Resort cobranded bank cards serve a really particular viewers. In any case, in case you aren’t an everyday customer to the lodge chain in query, there most likely is not a lot cause to get its bank card.
However on the flip aspect, some lodge playing cards are higher than others, particularly relating to further advantages that come in useful throughout stays on the chain’s properties.
The Hilton Honors American Specific Surpass® Card, with an annual payment of $150 (see charges and costs), is a wonderful instance of a cobranded lodge bank card that really provides worth to an everyday Hilton visitor. It comes with strong incomes potential and offers a degree of elite standing that may vastly improve your stays at Hilton properties.
These are the highest 5 causes to think about getting the Hilton Honors Amex Surpass card.
Precious welcome supply
New Hilton Honors Surpass cardmembers can earn 130,000 factors plus a free night time reward after spending $3,000 in purchases within the first six months of cardmembership. This supply ends on April 29.
Based mostly on TPG’s March 2025 valuations, these bonus factors are price $780. That is not bearing in mind the worth of the free night time reward.
Since Hilton has greater than 8,000 properties worldwide, these bonus factors can be utilized for a lot of purchases, equivalent to a keep on the DoubleTree by Hilton Common Orlando in Florida or at an all-inclusive in Mexico.
Associated: 7 nice methods to make use of 100,000 Hilton Honors factors and a free night time reward
Bonus factors for Hilton stays
For those who keep at Hilton resorts often — and even on a semi-regular foundation — there are only a few playing cards with a return nearly as good because the Hilton Honors Surpass.
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You will earn 12 factors per greenback spent on all eligible Hilton purchases (together with eligible costs made to your room throughout your keep). As of March 2025, TPG values Hilton Honors factors at 0.6 cents every, so that you’re successfully getting an over 7% return on Hilton stays when utilizing this card.
You will additionally get:
Associated: Is the Hilton Surpass Amex card well worth the annual payment?
Complimentary elite standing
Many lodge chains supply solely so-so mid-tier elite standing advantages, however Hilton is an exception. The Hilton Surpass provides cardmembers complimentary Hilton Gold standing (phrases apply).
Hilton Gold elite standing may be very precious, offering:
- An 80% bonus on factors earned for Hilton stays
- Room upgrades at most manufacturers (excluding suites)
- A every day meals and beverage credit score (at U.S. resorts solely) or continental breakfast (at non-U.S. resorts)
- Elite rollover nights
The Hilton Surpass additionally comes with the flexibility to improve to Hilton Honors Diamond standing in case you spend $40,000 on it in a calendar 12 months (phrases apply). That stated, in case you’re actually out there for Diamond standing, chances are you’ll be higher off with the Hilton Honors American Specific Aspire Card because it provides complimentary Diamond standing (phrases apply).
Moreover, cardmembers get complimentary Nationwide Automobile Rental Emerald Membership Govt standing. This will get you Govt Space Entry for full-size reservations and above within the U.S. and Canada, assured upgrades and no second-driver charges. (Enrollment is required within the Emerald Membership Program; phrases apply.)
The data for the Hilton Amex Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: The award traveler’s information to Hilton Honors
Fifth night time free on award stays
You may make your factors go quite a bit additional in case you have the Hilton Honors Surpass.
For the reason that card provides you complimentary Hilton Gold elite standing, you may make the most of one of many key advantages of standing: a fifth night time free on award redemptions. Meaning you may successfully save 20% of your factors on all award stays of 5 nights.
Hilton clearly states in its phrases and circumstances that this profit solely applies to straightforward rooms, so premium room redemptions are usually not eligible. However, this is usually a nice choice to avoid wasting factors on longer stays. Extra phrases might apply.
Associated: Get your fourth or fifth night time free on lodge award stays
Hilton assertion credit score
The Hilton Surpass comes with a quarterly assertion credit score of as much as $50 (as much as $200 per calendar 12 months) when utilizing your card for Hilton purchases.
Eligible purchases embody these made straight with a Hilton property, together with room charges and incidental costs (equivalent to room or spa service), so this may be an effective way to deal with your self to a pleasant dinner or get a therapeutic massage.
For those who usually pay out of pocket for extras, this is usually a good solution to offset the Hilton Surpass card’s annual payment.
Associated: One of the best lodge bank cards
Backside line
The Hilton Surpass card is effective for each frequent and occasional Hilton vacationers. With wholesome incomes charges and computerized Hilton Gold elite standing, this card might be a wonderful addition to your pockets.
To be taught extra, learn our full assessment of the Hilton Honors Surpass.
Apply right here: Hilton Honors Surpass Card
For charges and costs of the Hilton Honors Surpass card, click on right here.
