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Taste Talk > Blog > Travel Guide > 10 finest methods to make use of 100K Chase factors: From first-class flights to all-inclusive getaways
Travel Guide

10 finest methods to make use of 100K Chase factors: From first-class flights to all-inclusive getaways

Editorial Team
Last updated: April 4, 2025 2:26 am
Editorial Team 16 Min Read
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10 finest methods to make use of 100K Chase factors: From first-class flights to all-inclusive getaways
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Contents
Fly top quality to Europe on Emirates or LufthansaE book round-trip lie-flat seats to London with Virgin AtlanticE book round-trip enterprise class to Spain with IberiaE book flights to Europe for two with Flying BlueE book a business-class flight to JapanTake the entire household to Hawaii from the West CoastKeep 5 nights in Hawaii utilizing Chase factorsAward-winning enterprise class to India or the MaldivesE book 4 nights at an all-inclusive resort in MexicoE book as much as 20 short-haul home flightsBackside line

The Chase Sapphire Most popular® Card (see charges and costs) is considered one of our favourite rewards playing cards at TPG. And proper now, you’ll be able to earn a limited-time bonus of 100,000 Final Rewards factors after spending $5,000 on purchases within the first three months from account opening. Since TPG values Chase factors at 2.05 cents apiece, per our April 2025 valuations, this limited-time supply is price over $2,000.

With such a beneficiant welcome supply accessible, you could be questioning how one can maximize all of these Final Rewards factors. To get probably the most worth out of your factors, we suggest transferring them to this system’s 11 airline and three lodge switch companions.


Supply alert: Add 100,000 Final Rewards factors to your steadiness with this limited-time supply on the Chase Sapphire Most popular.


Whereas some might select to be thrifty with their rewards and redeem 100,000 factors for a weeklong trip, others might choose to stay out their first-class flight goals and e book a one-way ticket utilizing the bulk (if not all) of their Chase factors.

So, when you have 100,000 Final Rewards factors at your disposal, listed here are the ten finest methods to redeem them utilizing Chase’s airline and lodge switch companions.

Fly top quality to Europe on Emirates or Lufthansa

ERIC ROSEN/THE POINTS GUY

Emirates operates two “fifth freedom” flights that begin in the USA and fly to Europe earlier than persevering with to the airline’s hub at Dubai Worldwide Airport (DXB). These flights are from John F. Kennedy Worldwide Airport (JFK) to Milan Malpensa Airport (MXP), and from Newark Liberty Worldwide Airport (EWR) to Athens Worldwide Airport (ATH).

You possibly can e book both of those flights to Europe in top quality for 102,000 Emirates Skywards miles (plus minimal charges and taxes), which could be transferred from Final Rewards at a 1:1 price. Whereas 102,000 is barely larger than the 100,000-point welcome supply for the Chase Sapphire Most popular, do not forget that the supply is earned after spending $5,000, so you’ll earn at the least 5,000 further factors on purchases on high of the welcome supply.

Whereas each routes supply a incredible expertise, the JFK-to-MXP flight has a slight edge. It’s operated by the Airbus A380, which has an onboard bar and showers.

It’s also possible to e book a one-way first-class ticket on Lufthansa to Europe for 90,000 Air Canada Aeroplan factors from the East Coast and Chicago or 100,000 factors from Texas and California.

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Notice that Lufthansa normally solely releases first-class seats to companion applications like Aeroplan a number of days earlier than departure, so you will must be up for an journey, however it’s properly definitely worth the problem for a really luxurious product.

Associated: The way to e book Lufthansa top quality with factors and miles

E book round-trip lie-flat seats to London with Virgin Atlantic

ZACH GRIFF/THE POINTS GUY

Virgin Atlantic Flying Membership launched new Saver fares in late 2024, which supply terrific worth on lower-demand dates. Beginning at simply 29,000 Virgin factors every means from the USA to Heathrow Airport (LHR) and Manchester Airport (MAN), you’ll be able to get pleasure from lie-flat seats with direct aisle entry, onboard social areas and Virgin’s fabulous Clubhouse lounges at choose places.

Even on some extra standard dates, Saver fares from the northeast United States to the UK could be discovered for 50,000 Virgin factors every means or much less, that means you may get pleasure from a lie-flat round-trip journey throughout the Atlantic with the welcome supply from the Chase Sapphire Most popular.

Search for the purple “Saver” tags for the bottom fares, or use Virgin’s reward seat checker or an exterior instrument like Seats.aero to seek out the bottom costs throughout a number of dates.

Associated: Bringing the enjoyable again to flying: Virgin Atlantic A350 Higher Class evaluate

E book round-trip enterprise class to Spain with Iberia

BEN SMITHSON/THE POINTS GUY

If you wish to journey to Spain relatively than the UK, Iberia provides stellar off-peak award pricing to Spain on its Airbus A330, A350 and now A321XLR plane.

Spherical-trip business-class tickets from Boston Logan Worldwide Airport (BOS), O’Hare Worldwide Airport (ORD) or JFK to Adolfo Suárez Madrid-Barajas Airport (MAD) price simply 68,000 Avios through the airline’s off-peak award dates.

Not primarily based in considered one of these places? Longer nonstop flights from gateways like San Francisco Worldwide Airport (SFO) and Los Angeles Worldwide Airport (LAX) are simply 102,000 Avios round-trip. Taxes and costs are roughly $200 on a round-trip business-class ticket, no matter your departure metropolis.

You possibly can switch your Chase factors to British Airways Membership (previously British Airways Govt Membership) or Membership Iberia Plus (previously Iberia Plus) to e book these awards at these costs.

Associated: A evaluate of Iberia’s new business-class suite on the A350-900 from Madrid to Mexico Metropolis

E book flights to Europe for two with Flying Blue

RACHEL CRAFT/THE POINTS GUY

Air France-KLM’s Flying Blue program provides a complete community connecting North America with Europe through its Paris-Charles de Gaulle Airport (CDG) and Amsterdam Airport Schiphol (AMS) hubs.

This system costs awards dynamically, with economic system flights to Europe beginning at 25,000 Flying Blue miles every means. With 100,000 Final Rewards factors, you may e book a round-trip ticket for 2 folks to Amsterdam, Paris or past. Plus, Flying Blue provides a month-to-month promotion to save lots of 25% on award fares; due to this fact, you may probably snag a one-way ticket for simply 18,750 miles.

Associated: A evaluate of Air France economic system on the Airbus A350-900 from Paris to Denver

E book a business-class flight to Japan

ERIC ROSEN/THE POINTS GUY

Virgin Atlantic Flying Membership companions with Tokyo-based service All Nippon Airways. You should utilize your Virgin factors to e book premium-cabin tickets on ANA at engaging charges; it is hands-down one of the best ways to e book tickets on ANA. Plus, ANA’s new business- and first-class cabins are fairly superior, too — you’ll be able to count on top-notch service, nice new seats, and a choice of scrumptious meals and Champagne.

ANA business-class flights to Japan price simply 105,000 factors round-trip from the West Coast and 120,000 factors from the East Coast and Chicago’s O’Hare Worldwide Airport (ORD).

This is among the finest redemption offers of any airline loyalty program, although availability could be scarce.

Take the entire household to Hawaii from the West Coast

KYLE OLSEN/THE POINTS GUY

Are you on the West Coast of the U.S. and contemplating an island trip? Nicely, say “aloha” to your subsequent trip vacation spot. You should utilize your 100,000 Final Rewards factors to fly with three relations or associates to Hawaii from any Alaska Airways gateway in California, Washington or Oregon.

By transferring your Final Rewards factors to the Singapore Airways KrisFlyer program, you’ll be able to e book award seats on Alaska Airways. You may want simply 13,500 KrisFlyer miles every means per individual (or 27,000 miles round-trip), that means you may e book 4 folks for 108,000 KrisFlyer miles.

Associated: The perfect methods to get to Hawaii utilizing factors and miles in 2025

Keep 5 nights in Hawaii utilizing Chase factors

TIMUR ALEXANDROV/EYEEM/GETTY IMAGES

World of Hyatt is considered one of Chase’s most profitable switch companions. This system remains to be identified for its glorious (revealed) award chart, with many high-end motels costing 40,000 factors per night time or much less.

If you wish to make your Chase factors go so far as potential, take into account midrange Hyatt choices in Hawaii. An ordinary award room would price you the next:

  • 75,000 World of Hyatt factors for 5 nights on the Hyatt Place Waikiki Seaside
  • 100,000 World of Hyatt factors for 5 nights on the Hyatt Centric Waikiki Seaside or the Hyatt Regency Waikiki Seaside Resort and Spa

Or, if you wish to splurge and might journey on off-peak dates, take into account three nights on the Andaz Maui at Wailea Resort for 95,000 World of Hyatt factors.

Hyatt doesn’t cost resort or redemption charges on award stays, so there are not any added lodging fees to pay while you take a look at.

Award-winning enterprise class to India or the Maldives

ZACH GRIFF/THE POINTS GUY

Qatar Airways’ Qsuite enterprise class is regarded by many because the world’s finest. The modern design permits a four-person household to create a four-person suite to loosen up, socialize and relaxation collectively.

Qatar Airways tends to order probably the most Qsuite award availability for the members of its personal Privilege Membership program. Whereas Privilege Membership will not be a switch companion of Final Rewards, British Airways Membership is, and you’ll switch Chase factors to British Airways after which on to Privilege Membership at a 1:1 price.

This program fees 70,000 Privilege Membership Avios every means per individual from North America to Doha’s Hamad Worldwide Airport (DOH) on off-peak dates. Whereas this can be a nice worth, you’ll be able to connect with India and the Maldives for simply 10,000 extra Avios, all in enterprise class, supplying you with loads of time to get pleasure from this luxury product.

Associated: Discover Qatar Airways Qsuite award availability in seconds utilizing this platform

E book 4 nights at an all-inclusive resort in Mexico

BENJI STAWSKI/THE POINTS GUY

Individuals typically name award journey “free” with out factoring in all the opposite prices that go right into a trip. With Hyatt’s all-inclusive resorts, you’ve one much less factor to fret about: You possibly can take a look at with a $0 invoice while you use factors. Every thing out of your room to meals (even room service) to some nonmotorized sports activities are included in your award redemption.

With 100,000 Final Rewards factors, you’ll be able to e book 4 commonplace nights on the following all-inclusive properties in Mexico:

  • Breathless Cancun Soul Resort & Spa
  • Breathless Riviera Cancun Resort & Spa
  • Desires Bahia Mita Surf & Spa Resort
  • Desires Cozumel Cape Resort & Spa
  • Desires Los Cabos Suites Golf Resort & Spa
  • Desires Natura Resort & Spa
  • Desires Riviera Cancun Resort & Spa
  • Desires Tulum Resort & Spa
  • Desires Vallarta Bay Resort & Spa
  • Desires Vista Cancun Golf & Spa Resort
  • Hyatt Zilara Riviera Maya
  • Hyatt Ziva Riviera Cancun
  • Secrets and techniques Aura Cozumel
  • Secrets and techniques Bahia Mita Surf & Spa Resort
  • Secrets and techniques The Vine Cancun
  • Secrets and techniques Vallarta Bay Puerto Vallarta

In our April 2025 valuations, TPG values Hyatt factors at 1.7 cents every. With charges on the above resorts usually exceeding $400 per night time, you may save 1000’s with 100,000 Final Rewards factors.

Associated: The perfect Hyatt motels on the earth

E book as much as 20 short-haul home flights

ZACH GRIFF/THE POINTS GUY

Sure, you’ll be able to probably e book as much as 20 flights with one welcome supply.

Whereas this nearly appears too good to be true, United Airways’ MileagePlus program can supply very cheap short-haul redemption costs.

By monitoring its Featured Awards web page, you will discover home economy-class awards for as little as 4,500 miles on a route like San Francisco Worldwide Airport (SFO) to San Diego Worldwide Airport (SAN). With simply $6 in charges and taxes, this represents terrific worth and the flexibility to take as much as 20 one-way flights with one welcome supply of 100,000 Final Rewards factors.

Backside line

The Chase Sapphire Most popular is among the most rewarding journey bank cards in the marketplace. Plus, the welcome supply of 100,000 Final Rewards factors could be redeemed in some ways to e book your subsequent trip.

Whether or not you wish to fly comfortably to Europe, take the entire household to Hawaii or get monetary savings on a home flight, Final Rewards factors are straightforward to earn and redeem.



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