It appears each lodge model has a bank card (or six, within the case of Marriott). So, it may be troublesome to decide on which one to get.
Out of the 33 bank cards presently in my pockets, 1 / 4 of them are from lodge manufacturers. And one in every of my prime selections is the World of Hyatt Credit score Card, which is the private bank card from Chase and my favourite lodge loyalty program, World of Hyatt.
Listed below are 5 causes I bought the cardboard — and plan to maintain it for the long run.
Annual payment that pays for itself
This card provides an annual free evening certificates at a Class 1-4 property, legitimate for peak, customary and off-peak dates. Which means you’ll be able to redeem it for an evening costing between 3,500 and 18,000 factors, with a desire for the upper finish to get most worth out of the certificates.
I redeemed my free evening certificates on the Andaz Mexico Metropolis Condesa (a Class 4 property) final 12 months, and on the Hyatt Home Manchester (Class 2) the 12 months earlier than. Given money charges for these properties begin at $250 and $170, respectively, I bought my annual payment’s price — after which some.
You may as well mix your factors and free evening certificates on the identical keep; I often use my certificates for the primary evening after which add nights booked with factors.
Helpful lodge factors
In accordance with TPG’s February 2025 valuations, World of Hyatt factors are among the many most respected lodge factors, price not less than double the worth of Hilton Honors, IHG One Rewards and Marriott Bonvoy factors.
A part of the reason being that World of Hyatt is the one one in every of these 4 main loyalty packages that also sticks to an award chart (for probably the most half). Commonplace room redemptions at most Hyatt-affiliated properties value between 3,500 and 45,000 factors.
Each day Publication
Reward your inbox with the TPG Each day e-newsletter
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
Whereas some individuals intention for luxurious lodge stays at manufacturers like Park Hyatt, I want to squeeze probably the most nights out of my Hyatt factors through the use of them at high-value Class 1 and a couple of properties. For instance, I just lately stayed on the wonderful Alila Bangsar Kuala Lumpur for under 5,000 factors an evening (the property will increase to eight,000 factors an evening March 25).
It is essential to do the mathematics to resolve whether or not utilizing factors or money to ebook a lodge keep is healthier. Once I use money, I earn 4 factors per greenback spent with Hyatt — together with on meals and spa companies — which is equal to an virtually 7% return on my spending, in keeping with our February 2025 valuations.
High up with Chase and Bilt factors
I direct most of my normal journey and eating spending to my Chase Sapphire Reserve®, which earns 3 factors per greenback spent. And since Hyatt is one in every of Chase’s 14 switch companions, I can switch my factors at a 1:1 ratio to prime up my account.
You may as well switch Bilt Rewards Factors to Hyatt at a 1:1 ratio.
Transfers are usually instantaneous, however over the previous six months, I’ve had two cases of Chase factors taking three to seven days to seem in my Hyatt account.
Automated elite standing
It is protected to say I’ve boarded the Hyatt standing prepare. This card offers me my ticket, granting me complimentary Discoverist standing only for having it in my pockets.
Whereas this entry-level standing would not give me many perks, the notable ones embody:
- A ten% factors bonus on Hyatt stays
- Upgrades to most popular rooms (topic to availability)
- 2 p.m. late checkout (topic to availability)
Quick monitor to greater standing
My intention final 12 months was to get to mid-tier Explorist standing, which requires 30 nights in a 12 months. I reached this standing tier because of the 5 elite evening standing credit this card grants me and staying 25 nights at Hyatt accommodations.
Whereas not a perk particular to the cardboard, I recognize this system’s Milestone Rewards, which granted me 2,000 bonus factors after I reached 20 nights, and a free evening certificates and two membership entry awards after I reached 30 nights.
This 12 months, I intention to achieve top-tier Globalist standing, which requires 60 nights. Due to this card’s 5 elite nights, some latest stays and upcoming ones, I am on monitor to get midway there by the center of the 12 months.
This card will give me a lift within the second half of the 12 months, granting me two elite evening credit for each $5,000 spent on it. By 12 months’s finish, I plan to place my virtually $10,000 property tax invoice on this card, plus one other $5,000 or so normally spending, totaling $15,000.
That is the candy spot to intention for, because it won’t solely give me six elite evening credit towards my 60-night goal but in addition an extra free evening certificates to redeem at a Class 1-4 property.
Backside line
In case you ask TPG veterans and consultants on factors and miles which lodge program they’re most loyal to, the most typical reply is Hyatt. So, if you wish to intention for top-tier lodge standing and luxuriate in some Milestone Rewards alongside the way in which, the World of Hyatt card is a superb selection.
Given the high-value redemptions and free evening certificates, it is also a no brainer for these seeking to reduce the money value of lodge stays.
In case you do not notably care about standing however have a card that earns Chase Final Rewards factors, the Hyatt card is a superb selection, too. Its annual payment simply pays for itself every year.
To study extra, learn our full assessment of the World of Hyatt Credit score Card.
Apply right here: World of Hyatt Credit score Card
Associated: My prime 3 picks for the most effective cobranded lodge bank card
