the chance to earn elite standing by means of bank card spending. Nonetheless, its incomes charges are removed from spectacular, and it is devoid of the journey protections that come routinely with many different journey playing cards. In the event you’re on the lookout for an on a regular basis spending card for your corporation, there are higher choices than the Citi AAdvantage Enterprise card.
Apply right here: Citi AAdvantage Enterprise
For charges and charges of Amex Enterprise Gold Card, click on right here.
