The Chase Sapphire Most popular® Card (see charges and costs) is without doubt one of the hottest journey rewards playing cards on the market — and for good purpose.
With beneficiant incomes charges, like 3 factors per greenback spent on eating, 2 factors per greenback spent on journey and a number of other different well-known advantages, the Chase Sapphire Most popular is a favourite amongst factors and miles freshmen and specialists alike.
Including much more worth to the cardboard, the Sapphire Most popular is presently providing a welcome provide of 100,000 Final Rewards factors after you spend $5,000 on purchases within the first three months of account opening — all for a modest $95 annual charge. In keeping with TPG’s April 2025 valuations, this provide is price a whopping $2,050.
However what are among the lesser-known CSP advantages? Let’s have a look.
Complimentary DashPass
Via Chase’s partnership with DoorDash, you may get a minimum of one yr of complimentary DashPass, the corporate’s subscription service. DashPass comes with $0 supply charges and decreased service charges on eligible orders over $12.
DashPass sometimes prices $9.99 month-to-month, or $96 yearly, so this CSP profit alone has the potential to offset the cardboard’s annual charge. Chase’s DashPass partnership is legitimate via Dec. 31, 2027, relying in your activation date.
Be aware that when enrolled in DashPass, you could use your Chase Sapphire card for cost at checkout for DashPass-eligible orders to obtain DashPass advantages.
Associated: Your full information to Chase and DoorDash
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Journey cancellation/journey interruption insurance coverage
In case your journey is minimize quick or interrupted by illness, extreme climate and different coated conditions (deemed so by the profit administrator), you could be reimbursed for pay as you go, nonrefundable journey bills (reminiscent of aircraft tickets, resorts and excursions) on as much as $10,000 per coated particular person and $20,000 per journey.
This protection is accessible to you and your quick members of the family touring with you while you pay for the journey bills together with your Chase Sapphire Most popular.
Associated: Your information to Chase’s journey insurance coverage protection
Baggage delay Insurance coverage
In case your checked bag is delayed by greater than six hours, you could be reimbursed as much as $100 per day for as much as 5 days for important purchases like toiletries and clothes. For instance, my mom’s checked suitcase didn’t arrive on Air Canada’s flight from Toronto to Tokyo. I instantly referred to as Chase from Narita Worldwide Airport (NRT) to inquire about this profit.
I used to be instructed to get a baggage delayed report from the bags service counter and maintain receipts for any necessities she bought, as much as $100 a day for 5 days or till the suitcase arrived. The suitcase was lastly delivered to my Japanese tackle 4 days later. Within the meantime, we took full benefit of the profit, with my mother shopping for $400 price of garments, footwear and toiletries to get round Japan throughout her keep.
I despatched the advantages administrator a baggage delayed report, a courier be aware when the bag was lastly dropped off, receipts for my mother’s purchases and the bank card assertion exhibiting I had paid for her ticket. Since she had flown on an award ticket, I had solely paid the charges with my Sapphire Most popular card (and never the entire fare). I used to be nervous this might make us ineligible for the perk, however we acquired a $400 verify a short while later to cowl the bills.
Alongside these identical traces, chances are you’ll be eligible for as much as $3,000 in misplaced baggage protection. Nonetheless, this profit requires you to supply virtually all of your unique receipts for gadgets costing greater than $25, making it a lot tougher to get full worth.
Associated: When to purchase journey insurance coverage versus when to depend on bank card protections
Journey delay reimbursement
Have you ever ever been on the final flight of the day to your vacation spot solely to have it canceled? If it is on account of climate or every other trigger that enables the service to deflect blame, chances are you’ll get a most popular fee from the native airport resort or be out of luck altogether. Both manner, you may seemingly be compelled to pay out of pocket.
In case your frequent service journey is delayed greater than 12 hours or requires an in a single day keep, the Chase Sapphire Most popular card covers you and your loved ones for as much as $500 per coated traveler for non-reimbursed bills, reminiscent of meals and lodging. Fortunately, I’ve by no means needed to put this profit to make use of, however understanding I may keep in a pleasant place at no cost would make the scenario extra tolerable.
Associated: Chase paid for my $1,100-per-night resort room due to built-in journey delay protection
Major automotive rental insurance coverage
Whereas most — though not all — bank cards provide automotive rental insurance coverage, you may discover a distinction within the insurance coverage being provided. Whereas a number of bank cards provide secondary automotive rental insurance coverage and a few even cost a charge, others provide main automotive rental insurance coverage — higher protection on your subsequent automotive rental.
Luckily, one of many CSP advantages is main automotive rental protection for no added charge to your rental.
This implies leases of as much as 31 consecutive days paid for with the cardboard are coated for losses, together with bodily harm and theft of the rental car, legitimate loss-of-use expenses assessed by the rental firm and cheap and customary towing expenses associated to a coated loss. As well as, with this specific card, your protection is as much as the money worth of the rental automotive.
Utilizing a bank card that gives this kind of protection means you possibly can decline any rental automotive company insurance coverage coverage — which can prevent cash in your rental — and never must file a declare together with your auto insurance coverage coverage.
Whereas it is a profit you hope you by no means have to make use of, it may well certain come in useful in an unlucky occasion. You may additionally earn a minimum of 2 factors per greenback spent on all journey bills, together with automotive leases, so you may nonetheless earn bonus factors by paying on your automotive rental with the Sapphire Most popular.
Associated: Greatest bank cards for rental automotive protection
Buy safety
This profit covers eligible private property (bought utilizing your Sapphire Most popular) within the occasion of theft, harm or involuntary and unintended parting with property. If one thing occurs to an merchandise inside 120 days of buy, it will likely be repaired or changed for a worth of as much as $500.
There is a prolonged record of excluded gadgets, together with animals, antiques, something with an engine, perishable gadgets and used/pre-owned gadgets. Nonetheless, once I purchased my newest iPad, I felt extra comfortable understanding I had 120 days of protection if I spilled espresso on it or left it behind whereas touring.
Loads of different playing cards provide related advantages (reminiscent of Amex buy safety), but it surely’s good to know Chase is maintaining with the competitors.
Associated: The most effective bank cards for worth safety
Prolonged guarantee safety
This profit can actually prevent cash. Obtain an extra yr of protection on eligible purchases with a producer’s guarantee of three years or much less. Boats, cars, plane, medical gear, leased or pre-owned gadgets and gadgets for industrial use are ineligible.
A number of years in the past, I bought a top-of-the-line flat-screen TV for $1,200, with a producer’s guarantee of two years. Then, three years later, my spouse and I had been watching a soccer sport when a loud pop occurred, and a puff of smoke appeared from the again of the TV.
I referred to as Chase, and a consultant requested for a duplicate of the unique buy receipt and a letter from the TV producer stating it was out of the producer’s guarantee. I used to be then instructed to get an estimate from a TV upkeep specialist of what it might price to repair the TV.
I flipped via the Yellow Pages and some days later acquired an estimate saying the TV was damaged past restore. After submitting the estimate, I acquired a credit score for the TV’s unique buy worth and a credit score for the TV restore charge.
I then purchased a TV for $800, which was higher than what I had paid $1,200 for 3 years earlier. As well as, Chase guarantees reimbursement inside 5 enterprise days of receipt and validation of all required paperwork. Evidently, I used to be fairly excited this profit was on the cardboard.
Associated: Greatest bank cards for prolonged warranties
Backside line
A number of of those Sapphire Most popular advantages have supplied wonderful worth for me and made life simpler once I may have in any other case been out of luck. As at all times, be sure to learn the nice print for advantages, phrases and situations. Clearly outlined and labeled documentation submitted in a logical order has made the declare processes slightly painless for me.
Additionally, be aware that the above seven advantages are under no circumstances the one perks of the Chase Sapphire Most popular card. For instance, journey accident insurance coverage, zero legal responsibility safety and journey and emergency assistant providers may all make a bitter scenario barely sweeter.
Apply right here: Chase Sapphire Most popular
